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Old 05-11-2013, 10:43 PM   #41
SafetyLimiter
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Quote:
Originally Posted by ZX-Dominance View Post
This is just my $.02... But you should really cancel that .

Get comp (theft/animal coverage), PIP (injury), uninsured, and liability. It should to 100 or less. Correction: maybe 150 (you have a lot of tickets?... My 07zx was only $48.mo liability)

The "collision" (you crash) coverage is what's killing you- and at that rate you could buy a new bike every year. I've loved all my ZX6s... But they can be rebuilt faaaaar cheaper than a years worth of your full coverage.
This is true ^^

Not sure how old you are and if you were still paying on the bike, but shop around for an insurance company better than who you have. I'm with Geico and pay $600 a year with a $500 deductible. With a $50 deductible I would be paying about a grand. Granted i'm 36 with a good driving record. Is it necessary to have full coverage on it? If not just go liability. I prefer full coverage just to cover my upgrades. Stay safe out there.
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Old 05-12-2013, 02:29 AM   #42
Donte
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Quote:
Originally Posted by ZX-Dominance View Post
This is just my $.02... But you should really cancel that .

Get comp (theft/animal coverage), PIP (injury), uninsured, and liability. It should to 100 or less. Correction: maybe 150 (you have a lot of tickets?... My 07zx was only $48.mo liability)

The "collision" (you crash) coverage is what's killing you- and at that rate you could buy a new bike every year. I've loved all my ZX6s... But they can be rebuilt faaaaar cheaper than a years worth of your full coverage.
Im probably going to do this, 300 is really just to much for me.
Quote:
Originally Posted by SafetyLimiter View Post
This is true ^^

Not sure how old you are and if you were still paying on the bike, but shop around for an insurance company better than who you have. I'm with Geico and pay $600 a year with a $500 deductible. With a $50 deductible I would be paying about a grand. Granted i'm 36 with a good driving record. Is it necessary to have full coverage on it? If not just go liability. I prefer full coverage just to cover my upgrades. Stay safe out there.
Im 19, and liability just does not cover enough for me.
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Old 05-12-2013, 12:10 PM   #43
SafetyLimiter
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Liability is never enough to cover anyone, but it's all about cost of repair for the bike. Theres no point in spending money for full coverage on a bike that is probably cheaper to repair yourself than putting over a $1000 a year into insurance. If he's tight on cash this may be the best bet until he can get the bike back up and running.
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