Need Some Advice

luckyxdevil1 · 06-08-2012, 02:48 PM

Well I just went down on my bike, I'm okay, was just a little or maybe a lot shaken up. The guy in front of me was taking a green light slowly at first and then proceded to speed up. He thought a car was comming to his right so he suddenly stopped. I was able to hit both my brakes, bike fell to the right which is also the way I went. Didn't hit his truck. Guy got out and made sure i was okay and we moved out of the way. He gave me his insurance info and he even followed me to make sure I made it to the house.

I'm not sure if his insur. will pay for any damages, since usually the one in back is at fault. He said he would let his insur. co. know what happend. Am I stuck with this bill or are there any certain ways to go about it.

I know we have a guy on here that works with insurance. Trying to find his info now.

Any insight would be appreciated.

Keith

Thanks.

green600 · 02:54 PM

Was hoping for one of your EPIC Friday threads.....

DAM... Dude, glad your ok.

bluewave18 · 06-08-2012, 02:51 PM

Its on you Im pretty sure

RACER X · 06-08-2012, 02:52 PM

Quote:

Originally Posted by bluewave18

Its on you Im pretty sure

agreed

hotcknstrips · 06-08-2012, 02:52 PM

Sorry to say Keith, but not his fault.

Much less that there was no vehicle to vehicle contact.

Joshua42007 · 06-08-2012, 02:53 PM

bro, are you ok? Any injuries or anything?

obed · 06-08-2012, 02:56 PM

glad you are ok, nice of him to get out and check you out and then follow you home to make sure you were really ok...

01ls1ws6 · 03:02 PM

I had a similar thing happen to me in my WS6. A lady was stopped a red light and when light turned green she took a right to get on the feeder. Out of no where she slammed on the brakes because she heard an ambulance. Needless to say I bumped her. All the cars going straight took off and cleared the intersection no problem. We'll the cops were called an I got a "failure to control speed" ticket.. So good luck. Sounds like a nice guy, but honestly lawfully it's your fault.. Just my 2 cents.

luckyxdevil1 · 06-08-2012, 03:09 PM

Thx. I figured. I didn't actually make any contact with his vehicle.

Will either insurance company help with cost. I know I could just call, but I know ill get some straight info from you all first

From luckyxdevil1's phone using taptalk

bluewave18 · 06-08-2012, 03:13 PM

If you have FC you are good minus a deductible

01ls1ws6 · 06-08-2012, 03:17 PM

That or contact the dude and ask him to help you out with the deductable at least. Not that it matters, but did he admit fault??

bluewave18 · 06-08-2012, 03:21 PM

The dude should tell you to slow the down if you are wormy enough to call him and bug him. I wouldn't call him. He went out of his way already. He was not at fault

luckyxdevil1 · 06-08-2012, 03:21 PM

Quote:

Originally Posted by Joshua42007

bro, are you ok? Any injuries or anything?

Thanks alot for asking no injuries. had just all my gear on probably would have my hands up alittle if I didnt have my gloves.

Ps. Thankyou Lea for the gloves.

Pss. Gear makes a difference. And I just got my perrini mesh all armored everywhere, wearing it for the first day..

luckyxdevil1 · 06-08-2012, 03:26 PM

Quote:

Originally Posted by obed

glad you are ok, nice of him to get out and check you out and then follow you home to make sure you were really ok...

Thanks for responding Obed. The guy was really nice and I even think he'll help with repairs, just my gut feeling. Could be wrong. But I think I just have some fairing damage. Exept the bar that holds my wind screen snapped. Bolt went through my fairing and there was some oil leakage, I don't know if because it was on it's side oil leaked out. Drove it home about 5 miles and no problems. About to get out into it soon.

Again thanks for the response, and it was nice meeting you the other night.

Keith

rhenriksen · 06-08-2012, 03:29 PM

You'd need to have 'collision' coverage on your policy; his insurance is irrelevant. Also need to figure out what the repair cost will be, and what your deductable is, before deciding if it'd be worth it to make a claim.

Whatever you do, DON'T CALL YOUR INSURANCE AND TELL THEM YOU WRECKED! - that is, unless you've decided to file a claim. If you tell them on the phone that you had an accident, it goes on your record, even if you don't file a claim. Ask me how I know...

Quote:

Originally Posted by luckyxdevil1

Thx. I figured. I didn't actually make any contact with his vehicle.

Will either insurance company help with cost. I know I could just call, but I know ill get some straight info from you all first

From luckyxdevil1's phone using taptalk

luckyxdevil1 · 06-08-2012, 03:34 PM

Quote:

Originally Posted by 01ls1ws6

That or contact the dude and ask him to help you out with the deductable at least. Not that it matters, but did he admit fault??

He did apoligize for stopping in front of me unexpectedly because he thought another car wasn't going to stop. He said he didn't have any money to do something. I really don't know if he meant there or what. I would hope not. But since the guy was nice enough with all he did. I think he may help out with cost. Not out trying to get anything for nothing. Just would like to get a few things fixed to make sure my bike is safe.

And At leat Im alive.

Keith

luckyxdevil1 · 06-08-2012, 03:37 PM

Quote:

Originally Posted by rhenriksen

You'd need to have 'collision' coverage on your policy; his insurance is irrelevant. Also need to figure out what the repair cost will be, and what your deductable is, before deciding if it'd be worth it to make a claim.

Whatever you do, DON'T CALL YOUR INSURANCE AND TELL THEM YOU WRECKED! - that is, unless you've decided to file a claim. If you tell them on the phone that you had an accident, it goes on your record, even if you don't file a claim. Ask me how I know...

No I didn't call either insurance company for this exact reason. Thanks for the response.

luckyxdevil1 · 06-08-2012, 03:39 PM

Quote:

Originally Posted by bluewave18

The dude should tell you to slow the down if you are wormy enough to call him and bug him. I wouldn't call him. He went out of his way already. He was not at fault

How much slower could I have been going? Come on now I wasn't speeding, doing anything stupid, maybe taking my eye off of his vehicle for a second to see if any vehicles were coming from my left or right.

sullivan · 06-08-2012, 03:47 PM

Its your fault man, just be glad it wasn't going 90mph like me yesterday.

I was on I45 on the curvy section just going through town, and I already had my target fix, however the truck in front of me slammed on his brakes, since i was in the far right lane turning left, I didn't have much of a choice, i almost thought I was headed for the wall. but somehow i was able to slow down, and reset my line a second time.

You can't follow close on a motorcycle, especially in a turn.

bluewave18 · 06-08-2012, 03:48 PM

Quote:

Originally Posted by luckyxdevil1

How much slower could I have been going? Come on now I wasn't speeding, doing anything stupid, maybe taking my eye off of his vehicle for a second to see if any vehicles were coming from my left or right.

Then why did you drop the bike? Seriously, it's not his fault. Rules of the road make it your fault. You were following too closely if you were on a ss bike and couldn't stop in time. I'm not trying to sound like a or bust . I'm just saying what I think. You anticipated one thing and another thing happened. We can never assume what the cagers in front of us will do. Your best bet is to leave yourself an out in the future.

06-08-2012, 02:48 PM	#1
luckyxdevil1 Senior Member Join Date: Apr 2012 Location: Cypress Feedback Rating: (0) Posts: 1,831 Experience: 3 years Trackdays: 2 Bike(s): GSXR-750 '02 69' Yamaha 650 back in the day	Need Some Advice Well I just went down on my bike, I'm okay, was just a little or maybe a lot shaken up. The guy in front of me was taking a green light slowly at first and then proceded to speed up. He thought a car was comming to his right so he suddenly stopped. I was able to hit both my brakes, bike fell to the right which is also the way I went. Didn't hit his truck. Guy got out and made sure i was okay and we moved out of the way. He gave me his insurance info and he even followed me to make sure I made it to the house. I'm not sure if his insur. will pay for any damages, since usually the one in back is at fault. He said he would let his insur. co. know what happend. Am I stuck with this bill or are there any certain ways to go about it. I know we have a guy on here that works with insurance. Trying to find his info now. Any insight would be appreciated. Keith Thanks.
	__________________

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06-08-2012, 02:50 PM	#2
green600 BYE Join Date: Jan 2011 Location: 77045 Feedback Rating: (3) Posts: 20,932 Experience: 1-3 months Trackdays: 1	Was hoping for one of your EPIC Friday threads..... DAM... Dude, glad your ok.
	__________________ Sure, I've been called a xenophobe, but the truth is, I'm not. I honestly just feel that America is the best country and the other countries aren't as good. That used to be called patriotism. Life's too short to eat dusty Parm Last edited by green600; 06-08-2012 at 02:54 PM.

06-08-2012, 02:56 PM	#7
obed TMGP Pimp Join Date: Aug 2011 Location: Houston Feedback Rating: (1) Posts: 7,735 Experience: 10+ years Trackdays: 10+ Bike(s): 2011 Honda CBR600RR Harley Road King Harley Sportster Yamaha TW200 Suzuki dirt bike	glad you are ok, nice of him to get out and check you out and then follow you home to make sure you were really ok...
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06-08-2012, 03:00 PM	#8
01ls1ws6 Senior Member Join Date: Mar 2012 Feedback Rating: (0) Posts: 834 Experience: 2 years Bike(s): 2009 R6 Black and gold baby! YZ250	I had a similar thing happen to me in my WS6. A lady was stopped a red light and when light turned green she took a right to get on the feeder. Out of no where she slammed on the brakes because she heard an ambulance. Needless to say I bumped her. All the cars going straight took off and cleared the intersection no problem. We'll the cops were called an I got a "failure to control speed" ticket.. So good luck. Sounds like a nice guy, but honestly lawfully it's your fault.. Just my 2 cents.
	Last edited by 01ls1ws6; 06-08-2012 at 03:02 PM.

06-08-2012, 02:51 PM	#3
bluewave18 Safety Third Join Date: Oct 2007 Location: S.E. Feedback Rating: (0) Posts: 34,826 Experience: 10+ years Bike(s): 08 Busa 03 XR 50	Its on you Im pretty sure

06-08-2012, 02:53 PM	#6
Joshua42007 Senior Member Join Date: Feb 2011 Feedback Rating: (2) Posts: 3,624 Experience: 1-3 months Bike(s): 06' GSX-R 1000	bro, are you ok? Any injuries or anything?

06-08-2012, 03:09 PM	#9
luckyxdevil1 Senior Member Join Date: Apr 2012 Location: Cypress Feedback Rating: (0) Posts: 1,831 Experience: 3 years Trackdays: 2 Bike(s): GSXR-750 '02 69' Yamaha 650 back in the day	Thx. I figured. I didn't actually make any contact with his vehicle. Will either insurance company help with cost. I know I could just call, but I know ill get some straight info from you all first From luckyxdevil1's phone using taptalk
	__________________

06-08-2012, 03:13 PM	#10
bluewave18 Safety Third Join Date: Oct 2007 Location: S.E. Feedback Rating: (0) Posts: 34,826 Experience: 10+ years Bike(s): 08 Busa 03 XR 50	If you have FC you are good minus a deductible

06-08-2012, 03:17 PM	#11
01ls1ws6 Senior Member Join Date: Mar 2012 Feedback Rating: (0) Posts: 834 Experience: 2 years Bike(s): 2009 R6 Black and gold baby! YZ250	That or contact the dude and ask him to help you out with the deductable at least. Not that it matters, but did he admit fault??

06-08-2012, 03:21 PM	#12
bluewave18 Safety Third Join Date: Oct 2007 Location: S.E. Feedback Rating: (0) Posts: 34,826 Experience: 10+ years Bike(s): 08 Busa 03 XR 50	The dude should tell you to slow the down if you are wormy enough to call him and bug him. I wouldn't call him. He went out of his way already. He was not at fault

06-08-2012, 03:47 PM	#19
sullivan Senior Member Join Date: Jan 2012 Feedback Rating: (1) Posts: 1,797 Experience: 10+ years Bike(s): 2008 Ninja EX650R 2005 Yamaha YZ250F	Its your fault man, just be glad it wasn't going 90mph like me yesterday. I was on I45 on the curvy section just going through town, and I already had my target fix, however the truck in front of me slammed on his brakes, since i was in the far right lane turning left, I didn't have much of a choice, i almost thought I was headed for the wall. but somehow i was able to slow down, and reset my line a second time. You can't follow close on a motorcycle, especially in a turn.
	__________________ There goes Jim on his Kawi with a curb monkey hanging off of him like a lemur.