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Old 09-13-2010, 10:42 AM   #1
Jerzey
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progressive or ball insurance

right now i have progressive full cov. but you guys where talking in another thread about ball insurance so i called to get a quote and this is what i got

ball ins

state min liab.
171 a year
state min with theft
441 a year
and full coveragage with 500 deductable
997 a year

my progressive is!

state min
261
state min with theft
887 500 deductable
full cov. 1000 deductable
1842 a year

now ball is almost half what im paying but how good are they . progressive has been great at custumer service. i never filed a claim so i dont know how well they are when it comes to that...

im looking to hear if ppl have had good/bad reviews about either. really looking to see how either handed their claim.
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Old 09-13-2010, 10:46 AM   #2
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Lots of people use Ball.
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Old 09-13-2010, 10:50 AM   #3
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Old 09-13-2010, 10:53 AM   #4
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Quote:
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well the deductibles are different!
yes thats true, but . im more worried about them standing behind their work
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Old 09-13-2010, 11:16 AM   #5
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Old 09-13-2010, 11:21 AM   #6
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have u called geiko? thats who i use and there cheaper than progressive! even with my multiple policy discount.... just fyi
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Old 09-13-2010, 11:22 AM   #7
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Quote:
Originally Posted by camaroz2866 View Post
have u called geiko? thats who i use and there cheaper than progressive! even with my multiple policy discount.... just fyi
+1, thats who I have. Cheaper less known companies scare me.
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Old 09-13-2010, 12:35 PM   #8
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Ball is well know for bike insurance
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Old 09-13-2010, 01:04 PM   #9
Jerzey
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Quote:
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Ball is well know for bike insurance
i see that but i was looking at reviews for them and saw things i did not like............ im sure thats the case with any insurance company you know...
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Old 09-13-2010, 01:10 PM   #10
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I have used BALL Insurance for the last 7 yrs. I have nothing bad to say about them at all. They have been good to me and when i call them they always take care of thing right then. I have a neighbor that uses them as well on his HD. He had a claim and they had him rollingh in no time... I will continue to use them...
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Old 09-13-2010, 02:26 PM   #11
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Quote:
Originally Posted by camaroz2866 View Post
have u called geiko? thats who i use and there cheaper than progressive! even with my multiple policy discount.... just fyi
geico quoted me 12,000 a year... -_-

with progressive i pay 270? a month.

i called a state farm in galveston or w/e and they said they can get me 80 somethin a month full coverage.
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Old 09-13-2010, 02:28 PM   #12
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440 a year w progressive for me: covering everything


I honestly never shopped around for others; but I'd check claims and see if they used new parts or junk yard stuff. For cars, progressive is among the worst to jump on junkyard parts w many of our BMW claims.
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Old 09-13-2010, 02:35 PM   #13
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I use Progressive. It's a little under $200 a year for minimum liability and medical (I don't have health insurance).

I have filed a claim with them and rates did not increase. They offered concierge service - I dropped my truck off with them and they had somebody do all the work, and called when it was ready. It was great = no hassle.

If you can get the same benefits at less cost, then I say go for the cheaper company.

I am unfamiliar with Ball.
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