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Old 04-14-2010, 02:44 PM   #21
RACER X
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Quote:
Originally Posted by thewrx View Post
Unless you had your bike appraised for 20k you will not get anywhere close to that. They will basically pay 60-70% of the bikes total value towards damages or give you a check for market value - deductible. I know it sucks but if your spending 30k on a bike you might want to make sure you protect your assets. Sorry for the situation either way.
well since it's not his ins. co thats paying they should give him enough to cover buying a similar condition bike, all of it, no deduc.

prolly around $8-9000.

here's a nice '08 in houston for $6500 (thats a steaL!)

http://www.apriliaforum.com/forums/s...ighlight=tuono
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Last edited by RACER X; 04-14-2010 at 02:48 PM.
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Old 04-14-2010, 02:44 PM   #22
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I would think most of those parts could just be repainted, 20k sounds a little high for paint thinner getting on the bike.
Yeah, you could get a custom paint job and that would be cool but you would still have to replace all the controls, bars, and plastics (it's a naked bike so these are just small filler piecing not worth painting but expensive none the less). You would have to powder coat everything else. Parts+tearing down the whole bike+custom paint+powder coating+akrapovic full system=still totaled. $3,200 is a joke, the tank and tail alone is $3,400 and absolutely has to be replaced as it suffered the most damage. You can't take the clear coat off and refinish it without the graphics under the clear coat coming off with it and they don't just sell the graphics you have to get a whole new tank.
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Old 04-14-2010, 02:47 PM   #23
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Quote:
Originally Posted by thewrx View Post
Unless you had your bike appraised for 20k you will not get anywhere close to that. They will basically pay 60-70% of the bikes total value towards damages or give you a check for market value - deductible. I know it sucks but if your spending 30k on a bike you might want to make sure you protect your assets. Sorry for the situation either way.
LOL. They are about the same price as a new R1.
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Old 04-14-2010, 02:50 PM   #24
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Quote:
Originally Posted by brandontx View Post
Yeah, you could get a custom paint job and that would be cool but you would still have to replace all the controls, bars, and plastics (it's a naked bike so these are just small filler piecing not worth painting but expensive none the less). You would have to powder coat everything else. Parts+tearing down the whole bike+custom paint+powder coating+akrapovic full system=still totaled. $3,200 is a joke, the tank and tail alone is $3,400 and absolutely has to be replaced as it suffered the most damage. You can't take the clear coat off and refinish it without the graphics under the clear coat coming off with it and they don't just sell the graphics you have to get a whole new tank.
20k seems high and 3200 seems too low.
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Old 04-14-2010, 02:51 PM   #25
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Quote:
Originally Posted by RACER X View Post
well since it's not his ins. co thats paying they should give him enough to cover buying a similar condition bike, all of it, no deduc.

prolly around $8-9000.

here's a nice '08 in houston for $6500 (thats a steaL!)

http://www.apriliaforum.com/forums/s...ighlight=tuono
oh yeah, you have to factor in the mods, if he has receipts for them also.
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Old 04-14-2010, 02:54 PM   #26
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get them to total out your bike and buy this!

http://www.apriliaforum.com/forums/s...ighlight=tuono
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Old 04-14-2010, 02:56 PM   #27
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Even if they tried to get it fixed for that cost the shop its at would end up doing supplemental claims. Just because they write you a check for what an adjuster says doesn't mean that's the end of it.

You can ask them to see what the estimate was for and send them a copy of what the estimate you got was and go from there. It will take some work but eventually they should man up and pay for the actual damages.

Also if you can have them pay for a rental car for you since that was your "primary mode of transportation" and now since your bike is in the shop being fixed you cant drive around. Ive dealt with to many insurance companies and they are a pain in the but most will eventually give in and get things done right.
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Old 04-14-2010, 03:11 PM   #28
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Quote:
Originally Posted by RACER X View Post
get them to total out your bike and buy this!

http://www.apriliaforum.com/forums/s...ighlight=tuono
Yeah, the one in Missouri City is nice and soooo cheap. It kind of sucks though because they typically look at the bikes in your area to assess a market value and there is only like 3 or 4 used ones for sale in Texas at any given moment so if when the time comes to cut a check you have 3 people just giving them away then you get less money. If you look on cycle trader there are only 10 used ones in the entire U.S. on the website and over 2,500 Honda cbrs. So you have to convince the insurance company that they have to consider a larger market when assessing a value. Another thing that sucks is that you have to fight with them to consider your shipping costs which you may incur because there might not be one available in your area. It is a pain in the and am seriously considering just getting something more common like a new CBR or a Ducati so I don't have to mess with this stuff anymore. I absolutely love this bike but there are other bikes that are just as much fun to ride.
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Old 04-14-2010, 03:57 PM   #29
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call overspray removal specialist inc. 1-800-835-5858 They can clean almost everything but the seat. You will have a bunch of $$ in your pocket.
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Old 04-14-2010, 05:33 PM   #30
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call overspray removal specialist inc. 1-800-835-5858 They can clean almost everything but the seat. You will have a bunch of $$ in your pocket.
I would be willing to give it a shot but it is a shoot. You could buy the salvage bike back, try to clean it, and it may not work. I would rather have a clear titled pristine bike than a stained up salvage bike and $5,000.
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Old 04-14-2010, 06:10 PM   #31
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it's not uncommon to see a bike estimate over 20k bucks. When i worked for BMW motorcycles i wrote several and each adjuster i dealt with ended up with my estimate because of the detail. And yes i've written estimated for aprilia as well and they are through the roof! Not only are factory parts expensive so is the labor involved. Then include tax, shop supplies etc etc etc. So yes it's not uncommon to see an estimate over 20k.

For your situation i gauruntee they sent a car guy to estimate the bike who has no clue what they are looking at. So tell your insurance to send an adjuster with knowledge of bikes and know what to look for. that's just been my personal situations when it comes to dealing with insurance adjusters.
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Old 04-14-2010, 06:35 PM   #32
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it's not uncommon to see a bike estimate over 20k bucks. When i worked for BMW motorcycles i wrote several and each adjuster i dealt with ended up with my estimate because of the detail. And yes i've written estimated for aprilia as well and they are through the roof! Not only are factory parts expensive so is the labor involved. Then include tax, shop supplies etc etc etc. So yes it's not uncommon to see an estimate over 20k.

For your situation i gauruntee they sent a car guy to estimate the bike who has no clue what they are looking at. So tell your insurance to send an adjuster with knowledge of bikes and know what to look for. that's just been my personal situations when it comes to dealing with insurance adjusters.
Good points
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