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Old 04-10-2012, 11:06 PM   #1
Lokati
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Financing over 100k miles

Anybody know a lender that finances diesels over 100k miles?
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Old 04-10-2012, 11:13 PM   #2
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Quote:
Originally Posted by Lokati View Post
Anybody know a lender that finances diesels over 100k miles?
guessing for a private sale? Credit Unions are your best shot for high mileage and/or cars over 5-6 years in age. Most banks won't loan on a vehicle of that stature, because of the liability involved.
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Last edited by AiJay; 04-10-2012 at 11:15 PM.
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Old 04-10-2012, 11:14 PM   #3
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Yeah Private sale.
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Old 04-10-2012, 11:21 PM   #4
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Did they total your truck out?
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Old 04-10-2012, 11:35 PM   #5
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Did they total your truck out?
No, but I got a line on a sick little dually diesel that could be fun to own.
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Old 04-10-2012, 11:37 PM   #6
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Speaking of which, I am also really annoyed that I'll be driving around a truck less than a year old with ~15,000-20,000$ worth of repairs..
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Old 04-10-2012, 11:44 PM   #7
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Quote:
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Speaking of which, I am also really annoyed that I'll be driving around a truck less than a year old with ~15,000-20,000$ worth of repairs..
Have you worked the numbers about just taking the insurance money and selling the truck to a body shop and just buying the diesel out right?

Example:

1. Truck worth $15k to body shop unfixed
2. $20k in insurance money
3. $25k to pay off loan
4. $10k profit to buy/large down payment on truck
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Old 04-10-2012, 11:55 PM   #8
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I don't know of any body shops that "buy trucks" but I would consider the situation.
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Old 04-11-2012, 12:08 AM   #9
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Quote:
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I don't know of any body shops that "buy trucks" but I would consider the situation.
I would check into it. Even though there might be 15-20k in damage (insurance quote), a shop might only see 5-7k in damage (his cost by using used parts opposed to OEM insurance would pay for) and be able to make a huge profit and still make you a really good offer on the truck and sell it on his lot.
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Old 04-11-2012, 12:09 AM   #10
Lokati
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Got any clue who to talk to?
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Old 04-11-2012, 12:14 AM   #11
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Quote:
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Got any clue who to talk to?
The shop that offered to buy our cars(actually sold one), I'm not sure if they just moved locations or shut up shop. Bat Automotive on Rayford Rd.
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Old 04-11-2012, 07:09 AM   #12
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I got mine through tdecu(credit union) and my truck had 200k
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Old 04-11-2012, 11:10 PM   #13
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bought my diesel with over 100k at JSC federal credit union. no problems at all, and got a great rate.
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