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Old 03-31-2008, 05:55 PM   #41
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Fact #1- there's gonna be a shitton of these bikes for sale this year
Fact #2- until the deal is completely done, you don't own the bike (it sounds like it's not completed anyway)
Fact #3- you haven't paid a dime for the bike

I would call them up, and if they want to change the interest rate, I'd say "come get your bike" and buy from someone else.

I think that if you try to fight this, it's only going to end up in headaches and drawn out BS. My guess is that there is some small print in the contract that allows them to do this (as some have said already).

However, if you're gonna try to keep the bike, make sure you make copies of the contracts and bring a copy with you. Make sure you read the small print and see if it says something about this situation. Call a lawyer- a lot of lawyers will talk to you about your situation, sometimes, lawyers can resolve these types of disputes without going to court (sometimes it's as easy as a letter).

Good luck!
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Old 03-31-2008, 05:56 PM   #42
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Quote:
Originally Posted by 07SLVRCBR View Post
Then please use it. He's driving me nuts about this.

FWIW. He's not trying to eff anyone over. He also does NOT want this to end in a returned bike. He WILL work with you to salvage this.

Yes, I feel comfortable speaking on his behalf. Don't ask.
hmm lol what is it you do mayn?
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Old 03-31-2008, 05:57 PM   #43
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Old 03-31-2008, 06:07 PM   #44
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Quote:
Originally Posted by tomLSTD View Post
I would call them up, and if they want to change the interest rate, I'd say "come get your bike" and buy from someone else.

Good luck!
Either this, or they can take the difference off the price of the bike.
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Old 03-31-2008, 06:13 PM   #45
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Id take them the bike and say thanx for the test ride and tell them you will take your business else where .. Thats bs and I wont be using this store if they dont help you in some way ..
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Old 03-31-2008, 06:20 PM   #46
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Originally Posted by RojerLockless View Post
Either this, or they can take the difference off the price of the bike.
How many years was the finance term? 5.5% of $XX for XX years? I seriously doubt they'll do that- if they do, trust me, they're getting their money somewhere from you!
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Old 03-31-2008, 06:28 PM   #47
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1. Don't ride the bike.... don't try to do burn outs, wheelies, or ride it hard... DO NOT ride it at all... be smart.
2. If you have the contract and it is signed by you and them, then this is a case for an attorney, don't sign a new loan for 10%, that is plain shady business practice on their part and why would you want to deal with someone like that?
3. If the contract states that you have to be approved, then have them prove show you on what basis/account the initial terms were made and what terms/conditions changed for the new terms to be made.
4. Don't hide the bike, if they want the bike, let them come get it.

Good Luck and I hope you get to keep the bike at that awesome rate....

Another thing you can do is go to JSC or some other bank and see if they can match the rate given to you, they won't, but JSC has loans at 5% which is really good and I know this can be obtained as I someone who just got one... you can then use this loan to get the bike, depending if you want to still deal with them. let us know how this works out...
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Old 03-31-2008, 06:30 PM   #48
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+1 on another lender. You'd be way better off with a credit union or something similar.
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Old 03-31-2008, 06:31 PM   #49
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Good advice all the way around the horn there IndoMLA.

I definitely would not use them for financing from here on out! Of course, my opinion is to just tell them to come get it, but that's just me, I would have already had enough shenanigans by now.
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Old 03-31-2008, 06:34 PM   #50
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Not sure how it is in the Moto industry, but in most car sales, they have you sign a piece of paper stating that they have 3 day to finalize all sales... what that means is that the Car is not your until 3 days after the sale... now this is only on their part bc if you try to return it on your own accord, then buyers remorse does not exist... just food for thought
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Old 03-31-2008, 07:09 PM   #51
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if you can negotiate the intrest 8 points somebody is f'ed up
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Old 03-31-2008, 07:27 PM   #52
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Told em you already did a little "customization" to it and send em a few pics of your f4i.

They'll their pants and give you your 4.9%
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Old 03-31-2008, 07:37 PM   #53
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Quote:
Originally Posted by 07SLVRCBR View Post
+1 on another lender. You'd be way better off with a credit union or something similar.
If it comes to that I will and I'll be doing it at Pasadena Honda.

Quote:
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Told em you already did a little "customization" to it and send em a few pics of your f4i.

They'll their pants and give you your 4.9%
They already saw my F4i when I came and picked up the 1000RR my GF rode my F4i home.
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Old 03-31-2008, 07:41 PM   #54
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I get alot of parts from pasadena honda just cause they live up to there word 99% of the time and there pretty close.
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Old 03-31-2008, 07:47 PM   #55
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I think they screwed up and let you sign the contract too early.

I bought a bike a few years ago and was initially approved for like 5%. I worked out the deal and the dealer filled out all the paper work, but when I came to pick up the bike they told me that Suzuki (HSBC) had refigured the loan and I was looking at 10%.

I ended up just ponying up more down payment to get the 5%, but if the dealer had let me sign the contract initially for 5% they probably would have had to eat it.
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Old 03-31-2008, 07:50 PM   #56
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I hope it works out for you- this really sucks bad. :/:

I had the same thing happen with a car one time, but I took it back after a few days- didn't sign the new contract. I found out years later that it did show up as a repo on my credit.
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Old 03-31-2008, 07:56 PM   #57
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Quote:
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I hope it works out for you- this really sucks bad. :/:

I had the same thing happen with a car one time, but I took it back after a few days- didn't sign the new contract. I found out years later that it did show up as a repo on my credit.
how the did that happen? did you fight it? because if they didn't submit the paper work after you signed it, then it never belonged to you. right?
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Old 03-31-2008, 08:28 PM   #58
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how the did that happen? did you fight it? because if they didn't submit the paper work after you signed it, then it never belonged to you. right?
That's what my dad said and he's a lawyer if i returned the bike it never belonged to me therefore It wont go on my credit.
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Old 03-31-2008, 08:45 PM   #59
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Well I called, Voice mail.
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Old 03-31-2008, 08:53 PM   #60
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Quote:
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how the did that happen? did you fight it? because if they didn't submit the paper work after you signed it, then it never belonged to you. right?
I didn't find out about it for a VERY long time. By that time it didn't matter to my credit anymore :/: ... but yes, it was easy to get off by contacting the credit agency.
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