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Old 04-20-2015, 12:39 PM   #21
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damnnn 800 a month? I'm 26 and drive a 05 cbr600rr and pay $60 a month full coverage
You're over 25, which seems to be the magic age. Perhaps you are a homeowner and married, as well. Maybe your zip code is one with historically low crime rates. Who knows. Hopefully I can find a deal anywhere close to what you're getting.
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Old 04-20-2015, 12:42 PM   #22
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You're over 25, which seems to be the magic age. Perhaps you are a homeowner and married, as well. Maybe your zip code is one with historically low crime rates. Who knows. Hopefully I can find a deal anywhere close to what you're getting.
yeah i heard after 25 rates go down I'm not a home owner, not married, and live by reliant only thing is i have my car also with the same company. I'm with state farm
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Old 04-20-2015, 12:53 PM   #23
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I want theft insurance

Thanks for the info, Donte. I would like to own a bigger bike but I am avoiding stepping into the "sinking boat". I had no idea you didn't have to carry full coverage on a bike worth less than $10k. I got the super hots for getting on two wheels as soon as I graduated and got a decent job so I financed my 300. I wouldn't be financing a bigger bike. It's just a glorified toy anyway.
For me theft added $10/month from progressive
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Old 04-21-2015, 12:29 PM   #24
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Insurance

Its cheaper if you get married and buy a house lol

The insurance part, not the wife part
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Old 04-21-2015, 12:45 PM   #25
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Or give Tuan a call, hes a forum sponsor after all.
You should move your r6 to me

So when you crash it at the track it can be replaced
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Old 04-22-2015, 02:09 AM   #26
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Holy thats a lot. Goooood luck with that.
For the first time im glad im in my 30s.
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Old 04-22-2015, 03:02 AM   #27
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I use usaa and paid 235$ for full coverage for the year but I have the accident avoidance corse I take every year and I did the motorcycle safety class at fort Polk to drive on base and I got a good student discount..I should also mention I drive a 2003 cbr600rr so it's a bit older so that helps to. Oh and I'm 23
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Old 04-22-2015, 07:44 AM   #28
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I use usaa and paid 235$ for full coverage for the year but I have the accident avoidance corse I take every year and I did the motorcycle safety class at fort Polk to drive on base and I got a good student discount..I should also mention I drive a 2003 cbr600rr so it's a bit older so that helps to. Oh and I'm 23
USAA goes through Progressive, just for clarity.

I was at Ft. Polk from '92 to '96 with 565 Medical Co. Last time I saw that place was going through JRTC in 1998. Man... that was a long time ago!!!!!
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Old 04-22-2015, 08:25 AM   #29
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USAA goes through Progressive, just for clarity.

I was at Ft. Polk from '92 to '96 with 565 Medical Co. Last time I saw that place was going through JRTC in 1998. Man... that was a long time ago!!!!!
I've used USAA since 1992, bundled it with property insurance and my various auto loans over the years, it was the best deal for me.
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Old 04-22-2015, 08:35 AM   #30
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Update: I got a quote for $140/mo for full coverage on a Street Triple. Less than 20% what a ZX-6R would be. I can definitely stomach that.
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Old 04-22-2015, 08:55 AM   #31
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I've used USAA since 1992, bundled it with property insurance and my various auto loans over the years, it was the best deal for me.
I love USAA!!! Have them for pretty much everything you can imagine!!!!
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Old 04-22-2015, 08:56 AM   #32
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Update: I got a quote for $140/mo for full coverage on a Street Triple. Less than 20% what a ZX-6R would be. I can definitely stomach that.
Yeah, that's a whole different class of bike right there.
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Old 04-22-2015, 08:59 AM   #33
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Yeah, that's a whole different class of bike right there.
They're both speedy little 600 class bikes, though. From the insurance company's point of view, you'd think I'd be able to do the same amount of damage to myself and others on either one. I guess based on the statistics, the Street Triple is wrecked or stolen at a much lower rate.
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Old 04-22-2015, 09:07 AM   #34
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Sport bikes have a bad connotations associated w them vs nekkid bikes

Brit and euro bikes tend to be more $ and less squidly riders
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Old 04-22-2015, 09:09 AM   #35
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That's what I figured, and I guess I was right. Anyone got a Street Triple for sale?
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Old 04-22-2015, 09:15 AM   #36
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They're both speedy little 600 class bikes, though. From the insurance company's point of view, you'd think I'd be able to do the same amount of damage to myself and others on either one. I guess based on the statistics, the Street Triple is wrecked or stolen at a much lower rate.
Insurance companies don't just look at the CC of the engine to classify it. They look at the performance charateristics and general intended use...

They tend to classify sportbikes as follows ( which the Speed triple does not have several of the following):

Sport / High Performance Motorcycles have an aggressive riding position, rear controls, high performance, lightweight, plastic body work, 500cc and up, street use only, foreign and domestic made. Rider's insurance policies cover individuals for recreational use only.
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Old 04-22-2015, 09:26 AM   #37
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Which of those does it not have, other than aggressive riding position?
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Old 04-22-2015, 02:01 PM   #38
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USAA goes through Progressive, just for clarity.

I was at Ft. Polk from '92 to '96 with 565 Medical Co. Last time I saw that place was going through JRTC in 1998. Man... that was a long time ago!!!!!
It sure does I tried to get a bunch of different quote before I called them i even call progressive I got quotes ranging between 400p/m to 3500 a year statefarm was the worst by far and I even had my car with them for 5years before hand no tickets or any claims
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Old 04-22-2015, 02:04 PM   #39
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Which of those does it not have, other than aggressive riding position?
I was told by my agent that plastic is generally termed for full fairing bikes. not naked versions.
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