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Old 12-30-2012, 12:13 PM   #21
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There's no guarantee you'll make pilot, it's one of the hardest slots to get into, especially as a commissioned officer. In the National Guard, it's not a full-time position, so you'd still need steady income and a job. Finally, the Guard is extremely stingy about paying back loans to officers. Don't rely on anything anyone tells you about open slots, either. A recruiter can only schedule interviews with the State Aviation board and pilots who are currently active. If they don't like you, or don't know you, you won't get the slot...

I'm not saying to give up on your ambitions, just that there's a whole lot more to it than "I'm gonna fly one day!"

Spoken from experience, I'm in the process of building a Flight Warrant Officer packet and information isn't easy to get. Expect to leave a lot of voicemails, send a lot of emails and get bounced around until you find the right person.
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Old 12-30-2012, 12:51 PM   #22
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Quote:
Originally Posted by Bigshankhank View Post
Keep the 250, buy the 600 as a graduation present. Honestly, a 250 will get you all the coed you could want just as well as a bigger bike. Besides, why bother getting a loan for less than 5K? You should be able to save that much in under a year.
I would get a secure loan to start building credit that is why I am wanting to take out a loan.
I need to find out if the military will pay for my college if I join after I graduate.
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Old 12-30-2012, 01:00 PM   #23
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Quote:
Originally Posted by tunaluna View Post
I would get a secure loan to start building credit that is why I am wanting to take out a loan.
I need to find out if the military will pay for my college if I join after I graduate.
Nope. They will pay while u are in.
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Old 12-30-2012, 01:06 PM   #24
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Keep the 250. Don't fall into the new/newer bike fever. It's all too easy to get in debt. Save the money to pay for the insurance on the motorcycle. Plus the added burden of debt will just be another stress that you will have on you while you try to concentrate on school. You will be able to relax and concentrate more on what really matters at this present time, which is getting your degree.

The toys will come later, trust me. When I went through school I didn't have a lot of money and it was easier to manage what bills I did have instead of creating new ones. You won't regret it in the end.
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Old 12-30-2012, 01:08 PM   #25
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To build credit, get a card and make some everyday purchases on it. But make sure you pay those purchases off in full when it's payment time.
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Old 12-30-2012, 01:23 PM   #26
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The thing is that I can pay off the loan before I start school again. So I wouldn't be stressed. Obed you are right my mom doesn't care really about getting another bike its the loan and I never asked her to get me lodging she is getting two new places one in (She already has 5 houses/condos) she rents them out etc. But I am very thankful she is providing me with a place to stay. If I did it her way I would have went to St thomas of puis high school and would have never gotten a bike, which happens to be one of the best decisions I have ever made(getting a bike).
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Old 12-30-2012, 01:57 PM   #27
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You need to get SLRP (Student Loan Repayment Program) in your contract. It can be done as a commissioned officer, either active duty or Reserve/National Guard. Not entirely sure they still offer it; availability for benefits flip flops near each week.
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Old 12-30-2012, 04:49 PM   #28
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Quote:
Originally Posted by tunaluna View Post
The thing is that I can pay off the loan before I start school again. So I wouldn't be stressed. Obed you are right my mom doesn't care really about getting another bike its the loan and I never asked her to get me lodging she is getting two new places one in (She already has 5 houses/condos) she rents them out etc. But I am very thankful she is providing me with a place to stay. If I did it her way I would have went to St thomas of puis high school and would have never gotten a bike, which happens to be one of the best decisions I have ever made(getting a bike).
But if you accept her offer then you are indebted to her, and should respect her opinion on this.
If you want to build credit with a loan, save up some money and borrow against it. Then pay the loan back in three months to minimize interest payments. If you spend it on an extra bike, and the bottom falls out for whatever reason you will be stuck with long terms payments. Or just get a credit card. Or get a phone contract in your name. Don't buy another bike.
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Old 12-30-2012, 04:58 PM   #29
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^^^^Good advice.^^^^
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Old 12-30-2012, 05:24 PM   #30
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Quote:
Originally Posted by tunaluna View Post
I would get a secure loan to start building credit that is why I am wanting to take out a loan.
I need to find out if the military will pay for my college if I join after I graduate.
I wouldn't do that--I mean there's easier way's to build credit then climbing under a BIKE PAYMENT while in College--I mean that's what I'll be doing come Summer BUT, I'll also have the money to buy the bike in cash--I wouldn't even think about a Loan unless you have more then enough for the bike.
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Old 12-30-2012, 07:22 PM   #31
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buy a helicopter
This lol.

could win any conversation.

., I got a helicopter
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Old 12-30-2012, 07:58 PM   #32
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white people problems.pffftt!
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Old 12-30-2012, 09:30 PM   #33
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Quote:
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That is far to reasonable! I happen to agree. What's wrong with the 250 as a college bike?
Im guessing not as strong of a magnet?
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Old 12-30-2012, 11:02 PM   #34
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white people problems.pffftt!
Lol
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Old 12-31-2012, 02:02 AM   #35
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A decent education will last you an entire lifetime and give you an advantage over everyone else when times get tough. A nice bike will last a few years of good fun and memories.

Most people would probably consider having a running bike and going through school to be already the best of both worlds. If you have extra money, learn to invest it. If you have extra time, find other interests at school. It's the only time in your life that you'll be so free to meet all sorts of different people and explore different interests. You'll have the rest of your life to build credit and buy all sorts of nice bikes.

Just my $0.02
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Old 12-31-2012, 02:06 AM   #36
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Is this for real?
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Old 12-31-2012, 07:01 AM   #37
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Quote:
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If I did it her way I would have went to St thomas of puis high school and would have never gotten a bike, which happens to be one of the best decisions I have ever made(getting a bike).
If admissions at Texas State reads this post you're not getting in.
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"I lack skillz"
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Old 12-31-2012, 07:56 AM   #38
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Mmm I wouldn't bet on becoming a helicopter pilot. No offense man, but tons of ppl go in thinking its gonna be handed to them. Granted no matter what Job you do in the military your pay will stay the same. But between year 1 and year 4 in college your gonna change career choices 2-3 times, maybe even majors lol. Hold off and don't acquire more debt trust me. Your student loans are a
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Old 12-31-2012, 08:51 AM   #39
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Quote:
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If admissions at Texas State reads this post you're not getting in.
shhhh lets hope they don't.
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Old 12-31-2012, 10:33 AM   #40
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Quote:
Originally Posted by debit_debit View Post
A decent education will last you an entire lifetime and give you an advantage over everyone else when times get tough. A nice bike will last a few years of good fun and memories.

Most people would probably consider having a running bike and going through school to be already the best of both worlds. If you have extra money, learn to invest it. If you have extra time, find other interests at school. It's the only time in your life that you'll be so free to meet all sorts of different people and explore different interests. You'll have the rest of your life to build credit and buy all sorts of nice bikes.

Just my $0.02
A pretty valuable $0.02.
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