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Old 07-10-2015, 10:53 AM   #41
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Basically tell them you can't pay, even if you can. They'll lop a huge chunk off. Tell them you still can't pay. Keep going until they can't reduce it. Then try to cover the funds.
This is why we waited three months before creating the gofundme page, most people create it within the first couple days to start covering the costs of whatever they need done, want done, etc.

This game was already played with the hospital, her insurance, and my parents insurance. Every dime that's going to get paid between insurances, the hospital covering, and my parents paying has been paid. Whats left is a much smaller bill, and the goal amount, is go hep cover a portion of what's left of the remaining bill.
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Old 07-10-2015, 10:55 AM   #42
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There's always the ghetto route and just not pay it , it'll go on thier credit and it'll sit there .

Not saying I condone this route but it's heat all the ghetto and wetbacks do
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Old 07-10-2015, 10:57 AM   #43
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This is why we waited three months before creating the gofundme page, most people create it within the first couple days to start covering the costs of whatever they need done, want done, etc.

This game was already played with the hospital, her insurance, and my parents insurance. Every dime that's going to get paid between insurances, the hospital covering, and my parents paying has been paid. Whats left is a much smaller bill, and the goal amount, is go hep cover a portion of what's left of the remaining bill.
Cool. I hope they're able to be indemnified by pursuing the underinsured motorist. Good luck to them.
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Old 07-10-2015, 10:58 AM   #44
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There's always the ghetto route and just not pay it , it'll go on thier credit and it'll sit there .

Not saying I condone this route but it's heat all the ghetto and wetbacks do
It only takes 7 years to recover from bankruptcy.
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Old 07-10-2015, 10:59 AM   #45
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It only takes 7 years to recover from bankruptcy.
They usually don't have credit to recover from anyways so it's. Not a loss for them
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When you park just put a work boot over the ignition they won't know what to do.



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Old 07-10-2015, 11:02 AM   #46
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They usually don't have credit to recover from anyways so it's. Not a loss for them
Yeah but bankruptcy can make even basic things like renting an apartment or having a cell phone plan difficult if you don't actively try to help out your credit.
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Old 07-10-2015, 11:08 AM   #47
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No need to file bankruptcy. Worse thing is the providers will ding your credit history and lower your credit rating. From the the sound of it, that is not exactly of primary concern at this point. Collections, which is what this will be, stay on for about 7yrs.
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Old 07-10-2015, 11:14 AM   #48
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Yeah but bankruptcy can make even basic things like renting an apartment or having a cell phone plan difficult if you don't actively try to help out your credit.
them negras never get a "trap house" in they name
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When you park just put a work boot over the ignition they won't know what to do.



If it's got or tires , it's going to cost you
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Old 07-10-2015, 11:14 AM   #49
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BTW, if it is only 3 months, you have not tried hard enough. I know of instances where med bills drag on for 3-4yrs before finally settling out.

Thing about these gofundme's is that there is no accountability. Contributors have absolutely no way of telling how the money ultimately gets spent.
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Old 07-10-2015, 11:58 AM   #50
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At least they are trying to Pay the bills. A lot of people just shrug the bills off thats why our med system is skewed.
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Old 07-10-2015, 02:44 PM   #51
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Another thing to note...if you settle with the max payout from the insurance, then a lot of times, they have documents stating that as part of the settlement, you no longer have the right to sue the person at fault. So if you settled, you may be f'd.
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Old 07-10-2015, 02:47 PM   #52
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BTW, if it is only 3 months, you have not tried hard enough. I know of instances where med bills drag on for 3-4yrs before finally settling out.

Thing about these gofundme's is that there is no accountability. Contributors have absolutely no way of telling how the money ultimately gets spent.
Heck I don't even get all my bills from a hospital stay in the span of 3 months. Sometimes I get bills 6 months to a year out. I am just now getting some from my April stay.

Also something to note is subrogation. Hospitals will do that to any and all insurance payouts to ensure they get paid before you see a dime.
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Old 07-10-2015, 03:17 PM   #53
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Old 07-10-2015, 03:57 PM   #54
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At least they are trying to Pay the bills. A lot of people just shrug the bills off thats why our med system is skewed.
No it ain't. Those of us who have insurance already pay plenty. And they still bill us for more. The same that 20yrs ago cost $150 TOTAL (insurance + patient) now gets charged for $2500. My son's broken bone that decades ago used to take 1 xray and 1 cast, they now want to x-rays 3 different times with 2 different casts. I can go on, and on , and on. It's the greed of the healthcare industry, and the insurance industry colluding with them to bilk us for all we've got.

Some of it can be blamed on the illegals and lazy- wellfare zombies. They hospitals don't bother trying to squeeze those rotten fruits. So they come and try to squeeze out of those of us who's got the juice.

Once I got a bill for some $1500, with no explanation as to what it was for. I called and asked for an itemized bill detailing the charges. The lady on the phone acted like I was the worst trash in the world trying to steal money from them. She demanded I give her my credit card right there and pay those charges. Yeah, I got yer payment right here!
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Old 07-10-2015, 04:43 PM   #55
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After reading the entire thread all I have to say is good luck and
Popcorn20Cat zps5lcy5mh0 Lots of it... No insurance = no sympathy from me
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Old 07-10-2015, 05:12 PM   #56
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I know many people who don't pay their hospital bills and what do they get in return? Few phone calls and collection letters, they will get tired as years go buy and fall off when the magic number hits.
I know many people that struggle paying their med bills then ended up being broke, used all their life savings too. Sooooo to speak who has the better deal... just saying
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Old 07-10-2015, 10:04 PM   #57
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Good Luck!
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