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Old 01-18-2015, 11:46 PM   #1
Supa Dave
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motorcycle title question

I have a 2005 gsxr 600 that i to totalled a couple years ago, i bought the bike back from ins, comp. and made it street worthy. My question is, if i sell the bike do use current original title or do i need to get/apply for a salvage title?
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Old 01-19-2015, 06:38 AM   #2
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If it was totaled, wouldn't it have been reported as such to the DMV by your insurance company?
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Old 01-19-2015, 08:23 AM   #3
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The dmv might have the answer
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Old 01-21-2015, 04:36 PM   #4
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If it's been totalled by the insurance company, it should need a roadworthy inspection to be put back on the street. After the inspection they will give you a form, which you take to the DMV to get the bike re-registered for the street. I don't know if they re-issue the title with the "salvage" note at that time, or just when the bike is sold and re-titled, but if it has current registration, just make sure the seller is aware of the salvage status.
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Old 01-21-2015, 08:09 PM   #5
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Quote:
Originally Posted by Jae View Post
If it's been totalled by the insurance company, it should need a roadworthy inspection to be put back on the street. After the inspection they will give you a form, which you take to the DMV to get the bike re-registered for the street. I don't know if they re-issue the title with the "salvage" note at that time, or just when the bike is sold and re-titled, but if it has current registration, just make sure the seller is aware of the salvage status.
Thank you very much sir. I will try this and get back to you guys
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Old 01-21-2015, 08:25 PM   #6
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It all depends on if they officially totaled it or just considered it unrepairable. If the total damage was not greater than the total value of the bike then it is not totaled but they may still pay out the totaled value. I recently did this with a car I had, the damage was about 80% of value and the ins. deemed it not worth repairing so they considered it a total loss. I bought it back for $400 and because it never left my ownership still had the original title unscathed. Of course the fix was cheaper than the estimates so the car is back on the road.

Almost forgot, they told me it isn't reported to the state unless the damage is greater than 100% of the value.

Last edited by gkcontra; 01-21-2015 at 08:26 PM. Reason: last line
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Old 01-22-2015, 09:36 AM   #7
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If you bought the bike back then it's already salvaged and must be re registered as such before you can sell it not by the buyer but by you before you can sell it
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Old 01-22-2015, 01:29 PM   #8
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Quote:
Originally Posted by SideVinder650 View Post
If you bought the bike back then it's already salvaged and must be re registered as such before you can sell it not by the buyer but by you before you can sell it
FWIW, I bought my '05 Sportster salvaged. It was a buddy's bike, but had a lien on it through his bank when he wrecked it. Talked to his bank and they agreed to sell it to me "as-is". I got it, fixed it up, got the inspection, and got the title re-issued (as "salvage") along with registration. I don't remember my buddy being involved past signing the title I got from the bank when I picked up the bike.
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Old 01-23-2015, 01:08 PM   #9
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Jae, That sounds like extenuating circumstances because your buddy never officially owned the bike (or recieved paperwork with his name on it until he paid it off, right?), but essentially its the same as what i said, the bank (owner) issued you the title, just as the OP would need to register his bike, now marked for salvage, before he can lawfully sell the bike to another person.

That being said, in standard insurance cases i do not know exactly how the title paperwork is handled since the bike goes from blue, then the insurance company gives the purchaser a red title at auction (or however) then that person (likely a dealer) holds (or maybe registers?) the red title until someone purchases it and registers that thus recieving the title back as a blue rebuilt.

or atleast thats how it worked in the case of my SV650. Seems like alot of paperwork for not alot of purpose since after "rebuilding" the bike comes back with a blue rebuilt title anyway.

The scenario you descirbed in your post Jae, should be the proper way to register the bike its been about 6 years since i last did mine so i cannot remember
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Old 01-23-2015, 01:14 PM   #10
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I don't know if insurance was involved with the Sportster, but I know it was reported as a total loss because the DMV made me provide the roadworty inspection paperwork before they would issue registration to me.

The Venture I wrecked last June was declared a total loss by my insurance and I bought it back. Still have the original title in-hand, but got a letter stating that the registration had been cancelled (due to the total loss report) and it would need the inspection to be registered again. I assume they would re-issue the title when it's registered again, but haven't bothered to do it, so can't say for certain.

I'm not trying to argue, just relay actual experience. I think it's clear when dealing with the DMV your experience can vary greatly just on how much the person behind the counter wants to help you that day.
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