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Old 04-08-2010, 09:33 PM   #1
delock
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$64,000 Question

If your bike is sitting on side of a road kickstand down and a 18 wheeler passed by real fast and the vibration and/or wind knock your bike over. What part of the insurance should it be covered under:

1. Comprehensive
2. Collision
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Old 04-08-2010, 09:39 PM   #2
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There was no collision.
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Old 04-08-2010, 09:43 PM   #3
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Quote:
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There was no collision.
x2
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Old 04-08-2010, 09:47 PM   #4
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Collision
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Old 04-08-2010, 09:50 PM   #5
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Whats the significance of the $64,000?
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Old 04-08-2010, 09:52 PM   #6
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???
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Old 04-08-2010, 09:58 PM   #7
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There was a collision with the ground

Uninsured motorist sounds right though whatever that falls under
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Old 04-08-2010, 10:02 PM   #8
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It would be your comprehensive.
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Old 04-08-2010, 10:04 PM   #9
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well according to state farms it was a collision. a bike unoccupied that fall over is consider an collision.


when i heard that i almost failed out my chair at work. so one called to my agent and they are reviewing it

more info tomorrow
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Old 04-08-2010, 10:05 PM   #10
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and your ins will go up?
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Old 04-08-2010, 10:08 PM   #11
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correct answer is uninsured motorist claim...if you have that coverage. same instance as if you come out from Walmart and your bike is laying on it's side. Uninsured motorist claim usually has a $250 ded and does not raise your rates. close thread plz
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Old 04-08-2010, 10:10 PM   #12
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did that actually happen?
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Old 04-08-2010, 10:28 PM   #13
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its your fault for the way you parked the bike. its got to be a pretty big gust of wind to blow a bike over if the bike is on the stand correctly
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Old 04-08-2010, 10:37 PM   #14
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Quote:
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its your fault for the way you parked the bike. its got to be a pretty big gust of wind to blow a bike over if the bike is on the stand correctly
maybe if the bike is lowered and has an oem kickstand?
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Old 04-08-2010, 11:16 PM   #15
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User is banned

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Old 04-09-2010, 12:48 AM   #16
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uninsured so you dont take the hit.
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Old 04-09-2010, 12:54 AM   #17
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HAHAHAHAHAHAHAHAHAHAHAHA

it, you made laugh my off with that , and I got babies asleep!

I don't really care, but I gotta ask, "What the ?"
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Old 04-09-2010, 08:32 AM   #18
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Well when my bike was kicked over it was considered vandalism. no rate increase and only a 25$ ded.
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Old 04-09-2010, 12:21 PM   #19
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why the $64,000? was it a desmocedicci?
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Old 04-09-2010, 02:10 PM   #20
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