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Old 08-23-2015, 06:46 PM   #21
Japawhat02
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I have never understood this mentality. If you are seriously hurt, then sure, get medical care. If not, there is nothing wrong with a) doing nothing or b) seeing your family doctor
I have no clue where this myth about going to the ER somehow makes a stronger case for recouping losses came from. Even something like a broken wrist is still broken whether you have it initially worked up in the ER, at a cost of $3000, or at the office for a few hundred. The aftercare with an orthopedist is the same, regardless of where things started out. What you are in fact doing is a) driving up the cost of motorcycle, car, and health insurance for everybody (yes, including yourself) and b) adding to overcrowding, and taking up time and space in the ER "just to get checked out".
*again, this only applies if you do not have a life or limb threatening injury. If you think that going to the ER nets you more money, you are wrong.
I just did not say it clear enough. I was asking if you went to the er from the scene. And if you didn't to go get checked out asap, not necessarily go to the er. A physician would be sufficient. And it has nothing to do with netting more money, it's about making sure you weren't stuck with the bill. I'm all about keeping the abuse of the er to a minimum. I'm also not a fan of insurance abuse and frivolous lawsuits from bs car accidents.
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Old 08-23-2015, 07:09 PM   #22
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Actually.. you are the one being wrong.. you have no clue how this plays and how a technicality can gets you to pay for everything.. i have dealt with insurance companies twice.. and yes. Even when you end up at the ER. They look for any error from your part to avoid paying

Going to the ER is not to rip the insurance company.. it is to ensure you are taking the proper steps in order to file a claim if...and only if.. they find an injury that requires medical attention

It is all about the money.. and it is a legal matter either you like it or not
You missed the point. I am not differentiating between seeking and not seeking care. A person definitely needs to be compensated for losses, injuries, expenses, etc. I am making a point about the irrelevance of where you receive said care. From a medical standpoint, a knee contusion and abrasion is exactly that, regardless of where you receive that diagnosis.

My apologies to the original poster for the derailment of the thread. Hope that you are feeling well, and are back riding soon.
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Old 08-23-2015, 07:12 PM   #23
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Originally Posted by Japawhat02 View Post
I just did not say it clear enough. I was asking if you went to the er from the scene. And if you didn't to go get checked out asap, not necessarily go to the er. A physician would be sufficient. And it has nothing to do with netting more money, it's about making sure you weren't stuck with the bill. I'm all about keeping the abuse of the er to a minimum. I'm also not a fan of insurance abuse and frivolous lawsuits from bs car accidents.
My apologies. I agree with you about getting evaluated. Much peace.
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Old 08-23-2015, 07:19 PM   #24
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Let me create this scenario..i get clipped and go down.. apparently.. im ok..i wait 2 days and to my family doctor..he is used to threat colds and other bullshit.. he ok me. That remains on file...later on i start to have pain or discomfort...i go to er. They know i waited due to the severity of injury..and inflamation. With that alone. Insurance will say that is a new injury..and they wont pay for it..it is all legal..
You go to er right there to seek attention and make sure theyvspotvany injury before it gets worse. And in case insurance needs proof. Well there you have it..a family doctor will not go thorough as the er guys do
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Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

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nevermind ima bumbass and ill get my wife 2 do it 2nite.
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I know enough Spanish to stick you with a knife cabron
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Old 08-23-2015, 07:39 PM   #25
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Glad you came out "OK"
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Old 08-23-2015, 08:13 PM   #26
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Let me create this scenario..i get clipped and go down.. apparently.. im ok..i wait 2 days and to my family doctor..he is used to threat colds and other bullshit.. he ok me. That remains on file...later on i start to have pain or discomfort...i go to er. They know i waited due to the severity of injury..and inflamation. With that alone. Insurance will say that is a new injury..and they wont pay for it..it is all legal..
You go to er right there to seek attention and make sure theyvspotvany injury before it gets worse. And in case insurance needs proof. Well there you have it..a family doctor will not go thorough as the er guys do
I am sorry that you don't understand. Have a nice day.
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Old 08-23-2015, 08:27 PM   #27
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Same to you buddy...we are here to help
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Quote:
Originally Posted by honorsdaddy View Post
Technology has insulated the stupid from the rightful consequences of their actions - and exposed the rest of us to the damage they can cause.

Quote:
Originally Posted by 1sickGixxer View Post
nevermind ima bumbass and ill get my wife 2 do it 2nite.
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Originally Posted by tonyt915 View Post
I know enough Spanish to stick you with a knife cabron
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Old 08-23-2015, 10:52 PM   #28
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No need to worry about me. I've been "around" health care for many years both in the military and as a civilian. I am fine except for some contusions.

I know I won't be able to get another bonnie for what they are willing to reimburse, thus I will buy back and fix up.
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