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Old 02-10-2009, 02:41 PM   #1
matemike
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Insurance on Trackbike?

What do y'all carry on your dedicated track-only bikes? Should I even let the insurance company know that it is a track-only bike?
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Old 02-10-2009, 02:46 PM   #2
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Personally I don't, but I know plenty who do.

You need to check your policy and the Company's policies on this subject- some will insure, some won't... I don't know of any that insure a bike for racing, the ones that insure track days only insure it if you're take a "school".
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Old 02-10-2009, 02:51 PM   #3
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No insurance for me....if I wad it up, I chalk it up....if you hit me and make me crash, be ready to meet my fist in the pits....ok, not really.
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Old 02-10-2009, 02:56 PM   #4
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No insurance for me....if I wad it up, I chalk it up....if you hit me and make me crash, be ready to meet my fist in the pits....ok, not really.
Ok thinking if someone hits you at the track, who fault is it, or do you just say sorry and deal with your own bike? Never thought about this till now if the other person pays for your damages
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Old 02-10-2009, 03:13 PM   #5
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Ok thinking if someone hits you at the track, who fault is it, or do you just say sorry and deal with your own bike? Never thought about this till now if the other person pays for your damages
You each pay for your own. Stuff happens while riding track. That just part of it so don't expect someone else to pay for your stuff even if you think it is there fault.


Bubby and I don't carry any on our track bikes. We have full coverage on the 04 Honda because it I'd street/track. Now I do carry liability on the 07 cuz I do ride it on the street ever so often.
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Old 02-10-2009, 03:21 PM   #6
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...if you hit me and make me crash, be ready to meet my fist in the pits....ok, not really.
I think I could make a rap song using just this phrase. Good one Danny!!
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Old 02-10-2009, 03:47 PM   #7
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Quote:
Originally Posted by tonyt915 View Post
Ok thinking if someone hits you at the track, who fault is it, or do you just say sorry and deal with your own bike? Never thought about this till now if the other person pays for your damages
to each his own when it comes to the track....if you are even remotely worried about your piece getting wrecked by someone else, either

A) carry full coverage insurance

OR

B) stay home

and I'm being serious....

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Old 02-10-2009, 03:48 PM   #8
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I think I could make a rap song using just this phrase. Good one Danny!!


you should see me when I battle
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Old 02-10-2009, 03:51 PM   #9
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state farm....full coverage
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Old 02-10-2009, 05:54 PM   #10
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state farm....full coverage
I've got Statefarm on the truck. What do you pay for full coverage on the bike? I never bothered to ask, because I just assumed it was more then I could afford.

Probably something like $250 a month.
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Old 02-10-2009, 06:02 PM   #11
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I've got Statefarm on the truck. What do you pay for full coverage on the bike? I never bothered to ask, because I just assumed it was more then I could afford.

Probably something like $250 a month.

$90 a month
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Old 02-10-2009, 06:21 PM   #12
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Full coverage with state farm...$55/month. But...I'm old
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Old 02-10-2009, 07:33 PM   #13
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But...I'm old
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Old 02-12-2009, 03:25 PM   #14
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Quote:
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$90 a month
HOOOOOoooooOOOOOOLY .

Well, that makes getting rid of my bike that much more difficult. ......
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Old 02-12-2009, 04:18 PM   #15
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i paid $110/month for full coverage with a not so great driving record on my 2006 1000rr back in 2006-2007. i was 24-25 yrs old at the time.

state farm ftw!
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Old 02-12-2009, 05:06 PM   #16
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Quote:
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i paid $110/month for full coverage with a not so great driving record on my 2006 1000rr back in 2006-2007. i was 24-25 yrs old at the time.

state farm ftw!
Someone actually insured you, Tony? If they only knew.........




































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