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Old 08-01-2007, 03:42 PM   #1
Styxx76
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Finaincing

anyone know a place that does finaincing on bikes for people with less than perfect credit? :BangHead:

divorces....still sticking it to ya
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Old 08-01-2007, 03:44 PM   #2
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Call Patrick, 281-444-0545

He has a lot of experience with that. Otherwise you can roll the dice with some one like Eximports.
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Old 08-01-2007, 03:44 PM   #3
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Thanks Moody.


The lowest I've seen outside of "in-house" financing is a minimum Bekin score of 600. I'm not sure if that's much help.
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Old 08-01-2007, 03:49 PM   #4
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A co-signer will usually work, with a nice down payment.
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Old 08-01-2007, 03:50 PM   #5
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Have you checked out E-loan? I liked their no-obligation powercheck. They'll give you a rate quote, if you accept it they'll send you a check. You aren't committed to the loan until you put an amount on the check sign it. It gives you the ability to go into a dealer and negotiate like you have cash on hand since you write them a check and ride the bike off or just walk away if you don't like the deal rather than being tied to one dealer or bike because of the financing.

Man, I really sound like I work for them. :laughing6 I don't, I just had a bad experience with a CU when trying to get financing and E-Loan was much more flexible and fit my needs.
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Old 08-01-2007, 03:56 PM   #6
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There is a financing company that charges about 23% interest but will finance almost anyone. If you are seriously interested in a company like that, I'll try to look it up later. PM me.
Otherwise, some creditcards let you take cash out on them with pretty much the same high interest.

Otherwise, get an extra job, save that money and get a cheap bike or save it for a nice downpayment and see if a credit union will finance you for the rest.
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Old 08-01-2007, 03:58 PM   #7
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im below a 600 i think , due to talking to companys already...doeses Motorcycles Unlimited do in house or know a place that does...thanks for the info as well, trying eloan right now
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Old 08-01-2007, 04:00 PM   #8
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There is a financing company that charges about 23% interest but will finance almost anyone. If you are seriously interested in a company like that, I'll try to look it up later. PM me.



ill try anything at this point, paying isnt the problem...getting fianacing is the problem....send me the info ill try them last i guess
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Old 08-01-2007, 04:02 PM   #9
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buy small 500cc or less, buy cheap aka USED, buy CASH.

take MSF.
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Old 08-01-2007, 04:03 PM   #10
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Go to your credit union or bank and tell them you need a loan for a wedding ring.
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Old 08-01-2007, 04:05 PM   #11
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We do all of our financing either through GE money (Funancing) or American General.

A word of advice, please don't take this the wrong way, BUT, don't get sucked into a bad deal just because you've got "bike fever".

Good luck, and if you find a bike you like, bring it by and we'll do a visual inspection and test drive, free of charge, to make sure you're not getting taken advantage of.
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Old 08-01-2007, 04:08 PM   #12
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not my first bike although i do have a case of fever at the moment
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Old 08-01-2007, 04:09 PM   #13
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i need financing too, my credit sucks
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Old 08-01-2007, 04:12 PM   #14
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im still trying to repair mine ...just takes forever, and trying not to let bike fever get the best of me, had a old one ..got rid of it due to time and a newborn..now i have the time agsin and the want but credit is crappy...so im stuck in a rock and a hard place
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Old 08-01-2007, 04:14 PM   #15
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get a credit card and buy it with a convenience check!
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Old 08-01-2007, 04:27 PM   #16
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btw patrick the bike i was looking at for a choice was the 2007 Kawasaki ZX6R at your place and one similer to that at some aj foyts near yall
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Old 08-01-2007, 04:41 PM   #17
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i tried to buy a bike from Motorcycles Unlimited, that clean R1... Since i haven't had a job for five years straight i was declined. Went to go check out another dealer who ran my credit to e-loan and i was approved with a low APR and for lots of cash. I have a 720 credit score though, they say they will work with you if your credit is less than average, but so far they have been great with me. I didn't go with the bike from the other dealer, but i bought a raven black '05 r1 a few days ago and couldn't be happier. Good luck to you
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Old 08-01-2007, 07:26 PM   #18
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i am fianacning my bike, 4k loan.. im almost 20. only had a credit card for maybe a year or so, went thru my bank and had my dad cosign it since i havent established credit.. got approved with an 8.26% intrest rate... 2yrs.. comes out to about43** i think is what i figured out.. but ill have it paid off before the 2 years..

find someone with good credit who will co sign... as long as YOU can make the payments so you dont fawk them over too.
good luck.
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Old 08-01-2007, 08:14 PM   #19
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G.E. installment accounts are now offering extended teir financing on certain programs but you WILL pay for it.

also call american general they do pretty good but plan on at least 2 grand down
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Old 08-01-2007, 08:22 PM   #20
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My philosophy regarding motorcycles is that if you can't pay cash for it... you can't afford it.

Face it, for about 95% of us our bikes are toys... would you be better off saving up and paying cash? Probably so. More importantly, would you be better off saving that $$ and putting it into an IRA, CD or maybe college fund for you kid?

Not trying to on your parade, just trying to give you a different perspective.
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