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Old 10-24-2006, 10:17 AM   #181
texlurch
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Personal medical is a seperate addition, to full coverage. Full coverage covers the other guy, but not you.
I added something like 20-30k for about $5 per month, which kicks in after my Bluecross drops off.

Never could understand anyone riding a bike with liability..
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Old 10-24-2006, 10:27 AM   #182
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Texas laws are funny on businesses taking money for charity. In the past what I've done is to have the specific board set up a paypal account and sell raffle tickets for something I've donated.
We did one for Brian when he had his bad crash through the TSBA forum.

Brian, maybe you can get more info on what would be needed from a tax aspect from Charles Nevle.

I'd be willing to donate a set of M3 tires 120 - 180 combo, and maybe some smaller prizes to a raffle if you all can get it worked out.
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Old 10-24-2006, 10:28 AM   #183
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I guess it's a money thing Tex~ Some people like myself don't ride that often (a sunday rider except for trackdays), and just try to srimp by. I have just liability on my GSXR, but I do have the best medical insurance availble.

Back a few years, I crashed a GSXR600 in some backroads of Beaumont, broke my left ankle and had a plate put in, the total ran about 16,000., I had the plate removed a year or so ago, 25,000. Insurance was a must, and my injuries was just a broken bone! When it comes to staying in ICU or the hospital for a few days, it's exponentially disastrous financial problem!

I used to ride with some guys in Beaumont and eventually in Houston, but had to quit as they rode way beyond my intentions of having fun, even for me on the road 80+mph is too fast for street riding; that's why there are race tracks. SAve speed for the track and it will slow you down on the street. Show off your bike on the street only.
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PS; maybe gettting a little older helps too, not to mention past experience.
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Old 10-24-2006, 10:29 AM   #184
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Quote:
Originally Posted by Patrick
Texas laws are funny on businesses taking money for charity. In the past what I've done is to have the specific board set up a paypal account and sell raffle tickets for something I've donated.
We did one for Brian when he had his bad crash through the TSBA forum.

Brian, maybe you can get more info on what would be needed from a tax aspect from Charles Nevle.

I'd be willing to donate a set of M3 tires 120 - 180 combo, and maybe some smaller prizes to a raffle if you all can get it worked out.
No 120 - 190 combo?
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Old 10-24-2006, 10:32 AM   #185
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No 120 - 190 combo?
...........
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Old 10-24-2006, 10:33 AM   #186
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...........
It was just a question.
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Old 10-24-2006, 10:36 AM   #187
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Man I say we put a jar out next to the grill or something that just says non tax exempt donations (I don't know if I said that right, but you get the hint) for Eric Thorn. Why does everything have to be so complicated?
Man I'm feeling guilty about being in the front of this group ride....thinking about putting the bike away for a few months....I know this feeling will pass, but it's just so sureal right now. Prayers are still with you Eric and your family.
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Old 10-24-2006, 10:38 AM   #188
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Man I'm feeling guilty about being in the front of this group ride.....
wait till you attend a friends funeral........or 2.
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Old 10-24-2006, 10:38 AM   #189
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[QUOTE=Patrick]Texas laws are funny on businesses taking money for charity. In the past what I've done is to have the specific board set up a paypal account and sell raffle tickets for something I've donated.
We did one for Brian when he had his bad crash through the TSBA forum.

Brian, maybe you can get more info on what would be needed from a tax aspect from Charles Nevle.

I'd be willing to donate a set of M3 tires 120 - 180 combo, and maybe some smaller prizes to a raffle if you all can get it worked out.[/QUOTE

what if it's not you taking the money. i mean the business isn't "giving the money" i'm just asking to use a hose and some water. not necessarily donate money. but the raffle is a great idea as well. i'm thinking i'll stay and do a bike/car wash. anything to help. and texas is funny in a lot of ways...:eh:
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Old 10-24-2006, 10:40 AM   #190
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Quote:
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It was just a question.
do you need a 190?? a 180 will do you just fine.
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Old 10-24-2006, 10:41 AM   #191
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Quote:
Originally Posted by Denee
I guess it's a money thing Tex~ Some people like myself don't ride that often (a sunday rider except for trackdays), and just try to srimp by. I have just liability on my GSXR, but I do have the best medical insurance availble.

PS; maybe gettting a little older helps too, not to mention past experience.

Way I look at it, being poor and stuff, if I just carry liability and crash the bike, even with no major injuries I am out a bike, because my budget wouldn't have room to repair it.

Won't even go into medical bills, everyone knows what that can run too. The last 10 minute ambulance ride I took ended up over $2000. Worst bike wreck I've ever had was on a dirt bike, who would of thought to carry any insurance for that?

Noted on the getting older part, already been there and past.. :laughing6
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Old 10-24-2006, 10:42 AM   #192
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Yea but I know for a fact that more people would be willing to donate if they had a chance to win (insert prize here).
I think Motorcycles Unlimited can use the value of the donated (insert price here) as a chariatable controbution(sp)

I can check with my lawyer if you like.
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Old 10-24-2006, 10:42 AM   #193
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texlurxh: my bikes are worth about $2-3k/ea, full coverage is about $7-800/yr/ea........within 2 yrs i've paid for my bike and got nothing.
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Old 10-24-2006, 10:49 AM   #194
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Let's just agree that everyone should have some kind of medical coverage. Telling people how they should insure their bike and themselves is their insurance agent's job. I personally do not carry full coverage on my bikes because I ride them at the track primarily and if I sling it down the track then it is my own problem not an insurance companies but I do have good medical coverage. Even with good medical coverage it still is not cheap. Most people are not prepared to shell out a few thousand dollars to cover their portion of the medical bills even when they are insured. So, the best suggestion is to call your HR person at work and your insurance agent and get what you need.
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Old 10-24-2006, 10:55 AM   #195
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+1 on the medical.

That's why I like my Bandit, cheap to insure compared to those hi-zoot sport bikes.

I ain't built for them things anyhow... LOL!
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Old 10-24-2006, 10:58 AM   #196
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He's right, he's built more for something like a Ford F3 with a lift kit on 2 wheels
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Old 10-24-2006, 10:58 AM   #197
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Looking into a flexible medical spending account would be a good suggestion for alot of people. You get to save without being taxed and I believe there are some roll over options if you do not need to use it during the year. I am looking further into these at the moment.
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Old 10-24-2006, 10:59 AM   #198
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Quote:
Originally Posted by Swift E
Yea but I know for a fact that more people would be willing to donate if they had a chance to win (insert prize here).
I think Motorcycles Unlimited can use the value of the donated (insert price here) as a chariatable controbution(sp)

I can check with my lawyer if you like.
I agree with the donations from the Motorcycles Unlimited. but if it's going to be a tax hastle and things along that nature then i wouldn't want to put Patrick through that. If you can find out that would be great. just throwing ideas out at this point. thanks again
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Old 10-24-2006, 11:00 AM   #199
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moody: its called a 125 plan, i have it, and yes it's nice........BUT in our co. if you don't use it, you loose it.

it's also avail. for child care.
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Old 10-24-2006, 11:02 AM   #200
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and yes it's nice........BUT in our co. if you don't use it, you loose it.
I'm pretty sure they are all like that, it works great if you have kids.
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