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Old 10-31-2012, 03:01 PM   #1
TangoRangoEy
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Old 10-31-2012, 03:03 PM   #2
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Old 10-31-2012, 03:04 PM   #3
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Quote:
Originally Posted by TangoRangoEy View Post
I have been toying with the idea of getting an R6. I am a 26 yr old single male. Progressive's quote on that bike was 2200 dollars a year! I was like... wow my car is only like 1200 a year..Is this really the norm?

That includes 100 collision and 100 comprehensive...
Call State Farm or Ball Insurance. Progressive quotes high on sport bikes because they don't want to insure them. They quoted me $6k on an cbr1000rr. State Farm was $85 a month for full coverage.
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Old 10-31-2012, 03:06 PM   #4
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Quote:
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Call State Farm or Ball Insurance. Progressive quotes high on sport bikes because they don't want to insure them. They quoted me $6k on an cbr1000rr. State Farm was $85 a month for full coverage.
Try Liberty mutual as well,

Brandon, do you still have that gopro I sold you a while back? I heard its just collecting dust. Let me know if you want to sell.
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Old 10-31-2012, 03:09 PM   #5
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Try State Farm and bundle all your insurance and it will be super cheap. I was paying 67 dollars a month for my Gsxr 600
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Old 10-31-2012, 03:13 PM   #6
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Old 10-31-2012, 03:15 PM   #7
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I'm 21, with a 675, and progressive quoted me 54/mo for comprehensive, and about 120-130 I think for full coverage. Should've gonna for full...
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Old 10-31-2012, 03:19 PM   #8
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Try Liberty mutual as well,

Brandon, do you still have that gopro I sold you a while back? I heard its just collecting dust. Let me know if you want to sell.
I've used it once but I'd like to keep it just in case.
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Old 10-31-2012, 03:20 PM   #9
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I pay 149 a year progressive, but i ride a paid for old 6r and screw it if i crash, i'll buy another one or be dead next time.
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Old 10-31-2012, 03:26 PM   #10
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progressive tried to bend me over, when i called to cancell, they cut the rate in half...I pay less than half of what you were quoted for full coverage on my cbr600 and my road king put together....of course i am also close to 40 years older than you too...
and my agent told me what someone on here already mentioned, they do not like insuring sport bikes... they claim that in the houston area they have something like a 97% pay out rate. I did not get an explanation of exactly what that means, but that is what they said.
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Old 10-31-2012, 03:30 PM   #11
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Move out of Houston!
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Old 10-31-2012, 03:32 PM   #12
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Old 10-31-2012, 03:39 PM   #13
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Sometimes there is no escaping the reality that 20-something male and super-sports are like hydrazine and a catalyst - they spontaneously combust upon contact.

Though to a much lesser degree, the high insurance rates affect us old fat family guys too, which is why I quit my sport bikes and bought what insurers consider sport tourers. To me, the SV1000S (with some suspension upgrades) can be just as sporting as the RSVR I had before, but cost a whole lot less to insure. I don't mind the upgrades since I pay them once and own the parts, not yr after yr into the black hole of insurance co's pockets - never to be seen again.

A Street Triple R with clip ons comes pretty darn close to the performance quality of a Daytona 675 (or any SS for that matter), but cost way less to insure.
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Old 10-31-2012, 03:49 PM   #14
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I learn my lesson. when i first got the bike i was with Farmers and they were raping me in the hole with 318 a month. idk how i ended up with them. but anyways then move to state farm with 177 a month thanks to tuan and now i switch my car with the bike, and he beat some up and lowered it down to 140ish and 97 for my car he is the bombdigidi!!
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Old 10-31-2012, 04:02 PM   #15
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Quote:
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I'm 21, with a 675, and progressive quoted me 54/mo for comprehensive, and about 120-130 I think for full coverage. Should've gonna for full...
If you do an r6 on your same policy it will be higher. Lots of people crash on the r6 since they are cheaper to get and lots of noobs start on that. People that get a 675 baby it, and im not saying you baby but most do.
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Old 10-31-2012, 04:43 PM   #16
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Sometimes it has nothing to do with actual loss rates and past history. For example, just for giggles I tried replacing the SV1000S with either a 2011 Z1000 or Ninja 1000. The Z1000 increased my premium by about $180/yr (understandable since it is newer and more expensive to fix/replace), but the Ninja 1000 would increase my premium by a whopping $800/yr! And most people - including Kawasaki themselves - would consider the Ninja 1000 more the sport tourer, and the Z1000 more the naked hooligan bike.

The Ninja 1000 cost more to insure mostly because it is cursed with a "Ninja" in its name and the fact that its model designation closely relates to the other Ninjas.

Guess I won't be buying a Ninja 1000 any time soon. It's a shame, because it's such a fine all-around bike.
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Old 10-31-2012, 05:22 PM   #17
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Old 10-31-2012, 06:02 PM   #18
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The Ninja 650r is a "Sport Touring" bike, also known as a "ER6F"...$150/year or $400/year comprehensive + uninsured motorist for this 35 year old Brown man

In my opinion, there is very little need for a SS/4cyl on the streets when a 2cyl can do the job just the same, is cheaper to maintain/insure, and gets 45-50mpg. BROWN MAN LOGIC.
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Old 10-31-2012, 06:08 PM   #19
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Have you tried dairyland cycle? I paid 90/mo for FC. Just don't wad the up or they'll want 900/month for the next bike lol. They were easy to deal with after the crash too, paid out nicely.
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Anyone wear chaps with fishnet shirts? My friends give me for it, but I feel most comfortable this way. Just seeing if anyone else out there feels the same. Also looking for other men interested in riding.
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Old 10-31-2012, 06:15 PM   #20
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When I was getting quotes on my hypermotard some companies considered it a sport bike because it was a Ducati. Quotes ranged from $1000 to $2900 a year depending on the insurance company. Gieco was the least expensive. Haven't had a single problem with them.
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