MotoHouston.com MotoHouston.com
Register Members List Member Map Media Calendar Garage Forum Home Mark Forums Read

Go Back   MotoHouston.com > General Discussion > General Discussion (Moto Related)
Forgot info?

Welcome to MotoHouston.com! You are currently viewing our forums as a guest which gives you limited access to the community. By joining our free community you will have access to great discounts from our sponsors, the ability to post topics, communicate privately with other members, respond to polls, upload content, free email, classifieds, and access many other special features. Registration is fast, simple and absolutely free, join our community!

Register Today!

If you have any problems with the registration process or your account login, please contact us.


FREE MH Decals by MAIL!

Advertisement

Reply
Share This Thread: 
Subscribe to this Thread Thread Tools
Old 10-31-2012, 11:14 AM   #41
Neon Samurai
3090 MotoGP Champion
 
Neon Samurai's Avatar
 
Join Date: Mar 2012
Location: Kings Landing
Feedback Rating: (0)
Posts: 3,221

Experience: 10+ years

Bike(s):
2010 Ducati Streetfighter (sold)
2012 Triumph Speed Triple R
2008 Triumph Sprint ST (Sold)
2014 BMW s1000R
2012 Aprilia Tuono (sold)






Well liability for me is cheap, but full coverage is like way more expensive. That being sad I have full coverage.
__________________
ASSASSINO
Neon Samurai is offline   Reply With Quote
Similar Topics
Thread Thread Starter Forum Replies Last Post
next dilemma. i know, i know. gtdrivr Off Topic 5 03-12-2015 04:47 PM
The Dilemma Yorke Taking it to the Track 13 06-02-2012 06:14 PM
HID dilemma...HELP. pmorenoiii Performance and Modifications 10 03-27-2012 03:51 PM
job dilemma? Da9tegra Off Topic 11 01-22-2009 04:49 PM
MY NEWEST DILEMMA 1hander General Discussion (Moto Related) 14 06-25-2007 10:18 PM
Advertisement
Old 10-31-2012, 11:24 AM   #42
cychotic
Banned
 
Join Date: Apr 2011
Location: texas
Feedback Rating: (1)
Posts: 2,407

Experience: 1-3 months











User is banned

.
cychotic is offline   Reply With Quote
Old 10-31-2012, 12:26 PM   #43
bun1t
Senior Member
 
bun1t's Avatar
 
Join Date: Apr 2010
Feedback Rating: (0)
Posts: 485

Experience: 8 years
Trackdays: 5

Bike(s):
Gen 4 ZX10R
Honda Grom








My bike is worth about $5500 but I keep full coverage on it. It's too easy to total a bike and it covers my medical expenses. I'd rather pay the $90 a month for peace of mind.
bun1t is offline   Reply With Quote
Old 10-31-2012, 02:41 PM   #44
Racerxxx
CMRA #92
 
Racerxxx's Avatar
 
Join Date: Aug 2012
Feedback Rating: (1)
Posts: 2,524












Quote:
Originally Posted by Volfy View Post
Looked up Progressive's definitions:

Collision Coverage
Pays for loss to your covered vehicle when it collides with another object or overturns.Common Exclusions: No coverage for damages or loss (1) to a vehicle being used to carry persons or property for compensation or a fee (except when used for charitable events); (2) resulting from intentional acts, racing, or preparing for a race or stunting activity; or (3) to tapes, compact discs, other media or their carrying cases.

Note: The option that you select is your deductible.

Comprehensive Coverage
Pays for loss or damage to your covered vehicle caused by an event other than collision. This includes damages due to events such as fire, theft, windstorm, flood, and vandalism.

Common Exclusions: No coverage for damages or loss (1) to a vehicle being used to carry persons or property for compensation or a fee (except when used for charitable events); (2) resulting from intentional acts, racing, or preparing for a race or stunting activity; or (3) to tapes, compact discs, other media or their carrying cases.

Note: The option that you select is your deductible.


So Collision covers "overturns", which this guy's RSV4 wreck was probably classified under. makes sense to me now. Hmm... learn something everyday. I've always consider Comp&Collision go hand in hand and wouldn't imagine having one without the other. I do cheap out in some cases by selecting a higher deductible. To me paying $1000 deductible is tolerable; destroying $15K without any means of payback is... not.
Couldnt have said it any better myself. I personally have been in the insurance buisness for years. Comp. will cover any basic perils as stated above. You wreck it your self and want it covered you need not only comp, but COLLISION as well.
Racerxxx is offline   Reply With Quote
Reply


Thread Tools

Advertisement


All times are GMT -5. The time now is 05:33 PM.


MotoHouston.com is not responsible for the content posted by users.
Privacy Policy