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Old 01-22-2014, 03:08 PM   #1
Zapata
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Removing co-signer from Title?

Hello Team:

How do I get to remove the co-signer on my bike title?

Thank you very much
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Old 01-22-2014, 03:11 PM   #2
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Is it paid off? They'll have to sign the title change form and it costs around $30.
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Old 01-22-2014, 03:58 PM   #3
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Quote:
Originally Posted by Drumboy View Post
Is it paid off? They'll have to sign the title change form and it costs around $30.
Not yet. Will be paid in March. The problem is the co-signer is no longer in the USA.

Will the bank change it per my request once is paid?
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Old 01-22-2014, 04:10 PM   #4
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If your credit is good enough and the consigned agrees they might. I'd call them first.
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Old 01-22-2014, 04:12 PM   #5
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Quote:
Originally Posted by Dos Equis View Post
Not yet. Will be paid in March. The problem is the co-signer is no longer in the USA.

Will the bank change it per my request once is paid?
Not without a signature from the co-signor ,can you get a power of attorney from them?
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Old 01-22-2014, 04:35 PM   #6
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Went through this a long time ago, the other party will have to fill out and sign a release basically selling their portion of the vehicle to you. Otherwise it will remain in both of your names. Speak with the DMV. If you are this close to paying it off, just finish the loan because the bank will probably not let the other party out of the deal.
This was near 20 years ago, so the rules may have changed but I doubt it.
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Old 01-22-2014, 06:33 PM   #7
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My guess is you would have to refinance the loan. Either way they will have to sign something I would imagine.
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Old 01-22-2014, 06:52 PM   #8
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Just fake the signature...
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Old 01-22-2014, 07:13 PM   #9
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it just a co singer it's not like they paid the bike off .. I don't understand why the bank will put their name on there that's just me I'll call the bank before you pay it off
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Old 01-23-2014, 06:49 AM   #10
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Quote:
Originally Posted by Japawhat02 View Post
My guess is you would have to refinance the loan. Either way they will have to sign something I would imagine.
How do I refinance if the bike will be full paid?
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Old 01-23-2014, 06:57 AM   #11
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Quote:
Originally Posted by theonepr83 View Post
it just a co singer it's not like they paid the bike off .. I don't understand why the bank will put their name on there that's just me I'll call the bank before you pay it off
co-signer = co-owner. The bank is just following the law.
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Old 01-23-2014, 10:36 AM   #12
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If your cosigning on a toy, you have bigger issues lol. Tht being said get power of attorney.
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Old 01-23-2014, 11:22 AM   #13
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The cosigner of your loan should not be on your title. Call the bank where you are financing and ask them.

The cosigner is financially liable if you fail to pay. It does not designate that they "own" the bike.
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Old 01-23-2014, 11:33 AM   #14
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Quote:
Originally Posted by Flynjay View Post
The cosigner of your loan should not be on your title. Call the bank where you are financing and ask them.

The cosigner is financially liable if you fail to pay. It does not designate that they "own" the bike.
Sometimes you have to specify at the time of purchase that the co-signer is not an owner.
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