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|04-10-2015, 11:20 AM||#1|
Join Date: Nov 2008
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Think the 22000 Ninja H2 is expensive Try getting an insurance quote
Middleaged with a long clean riding record Thatll be 7000
ANYONE wondering if they can afford Kawasaki’s £22,000 Ninja H2 might be well advised to do some insurance research before agreeing a bank loan.
Visordown has been experimenting with insurance quotes for the 200hp supercharged Ninja on a price comparison website, using details of a middle-aged motorcyclist with a long, clean riding record. As an Essex home owner, the only quote he received was £5,752. Changing his address to north London pushed it to £7,183.
We used a high-profile price-comparison site that instantly retrieves quotes from 44 providers.
We said the rider was a 43-year-old married accountant who had held a full motorcycle licence for 25 years and had over nine years’ no-claims bonus, with no accidents or convictions. We gave the machine's value as its price, of £22,000, and said it would be kept in a garage.
Both the London and Essex addresses resulted in just one quote from the same provider.
The quotes were for fully-comprehensive cover and social, domestic and pleasure use. Asking for third-party-fire-and-theft cover resulted in no quote being retrieved.
We also checked what would happen if we added an accident to our man's history. We said he had been hit by a third-party driver three years ago while driving his own car. We said the accident was not his fault and did not lead to a claim on his insurance. With the incident added, no quote was returned.
Fully-comp insurance on a new Suzuki SV650S is available using the same details for around £200, with or without the accident.
We've contacted the insurance provider directly and are waiting to hear if the firm can offer a better Ninja H2 quote. A call handler said that, as the bike was valued at over £20,000, it must be dealt with by a separate 'private client department'.
We're also waiting for a quote from Kawasaki's own insurance service, who told us the machine must be fitted with a tracker.
We decided to try getting an insurance quote for Kawasaki’s 998cc Ninja H2 after problems were raised by a Visordown reader.
Commenting on our Ninja H2 video review, the user said he was 53, with a clean licence and 30 years’ no-claims bonus, and that his cheapest quote was £5,752 – the same as ours.
The reader wrote: ‘I put my £5,000 deposit down on an H2 back in October. Just got an insurance quote – 53-year-old rider, full licence 33 years, 30 full comp insurance, 30 years’ no-claims, clean licence, always rode Kawasaki's flagship sports bikes. Best and only quote £5752.44.
‘Looks like another ZX10. I can insure that for £180.’
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