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Old 03-31-2008, 10:56 PM   #21
sixerSLYGUY
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Quote:
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I seem 2 be answering this question weekly

The track is considered a "no fault zone" meaning no matter what happens or whose more at fault than the other, liability cannot be upheld due 2 the main fact that there is no right of way out there. It's basically a "ride at ur own risk" event. So u get clipped there is nothing BINDING them 2 cover ur damages.

Check with ur current insurance co, and determine if track days are excluded from ur policy, speak with claims and underwriting 2 verify that. If it is ur fkd and need 2 seek other ins co's, if it's NOT EXCLUDED (which 95% of the time it won't be), add the collision coverage 2 ur policy for the weekend, and then remove it.

Sounds like u need 2 switch co's anyway, full coverage is out there for less than $80/month on a r6, especially at SF, PM me or Tuan for a quote!
PM sent
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Old 03-31-2008, 10:59 PM   #22
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Old 04-01-2008, 12:02 AM   #23
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StateFarm is AWESOME! They are cheap, and were quick to pay on my claim. My wreck was on the track and I told them that (the adjuster actually mentioned an article he found in the Angleton newspaper about the wreck!) and they had no problem paying.
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Old 04-01-2008, 12:06 AM   #24
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StateFarm is AWESOME! They are cheap, and were quick to pay on my claim. My wreck was on the track and I told them that (the adjuster actually mentioned an article he found in the Angleton newspaper about the wreck!) and they had no problem paying.
I was hoping u'd chime in with ur story in one of these threads!
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Old 04-01-2008, 12:14 AM   #25
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Hit up ^Candie^ for some great insurance coverage! Even though she supports Obama you can trust her to get you what you need, and then some, for CHEAP!

My '07 1000 with FULLY FULL coverage (including $25K in medical for any riders I may have) is only about $100 a month.
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Old 04-01-2008, 12:18 AM   #26
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Quote:
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Hit up ^Candie^ for some great insurance coverage! Even though she supports Obama you can trust her to get you what you need, and then some, for CHEAP!
I'm gonna let YOU get away with that

Quote:
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My '07 1000 with FULLY FULL coverage (including $25K in medical for any riders I may have) is only about $100 a month.
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Old 04-01-2008, 02:48 AM   #27
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If someone else hits you what you can expect is an apology so if you are worried about your bike get an insurance company that covers you out there. Also don't enter the track without proper medical insurance because bills can pile up quickly if something happens and you don't have insurance.

When one of my good buddies had an accident the guy that was involved came over apologized and helped load everything up. We were just happy he came over and apologized him helping us get everything loaded so we could get to the hospital was more than what was expected.
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Old 04-01-2008, 09:45 AM   #28
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If someone else hits you what you can expect is an apology so if you are worried about your bike get an insurance company that covers you out there. Also don't enter the track without proper medical insurance because bills can pile up quickly if something happens and you don't have insurance.

When one of my good buddies had an accident the guy that was involved came over apologized and helped load everything up. We were just happy he came over and apologized him helping us get everything loaded so we could get to the hospital was more than what was expected.
Apologies can be rare as well. Especially amongst newbs.
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Old 04-01-2008, 10:02 AM   #29
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I callled my insurance company "allstate" today and they do cover trackdays under my policy. Only thing they will not cover is if its for business use
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Old 04-01-2008, 11:17 AM   #30
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Quote:
Originally Posted by Moody View Post
Apologies can be rare as well. Especially amongst newbs.
that is true......

the only thing you SHOULD EXPECT at a trackday/race is an apology, anything more than that is asking too much.

nobody hits anybody on the track on purpose....who the wants to ruin their own bike in the process? even on the track, it's an ACCIDENT. only on the track, there is no fault but your own for being on the track. nobody put a gun to your head and told you to ride around on a fun course
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Old 04-01-2008, 11:34 AM   #31
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The lack of fault I disagree with but, personal recourse for damages is obviously out of the question.
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Old 04-01-2008, 12:39 PM   #32
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Quote:
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WOW... The EXACT scenario you gave happened to me. An up-and-coming racer lowsided into me, totalled my bike and I tallied up $36K in medical bills.

Bike and health insurance paid a great deal of it, but I was still out of pocket about $1,500 after deductibles, etc...

I've got the guys name, number, address, DL, phone number, etc, etc, etc... so I'm sure he could have figured out how to get ahold of me, too. Funny thing though, I never even got so much as an apology from him.

kick his seabass!
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