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Old 09-11-2010, 04:43 PM   #21
Pyrofallout
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Quote:
Originally Posted by Dave C View Post
Call them instead of doing the online stuff. You might have better luck
It doesn't matter if he goes and personally blows the state farm agent, they still wouldn't insure him. SF is VERY strict about driving records. They also will not insure your bike without insuring your auto with them as well if you have ANYTHING on your record in the past 3 years.

+1 to progressive. That's who I have til the end of this year. Then both mine and my wife's records will be completely clean and we will go back to SF.
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Old 09-11-2010, 05:46 PM   #22
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Quote:
Originally Posted by Perf_White_GT View Post
You know that old saying, about reading the contract before you sign..... yea that would apply.
thank you....

ALWAYS read what you are signing....BALL Insurance is not bad
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Old 09-11-2010, 06:28 PM   #23
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wasnt expecting this much input, thanks everyone

all i would want is theft coverage, its locked in my garage behind drawers, lown mowers and discared machines...i just get a little over protective when i leave it out in a parking lot...like a movie or to go eat, even in public
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Old 09-11-2010, 07:17 PM   #24
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whats you alls take on the wireless alarms to go on your keychains? push come to shove...i may have to rock on of those
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Old 09-12-2010, 12:58 PM   #25
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Originally Posted by Infinite View Post
whats you alls take on the wireless alarms to go on your keychains? push come to shove...i may have to rock on of those
not gonna stop a thief.
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Old 09-12-2010, 01:05 PM   #26
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fyi... something about the rc51 that insurance companies don't like. I have a perfect driving record and when I bought my rc(a few years ago) my usual m/c carrier would not touch me. progressive wanted and arm and a leg so I eventually went to allstate which was my auto/house carrier. even though they are not "fast" by modern standards, they are still labeled a performance bike and therefore an serious risk. believe it or not, after I sold the rc and got a busa, my insurance got cheaper.
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Old 09-12-2010, 02:54 PM   #27
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do not call ball insurance!!!!
call them, i use them and they were the best deal for me, do not tell them you know Mr D
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Old 09-12-2010, 04:16 PM   #28
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Originally Posted by Mr.D View Post
Hey man... If you want to get rolling and be legal... Go Ball Ins. If you want the full shebang and you have a little (More like a lot) more doe to dish out then by all means check out one of these larger companies.

Get off the internet bro. You gotta sit face to face with someone. They won't turn you down... They need your money. The internet could care less.
I had problems with ball as well. They screwed up some paperwork and raised my rates and in the end lost me as a customer. Patrick Ball did call and make things right by crediting me my money they tried to keep, but only after I had already taken out a policy elsewhere.

Just beware, while they may be your agent, in
multiple instances where I had problems I was told by them they weren't going to do anything and I would need to call the underwriter myself.

You are wrong about the "they need your money" part though. They don't need your money and they will not insure you if they feel the risk is too high.
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Last edited by Pyrofallout; 09-12-2010 at 04:19 PM.
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Old 09-12-2010, 05:01 PM   #29
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Quote:
Originally Posted by Pyrofallout View Post
It doesn't matter if he goes and personally blows the state farm agent, they still wouldn't insure him. SF is VERY strict about driving records. They also will not insure your bike without insuring your auto with them as well if you have ANYTHING on your record in the past 3 years.

+1 to progressive. That's who I have til the end of this year. Then both mine and my wife's records will be completely clean and we will go back to SF.
u are incorrect i had just my bike insured for almost a year then i decided to move my tahoe and truck over cause they gave me a group discount
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Old 09-12-2010, 05:12 PM   #30
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Quote:
Originally Posted by tex_garza View Post
u are incorrect i had just my bike insured for almost a year then i decided to move my tahoe and truck over cause they gave me a group discount
I insured my bikes through them for a year before moving my vehicles to them.
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Old 09-12-2010, 07:48 PM   #31
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Quote:
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call them, i use them and they were the best deal for me, do not tell them you know Mr D
hahahaha.

I only reported one wreck to them!
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Old 09-14-2010, 11:24 PM   #32
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progressive seems to be my best bet, but i would need to get a temporary tag for my bike...question is im about to purchase the policy, do i print something out and take it to the tax office or w/e and say heres my ins. gimme a temp

ive gotten temps before but i've always had the actual insurance card with me.

i'd love to start driving tomorrow morning with a temp tag
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Old 09-15-2010, 01:26 AM   #33
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what the heck is temp tag? You go to the DMV, show them your last registration or title, and insurance, sign the form that states the vehicle has no tickets or been ridden since the last reg expired, and they hand you a plate.
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Old 09-15-2010, 01:43 AM   #34
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Quote:
Originally Posted by texlurch View Post
what the heck is temp tag? You go to the DMV, show them your last registration or title, and insurance, sign the form that states the vehicle has no tickets or been ridden since the last reg expired, and they hand you a plate.
when you dont have a title yet you get a temporary 30 day tag
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Old 09-15-2010, 08:10 AM   #35
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Quote:
Originally Posted by tex_garza View Post
u are incorrect i had just my bike insured for almost a year then i decided to move my tahoe and truck over cause they gave me a group discount
Negative ghost rider. If you had a ticket or at-fault accident on your record and received moto only insurance from SF, then there was a mistake on their part. I have confirmed with 3 separate SF agents (my previous agent, an agent a family member worked for, and Tuan) that they will NOT insure your motorcycle without insuring your auto as well if you any tickets or at-fault accidents on your record in the past 3 years and here is the link which states the exact same thing from our site sponsor SF agent:

Quote:
3) In the past 3 yrs. do you have any moving violations or at-fault accidents on your record?
If yes (to even one), we have to insure your car too. Their rules, not mines.
http://www.motohouston.com/forums/sh...ad.php?t=43155
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Last edited by Pyrofallout; 09-15-2010 at 08:13 AM.
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