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Old 01-08-2015, 09:19 AM   #1
holycost
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questions about repair

So Monday night a friend and I were installing an hid light. After we took the bike into the street to adjust the headlight I parked in the driveway behind everyone to get my stuff together to leave. Well his mom ended up backing into my bike and up my kickstand and a few other small things. I got a quote from a shop I trust saying worst case might be $600. When I told my friend he said his mom is now thinking of going through the insurance.

Will I have to take my bike to a Harley dealer now or can the shop I trust still fix it? Did not call police or file report since it's a good friend of mine. Any suggestions? It's for my 2006 Harley Nightrod
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Old 01-08-2015, 09:26 AM   #2
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You can take it to most shops for an estimate

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Old 01-08-2015, 09:27 AM   #3
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Quote:
Originally Posted by holycost View Post
So Monday night a friend and I were installing an hid light. After we took the bike into the street to adjust the headlight I parked in the driveway behind everyone to get my stuff together to leave. Well his mom ended up backing into my bike and up my kickstand and a few other small things. I got a quote from a shop I trust saying worst case might be $600. When I told my friend he said his mom is now thinking of going through the insurance.

Will I have to take my bike to a Harley dealer now or can the shop I trust still fix it? Did not call police or file report since it's a good friend of mine. Any suggestions? It's for my 2006 Harley Nightrod
If it's a shop like Motorcycles Unlimited they deal with insurance companies all the time. If you have proof that you paid for the repair out of pocket (cancelled check for example) then that carries a lot of weight in your claim to be compensated. In Texas you have the right to have your vehicle repaired at the shop of your choice
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Old 01-08-2015, 09:28 AM   #4
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I'm sure they do good work, maybe ill check them out but I'm between 288 and 35 on hwy 6 lol.

Question was more what is the process and can any shop do the repair or does the insurance company have the right to select a certain shop or even an OEM dealer?
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Old 01-08-2015, 09:31 AM   #5
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Im pretty sure you have the choice of where you want to take it. Most insurance will allow it. No way in I would file a claim over 600.00. Not smart
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Old 01-08-2015, 10:04 AM   #6
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I wouldn't either, but I'm wondering if she doesn't pay what should I do? I think the shop would be cool with me paying them back slowly but id rather not tie them up on money and time spent. At this time I can't afford 600 for another couple weeks and this is my daily ride. Lol
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Old 01-08-2015, 10:07 AM   #7
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Im in the area and Im just wondering, what shop is it that you trust?
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Old 01-08-2015, 10:48 AM   #8
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Mudease by 35 and hwy 6 next to Joe's BBQ, not big but they seem to know what they're talking about, haven't sold me any flux capacitors and are reasonable on labor and stick to their word
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Old 01-08-2015, 11:01 AM   #9
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Quote:
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I'm sure they do good work, maybe ill check them out but I'm between 288 and 35 on hwy 6 lol.

Question was more what is the process and can any shop do the repair or does the insurance company have the right to select a certain shop or even an OEM dealer?
1. I answered your question
2. Call the shop and ask them if they regularly work with insurance companies
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Old 01-08-2015, 11:04 AM   #10
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Quote:
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I wouldn't either, but I'm wondering if she doesn't pay what should I do? I think the shop would be cool with me paying them back slowly but id rather not tie them up on money and time spent. At this time I can't afford 600 for another couple weeks and this is my daily ride. Lol
You can call her insurance company and file a claim with them, but they're going to contact her and confirm that she's responsible.

If you have to pay out of pocket you take that proof to small claims court and get your money back. You can take her to court before you have the bike repaired but then it's best to get several estimates which is just more pain in the
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Old 01-08-2015, 12:23 PM   #11
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Thanks for all help, gonna talk to the shop and then find out what she wants to do if she calls. Think judge Judy would take my side? Lol
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Old 01-08-2015, 12:58 PM   #12
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Thanks for all help, gonna talk to the shop and then find out what she wants to do if she calls. Think judge Judy would take my side? Lol
If you pay for it out of pocket and have proof that you did, it's a done deal. Take pictures of the damage.
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Old 01-08-2015, 03:43 PM   #13
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shes got to be dumb as to file for $600. Most people do $500 deductibles....even if she had a $250 one its not worth the potential rate hike.
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Old 01-08-2015, 04:02 PM   #14
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in texas you can use whatever shop you want

that being said, some insurance places have preffered shops that give you a discount
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Old 01-08-2015, 04:44 PM   #15
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Yeah i agree, but the reason its 600 was cause we were gonna buy parts only Harley had like certain bushings, bars were actually cheap, and he was gonna try to push out my front tire fender.

The fender alone at Harley was $600 and kickstand was $134. He found some OEM stands on eBay for 30 and was gonna try to push the fender, repaint, try to find some pegs, things like that. So if I had someone quote Harley prices it would probably be easily over a thousand in parts alone.
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Old 01-09-2015, 06:08 AM   #16
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in texas you can use whatever shop you want

that being said, some insurance places have preffered shops that give you a discount
Plus the preferred shops can get to work right away without having to wait for an adjuster from the insurance company to show up
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Old 01-09-2015, 07:34 AM   #17
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Plus the preferred shops can get to work right away without having to wait for an adjuster from the insurance company to show up
Thanks for the info was not aware. It's only been one day, gonna wait til Saturday at the latest and if I have to I guess file through my insurance or work out a payment deal with my shop. I don't want to jeopardize the friendship if his mom turns out to be a flake, but I dunno maybe I will try to pursue it since she did back into my bike even though she had a back up camera lol.
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Old 01-09-2015, 07:46 AM   #18
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Thanks for the info was not aware. It's only been one day, gonna wait til Saturday at the latest and if I have to I guess file through my insurance or work out a payment deal with my shop. I don't want to jeopardize the friendship if his mom turns out to be a flake, but I dunno maybe I will try to pursue it since she did back into my bike even though she had a back up camera lol.
Legally she's liable. You have the right to be compensated for damages, but obviously it's your choice to collect. If you do go through your insurance company they will contact hers if you give them her information.
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Old 01-09-2015, 11:50 AM   #19
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If she is gonna go thru her insurance, y'all better do it quick. Ins cos frown upon folks not reporting till several days after. Get her ins info and call in to file a claim. She will need to do same. Don't touch the bike until ins co's adjuster comes and look at it. Be nice to the guy and offer him refreshments and what not. He might be inclined to write the ticket up more favorably.

Whether you choose to go with the ins co's preferred shop or your own choice, take your own pics of every part of the bike. You just never know what happens with it in somebody else's hands.

If you are at all worried about this thing souring your friendship, go thru insurance co. This way, you are not dealing with his mom, but with the ins co directly.
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Old 01-09-2015, 11:55 AM   #20
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take it to a sponsor like previously mentioned, house of paint designs with my experience has done me good, they can sometimes even waive or give you discounts on your deductible just talk to them about that. Ask for tony there

Motorcycles unlimited i have also bought parts and they are always very knowledgeable and helpful as well.
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