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Old 06-09-2007, 10:56 PM   #21
RACER X
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XR, i mean no disrespect, but i do hope you really know your son. there's a reason ins. is so high for people your son's age. i ain't cuz they don't wreck.

and to add young men in the military have a much higher rate of deaths on morocycles then the reg. population. in the first couple of years of the afghan war, more soldiers were dieing on sportbikes then in the actual war. don't know what it's like know.

i hoping you've already sent him to a MSF class.

but unforn. MSF can't teach good decision making skills, and alot of times that comes w/ age, and you have to get to that age.

thank your son for doing what he's doing.
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Old 06-09-2007, 11:07 PM   #22
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Yea +1

Try to find out about the basic and advance class on base because it's free. Plus the advance class will lower your ins.
Try AIG they were cheaper (about $1000) than the big auto ones. You can try calling some of the other big companies that don't do much auto/moto like Nationwide and Century 21 they might do motorcycle insurance.
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Old 06-09-2007, 11:13 PM   #23
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gotta share this story.

20 year old friend of mine had a gixxer 750 '04. well he went a wee bit too fast down a twisty road and trashed his bike. he sold it for cheap and went about his merry way.

sometime later we were talking about insurance. i told him i pay about 200 a year for liability. he tells me that when he went to look at full covereage for the gixxer they were asking like 5k !!...he got minimum instead. said how he thought 5k was so completly rediculous!!!

i think about this for a minute, and i ask him, so...how much did you pay for the gixxer? he says like 5k...

i think for a minute, and ask him.

"how long did you have it before you totalled it?"

he says "about a year".

i look at him with a funny eyebrow...

"sounds like their math would have been spot on, bro"..

(pause) and he says with a pout...

"f*ck you, "

:laughing6

bottom line: what do you expect. you get what you pay for, and his chances of totalling the vehicle within a year are high. expect a years insurance to be comparable to the cost of the bike.
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Old 06-09-2007, 11:15 PM   #24
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Thats the %H!T....

Quote:
Originally Posted by Chris24
gotta share this story.

20 year old friend of mine had a gixxer 750 '04. well he went a wee bit too fast down a twisty road and trashed his bike. he sold it for cheap and went about his merry way.

sometime later we were talking about insurance. i told him i pay about 200 a year for liability. he tells me that when he went to look at full covereage for the gixxer they were asking like 5k !!...he got minimum instead. said how he thought 5k was so completly rediculous!!!

i think about this for a minute, and i ask him, so...how much did you pay for the gixxer? he says like 5k...

i think for a minute, and ask him.

"how long did you have it before you totalled it?"

he says "about a year".

i look at him with a funny eyebrow...

"sounds like their math would have been spot on, bro"..

(pause) and he says with a pout...

"f*ck you, "

:laughing6

bottom line: what do you expect. you get what you pay for, and his chances of totalling the vehicle within a year are high. expect a years insurance to be comparable to the cost of the bike.
Thats the %H!T....:notworthy
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Old 06-09-2007, 11:17 PM   #25
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that being said, yea, someone is always going to have a better deal, but its still going to be through the roof. you honestly may be better off going with minimums, and putting the extra money into an account for savings.

if he doesnt total the bike, he can sell it and use the savings for a new, better bike with upgrades, and gear and trackdays...

if he totals it, use the money for hospital bills, and if there is anything left over, he can take up a new hobby...

...like remote control cars or something....
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Old 06-10-2007, 12:33 AM   #26
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geiko was quoting me 6400 a year..
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Old 06-10-2007, 01:38 AM   #27
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If his driving record is clean, try State Farm. There were by far the cheapest for me. Most other places wanted between 5-6k/year for full coverage, whereas SF is just over 1k. Also, it's not some little podunk company, which makes me feel a bit better.
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Old 06-10-2007, 01:51 AM   #28
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Is your son going to have to take the MSF course every 6 months? The Army personnel out here on Okinawa have to, but I wasn't sure if it was Army wide or just okinawa-specific.
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Old 06-10-2007, 01:08 PM   #29
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oh and deff take the msf course i took that as well it gave me another cut on insurance
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Old 06-13-2007, 10:25 PM   #30
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I think...

Quote:
Originally Posted by NisAznMonk
Is your son going to have to take the MSF course every 6 months? The Army personnel out here on Okinawa have to, but I wasn't sure if it was Army wide or just okinawa-specific.

You have to take the basic MSF course to drive on a DOD base, but it's up to the command to modify the policy.
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Old 06-13-2007, 10:30 PM   #31
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Old 06-18-2007, 06:26 PM   #32
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Man most of you guys recommended I talk to Pete, I've left him a PM and now a voicemail and I've heard nothing.

Any other recommendations?
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