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Old 10-31-2012, 07:07 PM   #1
Mav777
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Wife rear ended, need advise...

By an ambulance too, no, they were not running lights or in-route to a call. Attorney or no? Just happened so unsure if their insurance company will contact us, do we contact ours, etc. We have been lucky & not really been in this situation before.
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Old 10-31-2012, 07:14 PM   #2
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Call their insurance or theirs, I would imagine, since you're not at fault.
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Old 10-31-2012, 07:15 PM   #3
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Call their insurance. Cops called? If not good luck.
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Old 10-31-2012, 07:17 PM   #4
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Old 10-31-2012, 07:20 PM   #5
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Yes, cops call, amb driver ticketed.
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Old 10-31-2012, 07:24 PM   #6
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No holes barred! Awesome....

I would call theirs and see how they treat you. If it gets maybe a chiropracter and sometimes they have an attorny they work with. Back may start to hurt in a day or two as well.
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Old 10-31-2012, 07:53 PM   #7
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Get an attorney
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Old 10-31-2012, 08:02 PM   #8
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Should be no different than any other accident. You call yours and give them their insurance. Your insurance should take care of everything for you. That's how I've always handled it.
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Old 10-31-2012, 08:08 PM   #9
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My wife tied to back board & transported to hospital, not the "typical" car wreck. I hope not anyway.
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Old 10-31-2012, 08:13 PM   #10
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Dam.... hope shes alright. I still have back pain from a drunk driver that hit us 10+ years ago.
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Old 10-31-2012, 08:39 PM   #11
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Wife got rear ended? HIGH FIVE TO YOU!
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Old 11-01-2012, 07:58 AM   #12
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Call their insurance directly. Then..if u want...call ur own. if u don't want to handle it, just call ur own and they will take care of everything. Check to see if u have PIP on ur insurance...that's 1k you get almost immediately.
You don't have to have a lawyer but I usually get one just to have one. (They don't get paid unless u get paid..in this case I'm pretty sure you will since ambulance driver was ticketed)
Only way to get screwed in this situation is if ambulance company's insurance is in default.
I used to work as a legal assistant/secretary and handled personal injury cases.

I just got into a motorcycle/vehicle collision myself a few days ago. Their fault, I'm getting paid. Yay.
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Old 11-01-2012, 08:23 AM   #13
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Lawyer or not, start documenting everything.

I wouldn't go through your own insurance unless you want to get the minimum you're owed. You can tried dealing with the other driver's insurance directly with your own claims. Ambulance driver was ticketed, so they are on the hook 100%. Make sure to call the Police Dept that issued the citation in a week or two to get a copy of the police report. It'll make compelling evidence attached to your claims.

Then if the ins co don't play nice, call in the big guns. But be prepared at that point to hand the lawyer a folder full of phone records, copies of correspondences, repair bills, dates of work absences & hospital stays, etc.
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Old 11-01-2012, 08:25 AM   #14
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I just call insurance let them subdugate (sp) and get my stuff fixed
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Old 11-01-2012, 08:37 AM   #15
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Have your wife start writing a daily journal of her pain. She needs to be very descriptive about how difficult it is to do the simplest tasks. Write an entry morning and night. This will make things much easier for the jury to understand when it is time to settle. Typical settlement is 3.5 times the amount of medical bills. That is the average payout given by a jury. This is the advice my Lawyer gave us after we tried unsuccessfully to settle it on our own. Good luck, I hope your wife heels fast.

My Wife had back issues for three years after our accident. (Guy pulled out in frn of us) If you ever have another accident and it is not your fault, ride the ambulance even if you feel fine...
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Old 11-01-2012, 08:49 AM   #16
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I'm gonna say this and I'll say it once... GET AN ATTORNEY

Ticket or no ticket doesn't prove anything. Your beloved is going to suffer pain at one point, my sister went through the same "twice" document everything, get a lawyer that can refered you to a "respectable" chiropractor (where they take xrays and all that ) have them pay for her time off, your car, her medical bills, nightmares, not being able to go to the restroom by herself, her psycosis from getting behind the wheel, always looking over her shoulder and her broken nails she just had them done the day of the accident.

Last edited by Lucar; 11-01-2012 at 08:53 AM.
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Old 11-01-2012, 08:58 AM   #17
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Oh yea, good job mentioning lost wages, volfy.

Yesss..claim all missed days of work.
I even claim broken gucci sunglasses, cd's (but who uses cds now a days right) laptop, vase, drinks spillt on "new clothes" and ruining it.
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Old 11-01-2012, 09:18 AM   #18
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Quote:
Originally Posted by iDazzle View Post
Oh yea, good job mentioning lost wages, volfy.

Yesss..claim all missed days of work.
I even claim broken gucci sunglasses, cd's (but who uses cds now a days right) laptop, vase, drinks spillt on "new clothes" and ruining it.
My sarcasm detector is weak today, so not sure...

Last couple of times I was involved in major accidents, I had to take time off to take care of things related to the accident. Even though I work salaried, I'd missed work that I subsequently had to make up - during after hours and on weekend. Time I could've spent with my family. Can't speak for everybody, by I very much value my time these days. I don't file claims to get rich, but to get duely compensated for I have to put up with, thanks to the defendant.

I have also learned to file a claim even if the accident is trivial. I didn't bother to file a claim on a little fender bender back in '09. I figure they fixed up my bumper and I was happy. WRONG! That minor accident got registered with my vehicle and my own insurance picked up on that, found out I didn't file a claim, assume I was at fault, and tried to raise my premium because of it. I had to go out of my ways to prove it was not my fault to get them to back off. Again, a bunch of time wasted and gotten all off.

Next time, I'm gonna file a claim even it is for $100.
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Old 11-01-2012, 09:35 AM   #19
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call your insurance and sit back and enjoy the ride. Lawyer is a good idea, get a letter of protection and start getting free massages.
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Old 11-01-2012, 11:09 AM   #20
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If your wife is hurt, then document all of your bills. Don't go to a chiropractor. Go to your family doctor if you have one.


Here's my take on this: Frivolous litigation counts for probably 1/8th to 1/6th of all of our automobile insurance premiums.

If your wife is not hurt, go through the ambulance's insurance company. Get the car repaired and maybe a little extra for diminishment of value. Move on as accidents happen.

If your wife is hurt, you should probably get an attorney. Look at it as a way to get your wife back to where she was before the accident, not as a lottery ticket.

Some of you in here wanting him to go to a chiropractor or running up a tab are the same ones who complain about stupid lawsuits. Wake up. You're a part of the problem.
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