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Old 01-20-2014, 12:50 AM   #21
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Keep your eyes on the road. Lucky for you that you didnt splattered like a bug. Distraction is common and could happen to anyone.
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Old 01-20-2014, 01:01 AM   #22
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wait a minute, you need to have a license to operate a motorcycle ????
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Old 01-20-2014, 01:49 AM   #23
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Quote:
Originally Posted by Nightster Ridester View Post
Fines to me falls under the word "Legally". Also if the other driver wanted to press charges/sue for injuries etc etc also falls under the word "Legally" to me.
Sorry, but to me the biggest things that me off about driving/drivers is ones that dont have insurance and ones that dont have license that drive anyway. Do whats right, get your MC License if you plan on riding a MC, just saying. Im glad he is ok but no sympathy from me. Again, if I was him I wouldnt be complaining that they took his bike and "detained" him in the ambulance while they made sure he was ok, even though he caused an accident on a vehicle he didnt have a license to drive/ride.
I agree.
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Old 01-20-2014, 01:50 AM   #24
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Quote:
Originally Posted by Nightster Ridester View Post
No Motorcycle license? If I was you, I would be glad thats all that happened.....legally
this…..
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Old 01-20-2014, 07:22 AM   #25
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Quote:
Originally Posted by hollywood View Post
When I totalled my cbr I had no endorsement and had no problem with the insurance paying
Without knowing the specifics behind your accident, when have you ever known an insurance company to payout when the rider/driver was operating without a license when it was their fault?
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Old 01-20-2014, 07:43 AM   #26
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The insurance company chose to insure me just like they chose to insure him. I had/have progressive. I didn't hit anyone I just low sided on the twisted sisters. But progressive asked me when I bought my policy if I had a endorsement I told them no. They still paid me no problem. Fyi I have a endorsement now and everyone should. Just giving my experience on a payout.
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Old 01-20-2014, 08:15 AM   #27
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From what I understand, having no license won't block coverage. Lying on your application form will though.
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Old 01-20-2014, 08:28 AM   #28
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Quote:
Originally Posted by Umayr View Post
wait a minute, you need to have a license to operate a motorcycle ????
Yeah, you can buy it at kroger, only $20.

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Old 01-20-2014, 08:41 AM   #29
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well at least you got the attention of the girl you were looking at.....
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Old 01-20-2014, 09:55 AM   #30
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Quote:
Originally Posted by scoutguy View Post
Without knowing the specifics behind your accident, when have you ever known an insurance company to payout when the rider/driver was operating without a license when it was their fault?
are we talking about my bike, or the guys car?
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Old 01-20-2014, 10:04 AM   #31
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I'm pretty sure you are covered. Why not call them and ask to put your mind at ease?

When you got your policy, it asks if you have an M endorsement. Did you lie or tell the truth? Even if you lied, I think you may still be covered.

Last edited by Flip Flop; 01-20-2014 at 10:07 AM.
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Old 01-20-2014, 10:11 AM   #32
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It would be wise for you to take the MSF, and get your endorsement ASAP, before your window for the ticket is up. Perhaps you can reschedule your court date once to give yourself some time.

This way you will show you want to do the right thing, you could probably use the MSF as a defensive driving credit also, so instead of paying a ticket, you can apply that money towards yourself and chock this up to poor judgement on your part. Lesson learned.
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Old 01-20-2014, 10:17 AM   #33
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MSF teaches things like
"don't follow cars to closely"
"always be aware of your surroundings"

You know, simple stuff that would have in all likelyhood prevented the accident.

Go get the M and stay safe.
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Old 01-20-2014, 12:19 PM   #34
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Insurance company will give you a discount if you have a Motorcycle endorsement. They will pay regardless of the "M" endorsement.
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Old 01-20-2014, 01:09 PM   #35
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Quote:
Originally Posted by Umayr View Post
wait a minute, you need to have a license to operate a motorcycle ????
only if you don't want to be a outlaw.

Quote:
Originally Posted by scoutguy View Post
Without knowing the specifics behind your accident, when have you ever known an insurance company to payout when the rider/driver was operating without a license when it was their fault?
see next comment

Quote:
Originally Posted by hollywood View Post
The insurance company chose to insure me just like they chose to insure him. I had/have progressive. I didn't hit anyone I just low sided on the twisted sisters. But progressive asked me when I bought my policy if I had a endorsement I told them no. They still paid me no problem. Fyi I have a endorsement now and everyone should. Just giving my experience on a payout.
For many years I rode without an M endorsement.. Progressive insured me knowing that I didn't have it. They said it just made my premiums higher.
Only got the M endorsement cause I got a sportbike and figured I'd be seeing the LEO's more often when on it.
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Old 01-20-2014, 03:49 PM   #36
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Quote:
Originally Posted by Nightster Ridester View Post
Fines to me falls under the word "Legally". Also if the other driver wanted to press charges/sue for injuries etc etc also falls under the word "Legally" to me.
Sorry, but to me the biggest things that me off about driving/drivers is ones that dont have insurance and ones that dont have license that drive anyway. Do whats right, get your MC License if you plan on riding a MC, just saying. Im glad he is ok but no sympathy from me. Again, if I was him I wouldnt be complaining that they took his bike and "detained" him in the ambulance while they made sure he was ok, even though he caused an accident on a vehicle he didnt have a license to drive/ride.
Yes, cuz we all come out expert riders from the MSF and the endorsement is sooooo exclusive...lol

Even the people teaching the MSF say after the class you're certified to "ride in a parking lot"...
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Old 01-20-2014, 05:30 PM   #37
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Glad your ok, it could have been worse.
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Old 01-20-2014, 05:33 PM   #38
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Quote:
Originally Posted by NewRider View Post
Yes, cuz we all come out expert riders from the MSF and the endorsement is sooooo exclusive...lol

Even the people teaching the MSF say after the class you're certified to "ride in a parking lot"...
I never said that getting an "M" endorsement makes us expert drivers/riders where we can avoid all accidents and be in some cool exclusive club, please quote me if I did. I was just stating that "By Law" you are required to have a MC license. My comments were never directed to his skill or ability to ride a bike. Am I right or am I wrong about my earlier statements? Seems you wanted to chime in on something you paid little attention too while reading my comments, because probably at some point in time or even in the present time you are/were riding with no M endorsement.
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Old 01-20-2014, 05:39 PM   #39
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not all companies will insure you if you do not have your m endorsement
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Old 01-25-2014, 06:06 PM   #40
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Quote:
Originally Posted by Nightster Ridester View Post
I never said that getting an "M" endorsement makes us expert drivers/riders where we can avoid all accidents and be in some cool exclusive club, please quote me if I did. I was just stating that "By Law" you are required to have a MC license. My comments were never directed to his skill or ability to ride a bike. Am I right or am I wrong about my earlier statements? Seems you wanted to chime in on something you paid little attention too while reading my comments, because probably at some point in time or even in the present time you are/were riding with no M endorsement.
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