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Old 04-18-2011, 11:32 PM   #21
Renzo
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I've insured 3 bikes with full coverage within the past 2 years and they have never asked to see the bike or even request a picture. New and used. Is that out of the ordinary?
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Old 04-19-2011, 12:31 AM   #22
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Quote:
Originally Posted by Renzo View Post
I've insured 3 bikes with full coverage within the past 2 years and they have never asked to see the bike or even request a picture. New and used. Is that out of the ordinary?
Same here, never heard of asking for pictures. I've used progressive, and state farm.

Also, at 23 I had full coverage on a CBR1K brand new and it was 1100/year through State Farm. Although Progressive and Geico quoted above 5k.
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Old 04-19-2011, 03:38 AM   #23
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Try farmers insurance.
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Old 04-19-2011, 06:03 AM   #24
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Ball insurance carries my insurance.

But being 21 with tickets, full coverage..... Bend over, cause its gonna hurt.
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Old 04-19-2011, 07:07 AM   #25
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Quote:
Originally Posted by eric636 View Post
no more than 5,000
then why do you even bother posting a thread about buying a NEW 1000cc bike and asking for insurance cost?
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Old 04-19-2011, 07:31 AM   #26
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Quote:
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Same here, never heard of asking for pictures. I've used progressive, and state farm.

Also, at 23 I had full coverage on a CBR1K brand new and it was 1100/year through State Farm. Although Progressive and Geico quoted above 5k.
I think the vin gives all the information needed so there's really no point in needing pictures I'm guessing

Dang that's super cheap! I'm paying about 960/yr full coverage with state farm on my sv650s and its not even consider a super sports bike. I got quotes from quite a few companies but that was my best quote I got. I wonder if there is a trick to getting super cheap insurance like you are getting I definitely would not mind paying that kinda rate if I had a liter bike!

Last edited by wesleh; 04-19-2011 at 07:35 AM.
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Old 04-19-2011, 08:22 AM   #27
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Quote:
Originally Posted by StewRat View Post
Also, at 23 I had full coverage on a CBR1K brand new and it was 1100/year through State Farm. Although Progressive and Geico quoted above 5k.
How long ago was this, was it your own policy or hooked up with your parents/auto/home?

Just asking because it doesn't sound accurate for today's rates even with perfect credit/driving history in Harris County.
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Old 04-19-2011, 08:29 AM   #28
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Quote:
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Full coverage insurance for you will be 7000-8000 a year.
You're kidding right?

I bought my first motorcycle when I was 21, 2007 R1 brand new, and even when All-State was raping me I was only paying $325/month. It was $20 more than my bike payment... that's about $3900/year.... 7-8k a year?

Then I switched to State-Farm and was covered with the same exact policy and was paying $99/month. Now my agent switched and I'm paying more for my Ducati M1100s than I was for my Yamaha R1 at 21 years old
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Old 04-19-2011, 08:36 AM   #29
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http://www.motohouston.com/forums/sh...d.php?t=179658

there ya go! in your price range and everything!
It already has the motohouston stickers on it and everything!
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Old 04-19-2011, 08:42 AM   #30
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Usually state farm is the cheapest for full coverage sport bike insurance, but it ain't going to be cheap. We have a State Farm vendor on this site with his own sub-forum

Houston is one of the biggest stolen motorcycle cities in the US...I wouldnt want to chance a $10k note and no full coverage...
-Cody
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Old 04-19-2011, 09:40 AM   #31
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My bike is plenty fast. You should be able to finance it easy. Book value is still 7500. No way you need a liter bike
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Old 04-19-2011, 09:43 AM   #32
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Quote:
Originally Posted by quicksaveme View Post
You're kidding right?

I bought my first motorcycle when I was 21, 2007 R1 brand new, and even when All-State was raping me I was only paying $325/month. It was $20 more than my bike payment... that's about $3900/year.... 7-8k a year?

Then I switched to State-Farm and was covered with the same exact policy and was paying $99/month. Now my agent switched and I'm paying more for my Ducati M1100s than I was for my Yamaha R1 at 21 years old

Progressive and geico both quoted me ~$6000/yr on a '01 Aprila RSV back in '06. At the time I was 24.
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Old 04-19-2011, 09:53 AM   #33
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Got anyone in your family you can put as the primary rider and yourself as the secondary? It dropped my insurance 2500 a year by putting my dad as the primary and me the secondary. I'm at 20 a month full coverage now. Was 1100 a year brand new.
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Old 04-19-2011, 10:53 AM   #34
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Quote:
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Got anyone in your family you can put as the primary rider and yourself as the secondary? It dropped my insurance 2500 a year by putting my dad as the primary and me the secondary. I'm at 20 a month full coverage now. Was 1100 a year brand new.
Shady McShaderson.
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Old 04-19-2011, 11:13 AM   #35
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how about liability only how much does it cost now? and who gots the chapest quotes???
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Old 04-19-2011, 11:20 AM   #36
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You can drop collision. I carry liability and comprehensive (thief) ins and my premium drop more than half. I figure if I dropped the bike, I can fix it myself with ebay...
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Old 04-19-2011, 11:23 AM   #37
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Quote:
Originally Posted by exalted512 View Post
Usually state farm is the cheapest for full coverage sport bike insurance, but it ain't going to be cheap. We have a State Farm vendor on this site with his own sub-forum

Houston is one of the biggest stolen motorcycle cities in the US...I wouldnt want to chance a $10k note and no full coverage...
-Cody
But you can get comprehensive that covers fire/theft and not full coverage


Insurance quotes are all over the board for anyone that I know of. Each person found a cheaper quote at a different company. And the high quotes were double - triple what the cheapest quote was.
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Old 04-19-2011, 12:00 PM   #38
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Check out Geico. I've been insuring my bikes with them and they were much lower than progressive.

Fukk State Farm... they suck donkey .
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Old 04-19-2011, 12:12 PM   #39
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i got quotes from allstate, nationwide and geico when i got my bike and got geico, then later checked progressive and have found them to be by far the cheapest. nationwide quoted me something like $200 a month for liability/comprehensive, then progressive quotes me $235 for a YEAR of the same coverage...
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Old 04-19-2011, 12:24 PM   #40
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As mentioned there is no one company that is the cheapest all the time. It's different for every bike and every rider. Best thing to do is shop around and get multiple quotes comparing the exact same coverage.
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