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Old 08-15-2012, 12:42 AM   #1
haythamboi600
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PROGRESSIVE FTW !!! WOW

I got progressive insurance from September 2011-2012. During this time i had my cbr stolen, But I was out in market looking for a new bike so didnt think about reporting it at the time. Anyways, I bought a new bike (r6), got a ticket second day i had it, for no insurance.

Anyways, long story short, I took my paper work to the court today (which covered my cbr and not the new r6 at the time of ticket.) Cashier called to verify and guy told her that the insurance was on cbr and not r6. I got on the phone told the guy "Dude just please tell her that it was covered or i have to pay 315 fine and i have that switched out anyways."

Guy: I wouldnt have any paperwork to show that
Me: Doesn't matter, she just needs to hear it, I have the paperwork

Progressive Customer service guy got back on phone w/ Cashier and told her that my r6 was covered
... Can't believe the guy hooked me up. I am not proud of it (actually I am) but lucky save! anybody else had such experience? Needless to say, I am sold on Progressive for a while

Last edited by haythamboi600; 08-15-2012 at 12:44 AM.
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Old 08-15-2012, 07:28 AM   #2
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Really....Sold on Progressive huh.... have you read this little Gem?
http://www.huffingtonpost.com/2012/0...p_ref=business

I had Progressive before...And I never will use them again. There are some real good insurance companies out there and Progressive isn't one of them if you need to use them in a claim.
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Old 08-15-2012, 07:50 AM   #3
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Any insurance company would probably have done similarly. Their job is to limit liability to their clients and, in turn, themselves.

Look at it this way, Progressive did not cause harm, their client did. I'm no fan of insurance companies, especially the medical ones, but they are what they are - a necessary evil.
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Old 08-15-2012, 07:52 AM   #4
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You as a rider should have been covered on any bike if you have FC insurance.
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Old 08-15-2012, 08:05 AM   #5
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sorry dude I had progressive, they suck donkey ballz......
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Old 08-15-2012, 09:26 AM   #6
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keep your policies clean and clear, this blows , you should had known better, is this the first time you buy insurance for a vehicle?
if not, any individual would had logically known the stolen vehicle had to be reported there and then. sounds like something else was going on in this plate..
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Old 08-15-2012, 09:55 AM   #7
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I dropped progressive a couple months ago. I added my new bike to my existing insurance and it went from around $500 a year to over $3300, and that was with the minimums, and no under/uninsured motorist etc.. Needless to say I changed companies, got better coverage and saved a few grand.
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Old 08-15-2012, 10:05 AM   #8
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I use progressive, but only because it is $75 a year and Farm B. does not offer motorcycle insurance.
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Old 08-15-2012, 10:19 AM   #9
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This is the first time I have seen Progressive and FTW in the same sentence
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Old 08-15-2012, 10:30 AM   #10
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Progressive is good to me for the bikes. State Farm for everything else
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Old 08-15-2012, 11:49 AM   #11
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Progressive was the cheapest when I was looking, so that's who I have.

I haven't needed to make a claim, and my bike is on the lower end of values... not that I want a total loss, or not to be paid... just saying I'm not risking a $15k bike like some people.
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Old 08-15-2012, 12:25 PM   #12
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Quote:
Originally Posted by NJB View Post
I dropped progressive a couple months ago. I added my new bike to my existing insurance and it went from around $500 a year to over $3300, and that was with the minimums, and no under/uninsured motorist etc.. Needless to say I changed companies, got better coverage and saved a few grand.
This is actually the reason I quit brick-n-mortar insurance agents like State farm and Allstate, and went online instead. With Progressive (and I'm sure others like Geico, too), I can get quotes instantly for replacing or adding another bike, before I even think about buying it. Found out bikes like ZX14R and Busa are high$$$$ to insure. Strike those off the list.

You can also see the results of tweaking your coverages. I must have tried 70 different quote by now.
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Old 08-15-2012, 12:42 PM   #13
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Quote:
Originally Posted by chevy42083 View Post
Progressive was the cheapest when I was looking, so that's who I have.

I haven't needed to make a claim, and my bike is on the lower end of values... not that I want a total loss, or not to be paid... just saying I'm not risking a $15k bike like some people.
same here, and they just lowered my rates again. $400 a year for full coverage+UM

And when I had a claim it was paid out quickly. Very satisfied.
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Old 08-15-2012, 01:22 PM   #14
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Geico could afford to be cheaper if they'd quit sending notices to anyone who price checked on line. I get a notice monthly from them asking me to check with them again. It's been 1.5 yrs since I checked, and they were way high (for me... I know it's different for everyone).
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Old 08-15-2012, 03:24 PM   #15
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Dang that's nice
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Old 08-15-2012, 04:12 PM   #16
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im happy with progressive.. i pay 98 bucks a year for liability. well used too till my tickets caught me up and i now pay 550 a year :(
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Old 08-15-2012, 08:53 PM   #17
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progressive for me was 75$ a year for liability on the cruiser.
When I got the RR, it was +160/ month. Called State Farm, it was 340/ year full Cov. so.... yea. lol.
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Old 08-16-2012, 12:47 PM   #18
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Quote:
Originally Posted by Bevo View Post
Progressive is good to me for the bikes. State Farm for everything else
Same - except Progressive covers my autos, as well. I love them. I have filed three claims with them and never had a rate increase or any problems. In fact, my rates decrease every year.


Quote:
Originally Posted by urbanXJ View Post
same here, and they just lowered my rates again. $400 a year for full coverage+UM

And when I had a claim it was paid out quickly. Very satisfied.
Never a problem.
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Old 08-16-2012, 01:53 PM   #19
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Quote:
Any insurance company would probably have done similarly. Their job is to limit liability to their clients and, in turn, themselves.

Look at it this way, Progressive did not cause harm, their client did.
Sorry, their client is the person that got killed...
Quote:
Katie was killed at a Baltimore intersection in 2010 by an under-insured driver who ran a red light. As her policy dictated, Progressive was supposed to pay the difference between Katie's policy and the driver's.
The only valid excuse would be that progressive was also insurer of the drive that ran the red light.

Quote:
Fisher wrote that Progressive paid for the lawyers who represented her killer at the trial, presumably in an effort to have the case thrown out. But the insurer failed and the other driver was judged negligent. The Fishers were awarded $760,000, reported New York magazine.
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