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Old 03-14-2011, 07:39 AM   #21
Chubby Racer
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Don't go with a cosigner. If your credit is to the point that the dealer won't even finance you...............wait on the bike, and fix your credit.
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Old 03-14-2011, 08:20 AM   #22
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Being turned down for financing when you brought in a whopping $1000 deposit is a "sad day for you"? Most people have real world issues and you come on here whining about not getting financed. . .wish i had your "problems". Congratulations on your 1 star thread.
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Old 03-14-2011, 08:21 AM   #23
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general rule of thumb: dont finance toys.
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Old 03-14-2011, 09:18 AM   #24
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Old 03-14-2011, 09:25 AM   #25
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Unless it's your only mode of transportation, I would never finance a bike.
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Old 03-14-2011, 09:29 AM   #26
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Hope you are able to get what you want [ new or used ]
Best of luck to you.
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Old 03-14-2011, 09:41 AM   #27
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Quote:
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Being turned down for financing when you brought in a whopping $1000 deposit is a "sad day for you"? Most people have real world issues and you come on here whining about not getting financed. . .wish i had your "problems". Congratulations on your 1 star thread.


the 883, get a VROD!
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Old 03-14-2011, 09:58 AM   #28
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I'm selling 2 sportsters on here .

http://www.motohouston.com/forums/sh...d.php?t=174498

http://www.motohouston.com/forums/sh...d.php?t=174497
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Old 03-14-2011, 10:20 AM   #29
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Quote:
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Don't go with a cosigner. If your credit is to the point that the dealer won't even finance you...............wait on the bike, and fix your credit.
Quote:
Originally Posted by jetcycles View Post
Being turned down for financing when you brought in a whopping $1000 deposit is a "sad day for you"? Most people have real world issues and you come on here whining about not getting financed. . .wish i had your "problems". Congratulations on your 1 star thread.
Mellow the out guys... .




CBR- if you want new go new, but I would really listen to the advice concerning buying Used...Good Luck!
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Old 03-14-2011, 10:26 AM   #30
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Quote:
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Mellow the out guys... .




CBR- if you want new go new, but I would really listen to the advice concerning buying Used...Good Luck!
I guess these guys have credit scores over 750's ????
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Old 03-14-2011, 10:30 AM   #31
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Quote:
Originally Posted by NewRider View Post
Mellow the out guys... .
No. Buying a totally, completely, utterly, non-essentially toy when you have a history of not taking care of your other responsibilities is dumb. I speak from first hand experience.

Quote:
Originally Posted by MotoJunkie View Post
I guess these guys have credit scores over 750's ????
I've received dealer financing in the 600 range with zero down. So when someone tells me that they can't get dealer financing..........I assume that their credit is garbage.
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Old 03-14-2011, 10:42 AM   #32
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No. Buying a totally, completely, utterly, non-essentially toy when you have a history of not taking care of your other responsibilities is dumb. I speak from first hand experience.


I've received dealer financing in the 600 range with zero down. So when someone tells me that they can't get dealer financing..........I assume that their credit is garbage.
Think about the credit environment we are in at this point, a lot of things have changed in the last year or two regarding credit... I've seen perfect scores get rejected...

Just because you're an irresponsible jack- doesn't mean this guy is too..
Quote:
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I guess these guys have credit scores over 750's ????
Apparently not....
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Old 03-14-2011, 10:46 AM   #33
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Quote:
Originally Posted by NewRider View Post
Think about the credit environment we are in at this point, a lot of things have changed in the last year or two regarding credit... I've seen perfect scores get rejected...

Just because you're an irresponsible jack- doesn't mean this guy is too..
I have received 100% financing on 2 bikes in the last 12 months. Although my credit score is no longer in the 600 range.....I'm well aware of what the current credit environment looks like.
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A motorcycle is a joy machine. It's a machine of wonders, a metal bird, a motorized prosthetic. It's light and dark and shiny and dirty and warm and cold lapping over each other; it's a conduit of grace, it's a catalyst for bonding the gritty and the holy.

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Old 03-14-2011, 10:49 AM   #34
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Quote:
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I have received 100% financing on 2 bikes in the last 12 months. Although my credit score is no longer in the 600 range.....I'm well aware of what the current credit environment looks like.
I believe you...
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Old 03-14-2011, 10:51 AM   #35
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Quote:
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I believe you...

do or don't. Its the truth.
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Old 03-14-2011, 10:57 AM   #36
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My lunch today will be 100% financed
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Old 03-14-2011, 10:57 AM   #37
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do or don't. Its the truth.
I said....
Quote:
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I believe you...
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Old 03-14-2011, 11:10 AM   #38
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Quote:
Originally Posted by NewRider View Post
I said....
sarcasm (or lack of) doesn't always translate well thru the internet.

I bought my first bike new, no $ down, and while I did have it paid off within a year, I really wish I would have bought used. I can't tell you how much of a hit I took in resale b/c I've still got that bike after 3 years, but I easily overpaid what they were going for used by $3k.

FWIW, I've currently got less than $1600 in my '05 Sportster 883, which includes a complete rebuild (all wiring, tins, forks, tires, engine covers, etc). If you can do the work on the bike yourself, you can find killer deals to save money, but if you're just looking to buy a hassle-free toy and money is no object, by all means, buy a new one. It keeps the used market populated with bikes for those of us without that luxury.
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Old 03-14-2011, 11:14 AM   #39
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sarcasm (or lack of) doesn't always translate well thru the internet.

I bought my first bike new, no $ down, and while I did have it paid off within a year, I really wish I would have bought used. I can't tell you how much of a hit I took in resale b/c I've still got that bike after 3 years, but I easily overpaid what they were going for used by $3k.

FWIW, I've currently got less than $1600 in my '05 Sportster 883, which includes a complete rebuild (all wiring, tins, forks, tires, engine covers, etc). If you can do the work on the bike yourself, you can find killer deals to save money, but if you're just looking to buy a hassle-free toy and money is no object, by all means, buy a new one. It keeps the used market populated with bikes for those of us without that luxury.

I like your avatar
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Old 03-14-2011, 11:21 AM   #40
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Ya i'm assuming if the dealer wont finance it, the banks/credit unions wont touch it either.

Besides... an 883 is probably the least sought after harley IMHO and resale value is gonna blow. Don't fret about not getting financing on that. They did you a favor.
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