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Old 05-20-2010, 05:47 AM   #1
Father of Two
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Quick question about buying used bike, registration, insurance

I'm going to buy a used bike soon and the seller has a clear blue Texas title. I'll have form 130-U ready to go too. Question is, I need proof of insurance when I go to courthouse to do the paperwork. So... do I add the bike to my insurance BEFORE I actually buy the bike or can I show them that I carry current insurance on my vehicle and I'll be adding bike after DMV paperwork is done??

The seller is going to go with me into the courthouse on Cypresswood so we can do paperwork together and make sure there's no problems. I'm gonna guess and say I have to ask the seller for the VIN and add it to my policy, get a print out, and take that with me.
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Old 05-20-2010, 06:15 AM   #2
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You need proff of insurance on the vehical when you do the paperwork.
You have 20 days to transfer the title and register or you get hit with like a $ 50 fine,
I just did this and it was$ 50
320 a year is OK I was paying near same for a 2003 suzuki 1200S
But you can check around try progressive or GIECO

$422 a year on a car how did you get that low
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Old 05-20-2010, 06:17 AM   #3
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FYI you go to the TAX Accessorers office not the DMV
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Old 05-20-2010, 06:19 AM   #4
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Full coverage isn't cheap, but liability is cheap. Depending on your age, but if they're quoting you $300+ for liability, then it's way too much.

Try shopping around more; I think Progressive has the cheapest motorcycle insurance. Well atleast for me! Goodluck.

And yes, you need proof of insurance before you take it to the Tax Accessor's office.
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Old 05-20-2010, 08:09 AM   #5
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Just call your insurance agent and they will be able to help you with all your questions.
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Old 05-20-2010, 08:28 AM   #6
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Done this a few times lately.

You will need proof of insurance on the bike you are buying. You can sign up with progressive and have a temp card immediately if you need it fast.

Also, make sure the previous owner signs the front and back of the title.
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