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Old 07-22-2016, 02:08 AM   #1
zikaprevail
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Bike to be repaired by insurance

What do you recommend? I know some em parts are expensive so it can be beneficial to get aftermarket items that id have wanted anyway. So what kind of the things would be good to get and would most likely be covered?
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Old 07-22-2016, 05:13 AM   #2
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Originally Posted by zikaprevail View Post
What do you recommend? I know some em parts are expensive so it can be beneficial to get aftermarket items that id have wanted anyway. So what kind of the things would be good to get and would most likely be covered?
Who is going to repair your bike?
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Old 07-22-2016, 06:48 AM   #3
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Wouldn't aftermarket parts only be covered if you already had them on? insurance just looked at my bike and was like, "Ok, fix whatever needs to be fixed." The covered my gear too.
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Old 07-22-2016, 06:50 AM   #4
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Wouldn't aftermarket parts only be covered if you already had them on? insurance just looked at my bike and was like, "Ok, fix whatever needs to be fixed." The covered my gear too.
If the bike isn't financed, the insurance company COULD just cut the owner a check in the amount of the estimated repairs, then the owner could use that money at his own discretion.
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Old 07-22-2016, 11:18 AM   #5
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I repaired my own and used the check to go skiing at Mary Jane...
Is that considered "after market"?
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Old 07-22-2016, 11:38 AM   #6
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Ive worked at dealers and for insurance. If you need any questions answered feel free to shoot me a pm
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Old 07-22-2016, 01:57 PM   #7
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Old 07-24-2016, 08:55 PM   #8
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Quote:
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If the bike isn't financed, the insurance company COULD just cut the owner a check in the amount of the estimated repairs, then the owner could use that money at his own discretion.
not financed, insurance company just told me to get an estimate and 3 pictures of it. The repair guy said that now is the time to get the after market parts cause they are cheaper sometimes than OEM anyways. He said that happens all the time.
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Old 07-24-2016, 09:00 PM   #9
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The insurance will pay to put the bike in pre crash condition which means OEM parts. Get the estimate for OEM parts and the insurance company will cut you a check. If you want to put cheaper aftermarket stuff on and pocket the rest that is your choice.
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Old 07-24-2016, 09:05 PM   #10
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Quote:
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The insurance will pay to put the bike in pre crash condition which means OEM parts. Get the estimate for OEM parts and the insurance company will cut you a check. If you want to put cheaper aftermarket stuff on and pocket the rest that is your choice.
ahhokay is this how it normally works then? they give you an estimate with the expensive parts and then the insurance cuts a checks i didn't know ! thanks!
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Old 07-24-2016, 09:41 PM   #11
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It's not the "expensive" parts. It's the parts that were on your bike before the wreck. That is the insurance company's obligation, to get it back to how it was.
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Old 07-24-2016, 09:59 PM   #12
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I get that, but if it was an oem part which happens to be more expensive then ill be able to get the aftermarket, correct?
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Old 07-24-2016, 10:13 PM   #13
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Correct, you do what you want with your money.
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Old 07-25-2016, 04:29 AM   #14
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So what are good things to change over oem part?
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Old 07-25-2016, 05:32 AM   #15
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Quote:
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So what are good things to change over oem part?
Ask your repair guy
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Old 07-25-2016, 11:03 AM   #16
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Quote:
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So what are good things to change over oem part?
Depends on what you want and what needs repaired.
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