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Old 09-05-2007, 10:05 AM   #1
quicksaveme
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Insurance

Man I am tired of paying $285 a month for full coverage.

I need help with insurance, I am 21 and have an 07 R1 with a clean driving record. Why so high???
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Old 09-05-2007, 10:10 AM   #2
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because you are 21 with an R1
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Old 09-05-2007, 10:11 AM   #3
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All-State....believe it or not it was the cheapest I found. And I think maybe thats only becuase my family has EVERYTHING insured with them.
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Old 09-05-2007, 10:16 AM   #4
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You're 21 with an R1. I'm 40 with a 919..... $317/year Full Coverage.
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Old 09-05-2007, 10:17 AM   #5
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Haha yeah, how ironic.

Actually I just realized the other day that I'm on the neg. with my financing.

So after I pay off a couple grand more, I might trade it in for Duc or just a different all around bike. I like the monsters a lot.
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Old 09-05-2007, 10:18 AM   #6
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You're 21 with an R1. I'm 40 with a 919..... $317/year Full Coverage.


That makes me cry
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Old 09-05-2007, 10:18 AM   #7
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Quote:
Originally Posted by Rob919 View Post
You're 21 with an R1. I'm 40 with a 919..... $317/year Full Coverage.
A 919 is not classified the same as an r1. way cheaper on insurance with the 919.
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Old 09-05-2007, 10:22 AM   #8
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I am 32 and insurance would run me 1500 a year for full coverage on my rc51. Clean record married and home owner. Thats the price we pay for liter bikes. stay under 1000cc and it is way cheaper.
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Old 09-05-2007, 10:28 AM   #9
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That's why I pay cash for motorcycles and carry liability only on my motorcycles...
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Old 09-05-2007, 10:33 AM   #10
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Quote:
Originally Posted by dhdrider View Post
That's why I pay cash for motorcycles and carry liability only on my motorcycles...
+1....Mine was somewhere near 70 or 80 bucks for liability for a full yr....27, not the best driving record (lots o tickets when I was younger), suspended license (Also when I was much younger), and SINGLE.
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Old 09-05-2007, 10:33 AM   #11
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Quote:
Originally Posted by witchdoctor575 View Post
A 919 is not classified the same as an r1. way cheaper on insurance with the 919.
Without a doubt. It all depends on your age, experience (# of years riding), where you live, and then the bike you ride relative to all the above. I paid my dues though, when I was 21 with a Hurricane!
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Old 09-05-2007, 10:35 AM   #12
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i carry theft, liability and un/under insured on my bikes. that is 1500 a year for the rc and 675.
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Old 09-05-2007, 10:36 AM   #13
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$3912/year for insurance??? Wow.....

Man dude, in 2.5 years you have bought the bike all over again in insurance costs alone....
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Old 09-05-2007, 10:39 AM   #14
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Quote:
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+1....Mine was somewhere near 70 or 80 bucks for liability for a full yr....27, not the best driving record (lots o tickets when I was younger), suspended license (Also when I was much younger), and SINGLE.
Yep, it's a good thing to live by. I made it a personal rule never to finance a hobby...
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Old 09-05-2007, 10:39 AM   #15
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i was 24 w/ horrible driving record, bad credit, not married and paid $125/month for full coverage on my 2006 1000rr. that was last year.

State Farm

pete is not available, but pm tntentr1.s01 (tuan), he'll hook you up just as good as pete would
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Old 09-05-2007, 10:47 AM   #16
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"$3912/year for insurance??? "

check that - make it $3420/yr for insurance.. Still, man...
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Old 09-05-2007, 10:47 AM   #17
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Quote:
Originally Posted by houseofpain View Post
State Farm

pete is not available, but pm tntentr1.s01 (tuan), he'll hook you up just as good as pete would
I see this thread over and over, State Farm is the best and cheapest as long as u have a clear driving record and a class m, credit doesn't matter.

Hit me or Tuan up we both do State Farm!
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Old 09-05-2007, 10:48 AM   #18
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Quote:
Originally Posted by FJRmgm View Post
"$3912/year for insurance??? "

check that - make it $3420/yr for insurance.. Still, man...
Wouldn't scream this too loud, ur still paying too much!
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Old 09-05-2007, 02:04 PM   #19
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Quote:
Originally Posted by FJRmgm View Post
"$3912/year for insurance??? "

check that - make it $3420/yr for insurance.. Still, man...
I was quoted $3097 a year through progressive w/ full coverage, thats not much better.
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Old 09-05-2007, 02:10 PM   #20
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