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Old 04-27-2015, 11:10 AM   #1
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Crashing at the Track Etiquette

Quick question for the more experienced guys.

I was discussing this with another person earlier and it got me thinking. You're at the track and another person crashes into you. It is without a doubt 100% his fault. He acknowledges this. Is it proper etiquette to offer monetary compensation or is the general consensus don't bring it if you're not willing to lose it?

Does your opinion change in a race setting vs. track day?

I will admit that I caused a crash my first track day (this was some time ago) and I was overly embarrassed and apologetic. Luckily, the damage was minimal and we were both able rode back to the pits. The guy was really upset and came over to chew my as soon as we got back. I already decided on the ride back I was going to pay for his damages and he changed his tune quick. I looked at his bike and got a rough idea of what needed to be fixed. Told him to email me when he got a list together and I'll take care of it. A few days later he sent a more than reasonable list with cost. It was about 1/3 what I was expecting. I sent funds and felt a little better.

I'm about to sink $12k+ in a track bike and hopefully race next year now that I have more experience. I was just wondering how common this was. I'd hate to lose it because of someone else but I can understand the "you took the risk" point of view.
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Old 04-27-2015, 11:20 AM   #2
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while your response is the one "we" (responsible adults) all favor, know for 100% certainty, not everyone is as "honest" when on track incidents occur. If I had a 12k bike on the track, I'd certainly have coverage for it, but do know if you are "racing"...most companies will have a clause exempting that from your policy. good luck!
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Old 04-27-2015, 11:24 AM   #3
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Insurance on a track only bike never even crossed my mind. I guess I just assumed it was an automatic no go.

After re-reading my post I should have mentioned one thing. I would never walk up to someone and demand they pay for damages they caused. I understand I have no ground to stand on in such case.
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Old 04-27-2015, 11:25 AM   #4
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If I recall correctly, might wanna ask J E Hurst about this...

Edit: http://www.motohouston.com/forums/sh...d.php?t=295287
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Old 04-27-2015, 11:30 AM   #5
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I recall that thread and that was beyond f'd up. That guy was nuts.

ETA: Not to mention that could set a precedence and really ruin track days for the rest of us.
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Old 04-27-2015, 12:01 PM   #6
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Quote:
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If I recall correctly, might wanna ask J E Hurst about this...

Edit: http://www.motohouston.com/forums/sh...d.php?t=295287
That sucks..
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Old 04-27-2015, 01:01 PM   #7
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Quote:
Originally Posted by Jclark View Post
Insurance on a track only bike never even crossed my mind. I guess I just assumed it was an automatic no go.

After re-reading my post I should have mentioned one thing. I would never walk up to someone and demand they pay for damages they caused. I understand I have no ground to stand on in such case.
I seem to recall after talking to an agent with Progressive (and this certainly might not apply to any other company) that insurance would cover a vehicle being used on a closed course for training purposes (read: track day), but not one being used in competition. Certainly talk to an agent with your company of choice, but it sounds like there's a good chance to get even a track-only bike covered so long as you're not using it in competition.
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Old 04-27-2015, 01:07 PM   #8
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don't bring it if you're not willing to trash it. it comes with the territory. if you swap paint with someone at a race, and you, or they go down...as the saying goes 'rubbing is racing'.

or get a track only bike, of which i have one for sale.
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Old 04-27-2015, 01:14 PM   #9
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I'd have to wonder what rates would be. Then there's the fact that they're not going to cover aftermarket parts. I'm only speculating this after an insurance claim a friend of mine made on a high dollar car when they wouldn't replace anything except with OEM.

On top of that, I'm already paying insurance on two street bikes. I appreciate the input but I didn't want this to be an insurance thread. I bought a 05 600 because I knew I was going to go down learning. I'm not interesting in paying a deductible every time I do.
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Old 04-27-2015, 01:19 PM   #10
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FWIW the insurance will pay the cost of the stock parts (most also have "accessory" coverage as well) and you're free to do whatever you want with that money.
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Old 04-27-2015, 01:20 PM   #11
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So the next question is: do you have health insurance, life insurance or something like aflac? You are already planning on crashing.
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Old 04-27-2015, 01:21 PM   #12
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What track bike are you getting that's $12k?

Expect that if anyone causes you to crash that they won't pay you anything. If they do then it's a nice surprise. My friend was an instructor and got plowed over by another instructor and both the instructor and the track day org didn't want to pay up for anything.
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Old 04-27-2015, 01:23 PM   #13
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Quote:
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don't bring it if you're not willing to trash it. it comes with the territory. if you swap paint with someone at a race, and you, or they go down...as the saying goes 'rubbing is racing'.

or get a track only bike, of which i have one for sale.
You're missing the point. I'm not talking about a legit mishap. One for instance is going into a corner and getting t-boned/rear ended out of nowhere and everyone knows that it was 100% the other guys fault including himself. Or a lvl 1 hero that decides to stuff me on a tight corner for no reason.

I'm all about track only bikes. I have one but have another in mind to upgrade to.

This is also why I asked if you all changed opinion in a race vs track day setting. I'm already thinking call it a loss if racing. But what if I'm taking it easy and working on my line in a level 2 track day?
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Old 04-27-2015, 01:27 PM   #14
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What track bike are you getting that's $12k?
something like this one...
http://www.motohouston.com/forums/sh...d.php?t=309783

Just the wheels are over $3000... Carrozzeria Forge Wheels
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Old 04-27-2015, 01:33 PM   #15
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What track bike are you getting that's $12k?

Expect that if anyone causes you to crash that they won't pay you anything. If they do then it's a nice surprise. My friend was an instructor and got plowed over by another instructor and both the instructor and the track day org didn't want to pay up for anything.
This is what I'm expecting. I should have made my initial question more clear. How often do guys do right when they know they were clearly in the wrong?

My next track bike is a newer model R6 turn key track package. I understand everyone's budget is different. If I hit a guy at COTA and caused him to wad up his Pani that he had $40k invested in, I probably wouldn't be able to cover it.

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So the next question is: do you have health insurance, life insurance or something like aflac? You are already planning on crashing.
I've been down twice at the track. I'm not "planning" on crashing but I understand it comes with the territory. I'm not the naive novice who believes they'll never crash. Not saying I'm going to set the world on fire but after watching some novice CMRA races on youtube it seems like guys are all over the place half the time. I have great health/life insurance but I'm not sure why this is relevant.
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Old 04-27-2015, 01:55 PM   #16
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I honestly feel that no matter WHAT happens at the track, STAYS at the track. This is truly the only way we can keep having fun out there.

If I get hit by some guy who is riding over his head, well I knew that could happen going out there. Same goes for ME making a mistake. It happens.
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Old 04-27-2015, 03:38 PM   #17
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Great question. I wouldn't expect anyone to pay for my damages if they cause my accident. I would be , but again we all signed the waiver.

With that in mind, if I was 100% at fault, I would feel so guilty, I would try my best to try to reimburse him fairly. Clearly if his bike is a 40k bike, I couldn't afford to pay him back, but I would try to help in some manner.

Racing is a bit different as it can be cutthroat. But trackdays are just about fun. Everyone should keep it easy bc there's no winners at the end of the day.
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Old 04-27-2015, 03:51 PM   #18
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Quote:
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something like this one...
http://www.motohouston.com/forums/sh...d.php?t=309783

Just the wheels are over $3000... Carrozzeria Forge Wheels
You need a single digit white number plate before those wheels will doing anything for you. $3000 in seat time is a better mod.


OP that better be a seriously amazing r6 if it's $12k+, I got mine fully modded besides an engine build for $7k(didn't want a built) . Eric Williams bike that took him to earning a single digit number sold for $10k and came with all sorts of extras(wheels stands etc.)
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Old 04-27-2015, 04:05 PM   #19
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I'm with you Dave. The one I'm looking at is a 2013 and pretty loaded. I'm a firm believer in spending money for tires and coaching over mods that I wouldn't see the benefit from (like those wheels). I got more out of a 1 on 1 with Ty Howard than I ever would have if I had spent that money on the bike.

Truth be told I'm quitting my current job and will be making roughly half the money I am now by next year. Because of this I wanted to get something that I won't need to upgrade for a very long time. Buy once, cry once and all that.
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Old 04-27-2015, 04:28 PM   #20
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Btw 08+ r6's are 96% the exact same bike. Just keep that in mind.
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