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Old 01-25-2008, 05:05 PM   #81
Gryphin
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i think if their werent a few bad apples when it comes to insurance companys then the negative image that is put on the whole thing wouldnt be there. You got to remember not every company is the same, but this whole WORLD is based on what people do as a whole and not one on one. because if they based it on what people do one on one then they wouldnt make money. because the bad drives would get raped and the good ones would get off easy!

so they put the rate somewhere in the middle and that way they cover what the bad drivers do and then still make money off of the good ones.

but as long as their nice about taking your money its alright, because when its comes time to get what you paided in back they better give it back with a smile as well! just fair i think.
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Old 01-25-2008, 05:08 PM   #82
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ok while we're on the various topics...

so I've got a payout offer from myne,
and of course the deductible to be removed from
that. I told I wanted to hear the $ for the other drivers ins
co... the tl agent tells me they won't cover the storage fee
if I don't take the offer that day. Doesn't bother to give a
breakdown on the payout either.

Normal, or just bad CS on that individuals part?
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Old 01-25-2008, 05:12 PM   #83
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Old 01-25-2008, 06:21 PM   #84
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Quote:
Originally Posted by dbuck View Post
ok, so I have a few peeps on here that disagree with me when I say that insurance fraud affects all insured motorists....as in higher rates for everyone....

am I wrong?

am I the only one (besides PoPo of course) that mans up when we screw up?

It kinda reminds me of when I was a kid and it was everybody's fault, except my own of course. If you screw up and make poor decisions in life, please don't pass those mistakes down to honest individuals who try to abide by the law and try to be positive members of society.

Thanks,

DBuck
yes is true but i hate that about we pay for those azzes

they lied they should pay not me
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Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

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nevermind ima bumbass and ill get my wife 2 do it 2nite.
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 06:26 PM   #85
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Originally Posted by level5 View Post
Why are y'all defending the biggest crook of all? Insurance is a business company, they collect your money and make money and more money. When you are involve in an accident, they will try to screw you and not paying you a dime if they could. They are one heartless . Maybe, you haven't been screwed by them. They will raise your rates regardless if they pay out $1 or millions. It is a way for them to get their money back. Wake up people.

that is true. do not confuse insurance companies with a family or personal bussiness

insurance companies teaches ppl how to cheat steal and brake every law known to man just to get away with not paying a frigging claim

the ppl that commit insurance fraud are just the students
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Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

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nevermind ima bumbass and ill get my wife 2 do it 2nite.
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 06:34 PM   #86
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Quote:
Originally Posted by Ulric View Post
ok while we're on the various topics...

so I've got a payout offer from myne,
and of course the deductible to be removed from
that. I told I wanted to hear the $ for the other drivers ins
co... the tl agent tells me they won't cover the storage fee
if I don't take the offer that day. Doesn't bother to give a
breakdown on the payout either.

Normal, or just bad CS on that individuals part?
Might be bad CS, might! Ok so u were hit by someone and they did or did not have insurance?
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Old 01-25-2008, 06:34 PM   #87
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Quote:
Originally Posted by level5 View Post
http://rds.yahoo.com/_ylt=A0geu91BKp...aud/index.html

No sympathy for the insurance company nor the thief. To me, both are the same.

thats what i mean again i dont do a pat in the back to a thief but neither to an ins company


i bet most ppl hate it but anyway it wont look cool saying it here

and P S i have never commited fraud of any kind i always keep insurance on my cars and bike

but if someone does is his ,her problem and he / she should pay not me
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Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

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nevermind ima bumbass and ill get my wife 2 do it 2nite.
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 06:43 PM   #88
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Quote:
Originally Posted by 1FastGSXR View Post
Why should a used car get brand new parts?

Ok i gotta WORK... i WILL continue this convo tonight if anybody wants to oblige me!

because if someone pays insurance premiums they should get new parts period
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Quote:
Originally Posted by honorsdaddy View Post
Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

Quote:
Originally Posted by 1sickGixxer View Post
nevermind ima bumbass and ill get my wife 2 do it 2nite.
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 06:47 PM   #89
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Quote:
Originally Posted by Ulric View Post
The quote I provided, and to which you responded to about parts... comes from a class action lawsuit in which the particular Insurance carrier was using parts of lesser quality than were originaly on the car. Further they did this w/o notifying the insured this was thier policy.
Now tell me, what process SF has in regards to testing 'used' parts to sure their are as strong/safe/reliable as was on the car prior to it's being in an accident. THAT is the reason OEM parts cost more, because their are tested/guaranteed to meet certain standards...it's not because thier 'new', heck those parts could have been setting on a shelf for years collecting dust.

"as far as profit. Let's say u were with INS CO A for 5 years and over that period u paid about $3k in premiums, they paid a few claims for u all totalling $10k, in the scheme of things the company has LOST ON U. it would take u insuring ur vehs with them another 10 YEARS with NO ACCIDENTS for them to profit off of ur particular policy, so the ins co are very AWARE that it isn't gauranteed profit"

Lets be realistic, most insurance carriers would drop someone before or as the approached that mark.
Yes your correct their aware it isn't, but by the same token there are people within them that have taken action to attempt to make them so, and as can be evidenced by case files on the internet... partaking in illegal actions to do so.

By no means am I saying it is right to attempt to defraud the insurance companies. It is also not right, for the insurance companies to attempt to screw and/or defraud the people they are paid to 'protect'.

yes but remember no one wanna accept that

consumer suck insurance comp must make money or else
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Quote:
Originally Posted by honorsdaddy View Post
Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

Quote:
Originally Posted by 1sickGixxer View Post
nevermind ima bumbass and ill get my wife 2 do it 2nite.
Quote:
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 06:52 PM   #90
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Pester read the entire thread 1st, THEN give ur input. ur kinda all over the place
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Old 01-25-2008, 06:57 PM   #91
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Candy i gots yo back mama!
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Old 01-25-2008, 07:01 PM   #92
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Candy i gots yo back mama!
oh i already know babe! ty
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Old 01-25-2008, 07:18 PM   #93
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Quote:
Originally Posted by 1FastGSXR View Post
Pester read the entire thread 1st, THEN give ur input. ur kinda all over the place

i agreed with some posts i can do that
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Originally Posted by honorsdaddy View Post
Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

Quote:
Originally Posted by 1sickGixxer View Post
nevermind ima bumbass and ill get my wife 2 do it 2nite.
Quote:
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 07:21 PM   #94
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Quote:
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i agreed with some posts i can do that
koo
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Old 01-25-2008, 07:22 PM   #95
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Quote:
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koo
?????
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Originally Posted by honorsdaddy View Post
Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

Quote:
Originally Posted by 1sickGixxer View Post
nevermind ima bumbass and ill get my wife 2 do it 2nite.
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I know enough Spanish to stick you with a knife cabron
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Old 01-25-2008, 07:30 PM   #96
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?????
koo a.k.a. cool..
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Old 01-25-2008, 07:34 PM   #97
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Quote:
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+1.....

frauds, cheats, thieves, etc tax the rest of us.....no such thing as a free lunch

insurance companies might even pay full claims (ie medical) if the system was not so abused
agreed
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Old 01-26-2008, 04:51 PM   #98
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agreed

yes but after reading most of the posts here makes me think

insurance fraud is illegal and is punishable by law

but lets just think of how many "frauds" ppl make

i see many ppl doing wheelies and racing on the streets

now they get caught and get a fine. they go on statistics, we all pay higher premiums

now, is funny how some one posts here that they saw someone doing that on the freeway and everyone says idiot, squid and so on
but when someone is a well known rider he get props

now some ppl here got called scums, because they are the reason that insurance companies raises their premiums when they commit fraud

but ppl that races on streets pop wheelies, and such arent they responsible too?

now some ppl defended the insurance companies so bad

that i ask them, do they speed? pop wheelies and crash?

if so. you guys are runining it for me too,

and then i read the excuse,

because i go to the track, 45 mph is boring for me, so thats why i speed

great excuse, like the cop is going to let them go after hearing that

some ppl do all kind of , and then turn around and point fingers at everyone else,

if you get a policy, you sign a contract, and that contract states that you have to obey the law

now who do that? isnt that cheatting too? or everytime you brake the law on your bike you go home and call the ins comp and tell them you did all that ?
because thats just person you are aint you?

i see this thread as useless as streetcowboy teaching everyone maturity

we all cheat, we all lie, and we all **** up and for our very own convenience we act like nothing happened

of course there are ppl that crosses the line, but we all do it in some exten,t and no. im not calling anyone a thief is just a good example

i dont think anyone here is perfectly clean to throw he first stone

and i also know by experience that someone might lie. cheat or something

but that doesnt mean they gonna **** anyone up badly

as some ppl said here, one thing is insurance companies and another anyone else


btw disclaimer. i dont intend to offend anyone or compare anyone

but we all are human beings and we all **** up, and yes sometimes we pay the price, and sometimes other ppl do
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Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

Quote:
Originally Posted by 1sickGixxer View Post
nevermind ima bumbass and ill get my wife 2 do it 2nite.
Quote:
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I know enough Spanish to stick you with a knife cabron
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