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Old 03-14-2014, 02:46 PM   #1
cegusman
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After an accident

Brother was just hit by a car on his bike. He is fine other than rash all over his body. No gloves or jacket, Yes a dumb ! Lady was ticketed, bike is totaled.

Now that the bike was towed to a storage lot, do we need to get it ASAP to prevent getting nailed with storage fees for everyday its there or just report it to the insurance and let them deal with the bike since it is now totaled?
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Old 03-14-2014, 02:49 PM   #2
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It's not totaled until the insurance says it is. Call them and let them know asap.

I'm sure it could be totaled though
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Old 03-14-2014, 03:00 PM   #3
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Ya, get the insurance involved asap.

Glad he is ok.
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Old 03-14-2014, 03:10 PM   #4
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Thanks. Will let them know to get on it.
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Old 03-14-2014, 03:23 PM   #5
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You can also file online a vehicle transfer notice with the state. That way the bike isnt in your name anymore and can't go on you. I sold it, I don't know his name...
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Old 03-14-2014, 03:54 PM   #6
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So provide legal documentation stating that the bike isn't owned by you anymore? Sounds like a good way to give the insurance company an excuse to not pay out.
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Old 03-14-2014, 04:06 PM   #7
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Quote:
Originally Posted by darranwil View Post
You can also file online a vehicle transfer notice with the state. That way the bike isnt in your name anymore and can't go on you. I sold it, I don't know his name...
Some of the things you post are questionable at best. This is a bad idea, just let the insurance know, and handle it. Even contacting the yard wouldn't hurt to find out what you can expect.
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Old 03-14-2014, 04:53 PM   #8
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Quote:
Originally Posted by Jae View Post
So provide legal documentation stating that the bike isn't owned by you anymore? Sounds like a good way to give the insurance company an excuse to not pay out.
You deal with the insurance company. After that is resolved if you still owe the lot fees, then you file the vehicle transfer.
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Old 03-14-2014, 04:55 PM   #9
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Quote:
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Some of the things you post are questionable at best. This is a bad idea, just let the insurance know, and handle it. Even contacting the yard wouldn't hurt to find out what you can expect.
pffft. Blah blah blah....Flame on .
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Old 03-14-2014, 05:00 PM   #10
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I'm not the "human torch".
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Old 03-17-2014, 07:14 AM   #11
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Quote:
You can also file online a vehicle transfer notice with the state. That way the bike isnt in your name anymore and can't go on you. I sold it, I don't know his name... You deal with the insurance company. After that is resolved if you still owe the lot fees, then you file the vehicle transfer
Dude, stfu.


Op: He should report iot to his insurance, and/or he could contact and make a claim with the drivers insurance company, provided she was at fault.
The insurance company(s) will determine if it's 'totalled' or not... as such the insurance co is responsible for storage (and cost for loaner vehicle) up until they make a settlement offer.
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Old 03-17-2014, 08:15 AM   #12
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Sell it before you get paid? I agree that the posts above about the title are retarded. I've never head such stupid advice for this situation
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Old 03-17-2014, 09:23 AM   #13
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Sell it before you get paid? I agree that the posts above about the title are retarded. I've never head such stupid advice for this situation
Yeah seriously . . . Just let the insurance know and as long as you have full coverage, its their responsibility to get it out of the storage facility and get an estimate on it to decide if its totaled . . .
At this point, you do not need to do any sort of vehicle transfer nonsense, it still belongs to you till the time insurance does not declare it a total loss!

Once they do declare it a total loss, they'll arrange for it to be transferred to them and give you the payout.
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Old 03-17-2014, 11:27 AM   #14
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Your brother should immediately contact his insurance company, but he should not give any statements or sign anything else - other than related to property damage issues - before consulting a lawyer.

If I can help otherwise, feel free to PM me. I hope he's doing ok.
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Old 03-17-2014, 02:32 PM   #15
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Quote:
Originally Posted by darranwil View Post
You can also file online a vehicle transfer notice with the state. That way the bike isnt in your name anymore and can't go on you. I sold it, I don't know his name...
Duh, what?
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Old 03-17-2014, 02:37 PM   #16
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Quote:
Originally Posted by cegusman View Post
Brother was just hit by a car on his bike. He is fine other than rash all over his body. No gloves or jacket, Yes a dumb ! Lady was ticketed, bike is totaled.

Now that the bike was towed to a storage lot, do we need to get it ASAP to prevent getting nailed with storage fees for everyday its there or just report it to the insurance and let them deal with the bike since it is now totaled?
Depending on insurance, you can buy back totaled bikes for a good price. And it takes almost nothing to total a bike, and most can be rebuilt unless there is frame damage. If you have the means to get it from storage, why not go ahead and get it. We'd rather not pay, as a group, higher insurance rates cause expenses are "out of our hands".

Doubly so if the guilty party turns out to have no insurance.

When you get the insurance offer, it will have a cash price if they total it, and a cash price if you decide to keep it. It often makes sense to buy it from the insurance company simply to resell is immediately for a profit.

Case in point, a friend, recently....DR650. $4500 was if totalled offer, $3000 if not and he kept it. So $1500 to buy the bike. Replace forks, true front wheel, sell bike for $3500 if he wanted to. Profit of $1500 - $1800 for only a few hours of work.
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Old 03-18-2014, 10:45 AM   #17
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Quote:
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Your brother should immediately contact his insurance company, but he should not give any statements or sign anything else - other than related to property damage issues - before consulting a lawyer.

He has done just that. Bike was picked up at storage lot same day of accident and insurance has been notified, now waiting on lawyer.

Brother is doing good. Good amount of road rash nothing extreme and had to get 50+ stitches in his right hand. If he would have had a jacket and gloves on, he wouldn't have even needed to go to the ER.
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