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Old 03-01-2010, 09:21 AM   #1
hotcknstrips
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Your bike and insurance.

I was thinking, since I may be getting me another bike, to get an idea of what everybody pays for insurance.

Lets do it like this, here's mine:

Male
36 yo
Harris Co.
clean record
2009 Buell 1125cr
Comprehensive and collision
Geico= 1250/yr.
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Old 03-01-2010, 09:25 AM   #2
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Old 03-01-2010, 09:26 AM   #3
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you cant compare prices because everone's policy is going to be different. Some have optional coverages and cadillac plans, and others are going to have your basic welfare coverage. Deductibles are going to be different. Everyone's situation is unique with it comes to insurance, at least it should be. BUt what the do i know
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Old 03-01-2010, 09:28 AM   #4
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Quote:
Originally Posted by hotcknstrips View Post
I was thinking, since I may be getting me another bike, to get an idea of what everybody pays for insurance.

Lets do it like this, here's mine:

Male
36 yo
Harris Co.
clean record
2009 Buell 1125cr
Comprehensive and collision
Geico= 1250/yr.
$500 deductable

Male
28 years old
Harris County
2008 CBR 1000rr
No tickets on record
Full Coverage (Comprehensive and collision, and other stuff)
State Farm $95 month = $1140 a year.

Last edited by 8-ball; 03-01-2010 at 09:33 AM.
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Old 03-01-2010, 09:29 AM   #5
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I think you should get a cruiser this time....maybe a trike.
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Old 03-01-2010, 09:33 AM   #6
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Quote:
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you cant compare prices because everone's policy is going to be different. Some have optional coverages and cadillac plans, and others are going to have your basic welfare coverage. Deductibles are going to be different. Everyone's situation is unique with it comes to insurance, at least it should be. BUt what the do i know
He can also look at people with situations closer to his own his and get an idea of what he may want. Same with other people that glance at this as well.
Good thought about posting deductibles.
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Old 03-01-2010, 09:35 AM   #7
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I think you should get a cruiser this time....maybe a trike.
**** off , either you're a part of the problem or GTFO
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Old 03-01-2010, 09:36 AM   #8
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Quote:
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**** off , either you're a part of the problem or GTFO
huh???

So your blaming me for your wreck??
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Old 03-01-2010, 09:36 AM   #9
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too many variables. Value you want to carry on the bike, value the insurance company is willing to pay, and most importantly is your record and credit. So its too hard to saying who is getting a deal and who is getting screwed by thier own accord
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Old 03-01-2010, 09:37 AM   #10
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What about this bad boy!!!!

hamburger motorcycle
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Old 03-01-2010, 09:37 AM   #11
hotcknstrips
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good thinking about the decuctible, I can't edit my post, but mine is 1000
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I am going to kiss your my friend!!!!


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Old 03-01-2010, 09:39 AM   #12
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Quote:
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What about this bad boy!!!!

hamburger motorcycle
Where's the bacon?
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I am going to kiss your my friend!!!!


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Old 03-01-2010, 09:51 AM   #13
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40ish
$500 deductible
Clean record
Instructor discount
Geico

ZX12
Liability - $78/year

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Liability - $22/year

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Liability - -$40/year (yes, that's a negative. The 250 gave me a multi bike discount which was more than the cost of the insurance )

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Old 03-01-2010, 09:52 AM   #14
sleepy_sleeper
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27yr old male
Grimes County (NW of Houston 1.5 hrs)
2002 Yamaha FZ 1
Excellent driving record
$96 per year for bare min. coverage works out to $8 per month
Progressive, Statefarm quoted $35 per mo for same coverage....
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Old 03-01-2010, 10:20 AM   #15
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Old 03-01-2010, 10:49 AM   #16
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24
Male
harris county
cbr600rr
accident- 3 years ago, 2 tickets- 1 speeding and 1 *unsafe change of lane to pull over for the cop*
Progressive- 112 a year for liability but changed it with theft. now paying 55.67 a month for 250 deductible.
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Old 03-01-2010, 11:01 AM   #17
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Male
33 yo
Galveston Co.
clean record/MSF completed & insurance discounted
2009 Ninja 650r (paid off)
Liability and Theft (everything but collision)
$500 deductable
$250/year with Allstate
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Old 03-01-2010, 11:37 AM   #18
The Trav
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Male
21 yo
Brazos Co.
not so clean record
2003 gsxr 1000
basic liability (bare min)
allstate = 120/mo 1440/yr

even better is my car insurance
1997 olds aurora (140k miles)
202/mo 2424/yr (pretty ghey huh?)
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Old 03-01-2010, 11:49 AM   #19
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08 Super Duke R
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No driving record
full coverage, comp/collision/theft
MSF discount
$258 yr/Allstate (500 ded, $3k in accessory coverage)
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Old 03-01-2010, 11:50 AM   #20
hotcknstrips
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Quote:
Originally Posted by The Trav View Post
Male
21 yo
Brazos Co.
not so clean record
2003 gsxr 1000
basic liability (bare min)
allstate = 120/mo 1440/yr

even better is my car insurance
1997 olds aurora (140k miles)
202/mo 2424/yr (pretty ghey huh?)
, man! you're record must be....not so good.
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Quote:
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