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Old 08-24-2015, 06:05 PM   #1
Streak
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NOT ANOTHER NOOB QUESTION

What's up MH,
I wanted to know a good place to get an used bike from. Not a scooter, mountain bike but a sports bike particularly a 600 you know your gsxrs, cbrs, zx6rs.. you get the point. However keep in mind that I'm super young (19) I and I don't have any credit really established. I'm pretty sure most places ask for co-signers. Is there away to skip this step? Everyone I know is against the ideal because they feel it's unsafe, so you can imagine I'm having a hard time here. Thanks you for the feedback in advance .
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Old 08-24-2015, 06:09 PM   #2
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Don't finance a toy.
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Old 08-24-2015, 06:13 PM   #3
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Quote:
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Don't finance a toy.
+1

Generally not a good idea. If you are new it is best to start small and cheap. First bike, not last.
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Old 08-24-2015, 06:20 PM   #4
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Quote:
Originally Posted by LRD View Post
Don't finance a toy.
This!

As bad as you want to get in the game, you are young, have no real credit history, and proper insurance is going to knock you down financially on a ss bike. You are far better off saving your coin and outright buying a nekked standard or equivelant starter bike AFTER you take the msf course on one of the loaner bikes.

That said, there is no way around not having credit to finance, and potential co-signers that are not willing to help you. Good luck, I had to wait till I could afford one myself.
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Old 08-24-2015, 06:27 PM   #5
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I see what you're saying & yeah I don't want to get that deep into it where im financing something new. But there's gotta be a place where I can put down like 2gs and payout the rest out. I'm just tryna get riding ASAP its gonna take me awhile to save up to full price you know?
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Old 08-24-2015, 06:39 PM   #6
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Cough cough *go dirt* cough...
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Old 08-24-2015, 06:44 PM   #7
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Last edited by pigfarmer; 08-24-2015 at 06:47 PM.
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Old 08-24-2015, 07:26 PM   #8
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I'm 35, got my first bike at 17 (a 85 gs550). It was naked bike and fun at first.... then I made riding friends and everyone was on CBR f2's, YZF's, etc. I wanted a supersport, but quickly realized insurance was more than I could afford. So I bought a katana. Still full fairings, but WAY cheaper insurance. Then I saved coin for the next 2 years when I bought a 94 zx7. To this day...I have never financed a toy nor carried full blown collision insurance. Bikes will always be available. You might find an in house financing type place, but whatcha gonna do the first time it needs a $500+ repair and you're still making payments?
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Old 08-24-2015, 07:43 PM   #9
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^yep, plus the cost to maintain, gear you'll definitely want, and whatever upgrades you will likely want. Expect to spend at least $300 a year on tires if it will be your primary mode of transportation, daily checks on tire inflation, chain lubrication, oil and coolant plus 2 brake reservoirs to keep an eye on to name the most basic daily checks. If you aren't mechanically inclined you are going to want help looking these thing over on a regular basis until you get it down.

Not trying to dissuade, but it can be an expensive hobby at your age without support of your loved ones. Also keep an eye out for the rider down and rip threads to give you a better look at what you are getting into. I spent over a year looking at accidents and all kinds of gory t to try and change my own mind, that alone helps keep me riding responsibly. Good luck.
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Old 08-24-2015, 08:16 PM   #10
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Thanks for the advice man lol I'm just itching to get riding ever since the msf course. I know I can save to get one, its just going to take forever and I want it now. I have a really decent job right now so affordability wise a bike could fit into my budget. It's just the co-signer lump. But everyone is saying the same thing basically so ill just probably save up.
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Old 08-24-2015, 08:17 PM   #11
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Lmao on the cool lol that's not a bad ideal haha
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Old 08-24-2015, 08:18 PM   #12
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That's actually not bad, I just don't want to be stuck with it lmao
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Old 08-24-2015, 08:21 PM   #13
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I see what your saying. Makes a whole lot of sense, very smart actually!! Thanks for the wisdom man!
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Old 08-24-2015, 08:36 PM   #14
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1) buy gear
2) take the motorcycle safety course
3) get insurance quotes on the bike(s) you want
4) buy your bike
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Old 08-24-2015, 08:39 PM   #15
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The summer I turned 19 was on me. I lived in the Chicago area...this meant 5 or 6 months of good riding weather. It was my second summer on the bike and not my main mode of transportation. The carbs got fubarred and a float needle was stuck. So the bike sat for 2 months while I saved the $300 or $400 to fix it....had I owed anyone $$$ on the bike it would have likely sat ALL summer. Just food for thought.
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Old 08-24-2015, 08:43 PM   #16
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You can always pick up a bike for 2-3K. , grab a 250 for even less. Save up a few bucks for a jacket, helmet, gloves. You can ride in steel toe's or something similar with jeans for now.

Helmets are cheap, easily under a 100. Jackets go used left and right. I sold a Speed and Strength for $35. Gloves can be found for under $30 as well.

Take MSF..about $200 with some license fees at the DMV.

Insurance is your call...some might say you can ride dirty but risk the impound if police pull you over. Just gotta do the math and see if it's worth it .

If you live in a n apartment your bike will probably get stolen. Just a thought...

Good luck and ride safe.
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Old 08-24-2015, 08:52 PM   #17
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get a sumo
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Old 08-24-2015, 08:56 PM   #18
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Quote:
Originally Posted by LRD View Post
Don't finance a toy.
Eh, I financed my bike and I'd do it again. But I went from being poor as all to getting a decent job straight out of college. I didn't have the cash to buy the bike I wanted, so I financed it, because I had the cash flow to make the payments insignificant. I totally agree with not financing a toy because you essentially can't afford it any other way. I just didn't want to wait a few months. Just my $.02
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Old 08-24-2015, 08:58 PM   #19
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How about this one?

2007 kawasaki Ninja 250R

http://houston.craigslist.org/mcy/5162880624.html
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Old 08-24-2015, 09:16 PM   #20
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And another:

2006 Suzuki GZ250

http://houston.craigslist.org/mcy/5125513437.html
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