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Old 09-13-2010, 03:09 PM   #1
Beefstew
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Insurance for literbikes or bigger

I'm looking at getting back into motorcycles after a few years off. In 2003 I bought my first bike, a CBR600RR at age 20. I had my insurance through Farm Bureau in Missouri. My monthly payment was $40.00. Sold the bike a few years later. I moved to Houston, TX a couple years ago. Had a 800hp C5Z06 corvette that I sold and am now looking for a bike.

Bikes I'm looking at are the CBR1000RR, GSXR1000, and the Hayabusa. I would like to know from guys who have similar bikes who they insure with and what kind of prices they pay. I will have Full Coverage with $500.00 Deductible.

Thanks for any info.
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Old 09-13-2010, 03:12 PM   #2
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All depends on you and your driving record/credit.. Lot of diff ppl pay diff prices with diff companies...
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Old 09-13-2010, 03:12 PM   #3
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Welcome!

There is another thread on this topic floating around here somewhere...

I don't have a bigger bike, so I can't really answer your question, though. Try your search link and type in insurance!
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Old 09-13-2010, 03:23 PM   #4
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a hayabusa will be cheaper than a gixxer 1k or cbr 1k. it is listed as a sport tourer,lol.
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Old 09-13-2010, 03:33 PM   #5
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liability with theft coverage, 642 a year for a zx 10
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Old 09-13-2010, 03:39 PM   #6
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depends on age and driving record mostly my z1000 is 40$/mo
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Old 09-13-2010, 03:42 PM   #7
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depends on age and driving record mostly my z1000 is 40$/mo
also how long a mc license
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Old 09-13-2010, 04:21 PM   #8
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^ true.
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Old 09-13-2010, 11:22 PM   #9
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I'm 27 now. I've had my Motorcycle Lic since I was 19. I have one at fault accident on my record. No other tickets on record. You guys have named some prices but no companies. What companies are you insuring with?

And a Hayabusa is really cheaper then the literbikes?
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Old 09-14-2010, 01:36 AM   #10
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i have statefarm and busa is more expensive than liter bike because parts are so expensive i pay 150 a month with statefarm but im also 23 and a good record sportbikes suck to insure no matter who u use when i had a claim the tank for my bike was 1300 just for the tank
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Old 09-14-2010, 05:59 AM   #11
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Old 09-14-2010, 06:29 AM   #12
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Use the actual cubic displacement of the engine. Line is a 998 cc so technically smaller than a litre.
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Old 09-14-2010, 07:55 AM   #13
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Statefarm, $345.84 full coverage $250 deductable R1
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Old 09-14-2010, 09:08 AM   #14
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Prices for insurance have many variables and will be different with each operator based on credit, history, experience, descounts, etc.. In general though, here in Houston, Snake Farm has the best prices on liter bikes for full coverage. I think there is a sponsor here on the forum.
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Old 09-14-2010, 09:15 AM   #15
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dont bother getting insurance, just run when you see the cops.....

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Old 09-17-2010, 12:30 AM   #16
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Call the sponsors and get a quote
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Old 10-25-2010, 12:34 PM   #17
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Quote:
Originally Posted by Beefstew View Post
I'm looking at getting back into motorcycles after a few years off. In 2003 I bought my first bike, a CBR600RR at age 20. I had my insurance through Farm Bureau in Missouri. My monthly payment was $40.00. Sold the bike a few years later. I moved to Houston, TX a couple years ago. Had a 800hp C5Z06 corvette that I sold and am now looking for a bike.

Bikes I'm looking at are the CBR1000RR, GSXR1000, and the Hayabusa. I would like to know from guys who have similar bikes who they insure with and what kind of prices they pay. I will have Full Coverage with $500.00 Deductible.

Thanks for any info.
The perfect bike for you

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"I lack skillz"
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Old 10-25-2010, 12:59 PM   #18
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I'm 37 yrs old ,been a licensed m.c. rider from age 15..credit score in low 800's, clean record since 1998, married, children, etc....I considered a gsxr 1k and saw the cheapest ins. was with state farm at $1100/yr. .....my gsxr 6 is only $40/ mo for full coverage ...I just bought an sv 1000, $120/ yr for full coverage. If u r riding the streets of Houston, I'd suggest full coverage. If u can't afford it I'd look into a ducati street fighter, ktm super duke 990, sv etc.
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Old 10-25-2010, 02:00 PM   #19
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I am 29 farmers I pay 950 full coverage on my zx14 lol had my busa two years ago it was 750 full coverage for a year . You got to shop go to progressive and see what they offer 9/10 full coverage is almost half or more then half of value of the bike and your age and record mathers a lot good luck
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Old 10-25-2010, 02:27 PM   #20
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I have progressive. Due to a recent at fault claim, I couldn't do state farm.... I pay 140 a month for full coverage. If I didn't have that on my record, state farm woulda been like 60 a month.
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