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Old 01-25-2008, 02:42 PM   #41
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Yeah,I had a wonderful experience with a State Farm claims guy who did a "drive by" estimate on my fairly new GT Mustang that had been rear ended by a State farm insured individual.he told me it was raining so he did the estimate from inside his car!Great customer service
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Old 01-25-2008, 02:46 PM   #42
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I had a 'few' dealings with State Farm when I was younger with my car. They were always quick to pay out, with no hassle at all. Our agent was the absolute best as well. . . knew the whole family. Kinda like those investment commercials where they act like they REALLY know their customers.

I'm now with Progressive, and had one claim with them 15 months ago. Flooded my car. I was in a rental a few hours later, and had my car back from the shop 3 or 4 days later.


Maybe I'm lucky and just always get top notch customer service when it comes to insurance companies, who knows.
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Old 01-25-2008, 02:46 PM   #43
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Quote:
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Best advise....GO TO ANY BODY SHOP car or bike and ask them what the BEST insurance co's are.....STATE FARM hands down!

Sorry but I work in this field, automotive repair, and all insurances are the same. I have seen many new cars got used and aftermarket parts. How do you feel when you just bought a car and someone caused the damage and you now have used parts or parts don't fit like it's suppose to?
To a regular joe, you can't tell the difference in repair but we all know that quality comes with price/money. Money is what insurance don't want to dish out.
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Old 01-25-2008, 02:48 PM   #44
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Insurance agents are a lot like lawyers,everybody likes their own,but they have never been on the other side
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Old 01-25-2008, 02:49 PM   #45
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I just have a big problem with our government telling me i have to buy something and doing little our no regulating of said industry
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Old 01-25-2008, 02:51 PM   #46
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Quote:
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some of these people on this board are proving to be real dirtbags....and jet has got a good point too-getting stuck on the tab cause people are walking?

i can understand if theres been a mix up on bills....something gets haywire in the kitchen....an honest mistake? but straight walking your tab?

thats some real bullshit


That's fuked up.
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Old 01-25-2008, 02:52 PM   #47
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Old 01-25-2008, 02:53 PM   #48
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Insurance agents are a lot like lawyers,everybody likes their own,but they have never been on the other side
I think it kinda comes down to like Candy said, it depends on who it is you get to talk to...
...while your at it, Candy/Trent and anyone else... you MIGHT also want to google complaints in regards to SF and some of the others.
When it comes down to it, some of these companies are quite large...and the actions of one area/local may very from antother too.

So summarize, no one sides feelings are completely right or wrong... but there is a moraly correct side to it...and the some of that is, that deliberate, intentional fraud is wrong. We can in the end only be responsible for our own choices, actions and decisions.
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Old 01-25-2008, 02:54 PM   #49
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yeah......maybe if they financed dinner like they do their bikes they could afford it....
i financed my bike... but i also have full coverage. not everyone can drop 10K for a new bike... but i won't walk on a tab
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Old 01-25-2008, 02:57 PM   #50
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Quote:
Originally Posted by level5 View Post
Sorry but I work in this field, automotive repair, and all insurances are the same. I have seen many new cars got used and aftermarket parts. How do you feel when you just bought a car and someone caused the damage and you now have used parts or parts don't fit like it's suppose to?
To a regular joe, you can't tell the difference in repair but we all know that quality comes with price/money. Money is what insurance don't want to dish out.
He was talking about service not the work and when it comes to sf they pay what they owe is the point of the comment.

The quality of the repairs comes down to THE BODY SHOP, not the ins co, they're not doing the work for u, and if the part is used or not, makes no difference as long as my car is back to what it looked like before and pieces aren't falling off.
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Old 01-25-2008, 02:59 PM   #51
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Quote:
Originally Posted by Ulric View Post
I think it kinda comes down to like Candy said, it depends on who it is you get to talk to...
...while your at it, Candy/Trent and anyone else... you MIGHT also want to google complaints in regards to SF and some of the others.
When it comes down to it, some of these companies are quite large...and the actions of one area/local may very from antother too.

So summarize, no one sides feelings are completely right or wrong... but there is a moraly correct side to it...and the some of that is, that deliberate, intentional fraud is wrong. We can in the end only be responsible for our own choices, actions and decisions.
Good point, hit that link Tuan threw up on the TDI complaint index. It shows the complaint ratio for ALL ins co's in Texas.
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Old 01-25-2008, 02:59 PM   #52
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Quote:
Originally Posted by Ulric View Post
So summarize, no one sides feelings are completely right or wrong... but there is a moraly correct side to it...and the some of that is, that deliberate, intentional fraud is wrong. We can in the end only be responsible for our own choices, actions and decisions.
yes, but to call one out because they are honest...that's wrong..

Quote:
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Quote:
Originally Posted by dbuck
a part of the insurance rates "we" pay is because of ignorant mother ****ers like you....that's all. Have a great day!
dude go **** yourself, stop being crying, I have my opinion and you have yours.Have a great day
FWIW- I sent him that message last night after consuming like 10 beers....I was kinda ....oh well, just gotta be careful who you hang with.... People that have no problem intentionally ripping off insurance companies are just as likely to rip off others whom they are close to if it benefits their situation.....

Just be careful who you hang with on these boards...you never know how people may really feel.
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Old 01-25-2008, 03:01 PM   #53
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Quote:
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yes, but to call one out because they are honest...that's wrong..

FWIW- I sent him that message last night after consuming like 10 beers....I was kinda ....oh well, just gotta be careful who you hang with.... People that have no problem intentionally ripping off insurance companies are just as likely to rip off others whom they are close to if it benefits their situation.....
Just be careful who you hang with on these boards...you never know how people may really feel.
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Old 01-25-2008, 03:02 PM   #54
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here's that link again! http://www.tdi.state.tx.us/auto/cpautoci06.html
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Old 01-25-2008, 03:05 PM   #55
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He was talking about service not the work and when it comes to sf they pay what they owe is the point of the comment.
Not from what I am seeing.
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Old 01-25-2008, 03:05 PM   #56
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oooh, I got a signature....

Candy, you popped that cherry...LOL!
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Old 01-25-2008, 03:06 PM   #57
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Quote:
Originally Posted by 1FastGSXR View Post
He was talking about service not the work and when it comes to sf they pay what they owe is the point of the comment.

The quality of the repairs comes down to THE BODY SHOP, not the ins co, they're not doing the work for u, and if the part is used or not, makes no difference as long as my car is back to what it looked like before and pieces aren't falling off.


Depends on the person. I don't mind a used OEM part as long as it's PERFECT. I don't pay OEM aftermarket premiums, so I will not accept aftermarket parts. I care a great deal, especially with my car. It may only be a Mustang, but it's only 1 of 723 true Blue Bullitts made, and if anything happens to it, it will be fixed using nothing BUT OEM Ford parts.
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Old 01-25-2008, 03:06 PM   #58
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so it says there was a little over 11.2 million insurance policies in texas for '06, how many cars were actually on the road though? it's for that reason also that rates are so high
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Old 01-25-2008, 03:06 PM   #59
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Quote:
Originally Posted by 1FastGSXR View Post

The quality of the repairs comes down to THE BODY SHOP, not the ins co, they're not doing the work for u, and if the part is used or not, makes no difference as long as my car is back to what it looked like before and pieces aren't falling off.
And wouldn't it benefit the shop owner to use "used" or not OEM parts to fix a bike or car, bill the insurance company for new OEM parts and then pocket the rest??? I have known a few individuals in the body repair business who want a piece of the pie as well.
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Old 01-25-2008, 03:09 PM   #60
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Quote:
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Not from what I am seeing.
BS
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