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Old 06-05-2009, 08:53 AM   #1
dzamaboy
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Best finance option?

Where is the best place to finance a bike in Houston?

I have good credit and about $2000 to put down. I can pay the rest off in 6 months. I could probably wait another 6 months and pay straight up cash, but I want to ride ASAP!!
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Old 06-05-2009, 09:17 AM   #2
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Old 06-05-2009, 09:20 AM   #3
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I have my business acct with first community credit union and they help as much as they can and they are still giving loans unlike other banks.
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Old 06-05-2009, 09:21 AM   #4
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CASH



If not go with the Credit Union.


Whatever you do, DO NOT USE GE MONEY, Funancing.

They are when it comes to getting your title. Im in a battle right now about one.
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Old 06-05-2009, 09:29 AM   #5
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werd, you should be able to go w/a CU easy
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Old 06-05-2009, 09:52 AM   #6
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Old 06-05-2009, 09:54 AM   #7
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Listen to ^^^^
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Old 06-05-2009, 09:55 AM   #8
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Old 06-05-2009, 09:56 AM   #9
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State Farm Bank generally has the lowest interest rates of any bank. You can contact them through any State Farm agent.
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Old 06-05-2009, 02:51 PM   #10
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send me a pm and i will see what we can do for you.
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Old 06-05-2009, 03:25 PM   #11
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CASH

If you can have the cash in hand in 6 months go with cash. The whole summer urge bites a lot of people and probably a vast majority of us on this forum as well.
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Old 06-05-2009, 03:31 PM   #12
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Get a personal line of credit from a bank or credit union. Don't finance the bike but use an advance from the line of credit. That way there won't be any lien on the bike. If you have a credit card with a low advance rate or an introductory rate, since you plan to pay it off in six months you can use that.
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Old 06-05-2009, 03:31 PM   #13
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Depends on what make of bike you want. I bought my Yamaha(s) with $0 down, no interest for 6 mos. Just be sure to have all cash in hand before the 6mos. to pay it off. Otherwise, u r screwed!

If no make has this financing incentive, all above posts seem about right!
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Old 06-05-2009, 03:49 PM   #14
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Quote:
Originally Posted by texasyankee View Post
Get a personal line of credit from a bank or credit union. Don't finance the bike but use an advance from the line of credit. That way there won't be any lien on the bike. If you have a credit card with a low advance rate or an introductory rate, since you plan to pay it off in six months you can use that.
At a time that many credit card companies are raising their rates at their own discretion I think this would be a risky move.

Even then, say the bike gets laid down, something else happens, gas pricing sore again, whatever it may be.... Then are you going to have the cash in 6 months without a doubt?
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Old 06-05-2009, 06:20 PM   #15
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Yes, I can make $500 to $1000 payments and I definitely intend to pay it off by the end of the year.
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Old 06-07-2009, 10:17 AM   #16
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i highly recommend you stay away from HSBC who retails most of the Suzuki, Kawasaki, etc finance cards/specials.

I am NOT a fan. Perfectly ok if you never have an issue, but one bump in the night and they do seriously not give a .
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Old 06-07-2009, 10:55 AM   #17
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+1 on funancing that is . Luckily i have my title.....suckers.
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