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Old 05-03-2006, 02:48 PM   #1
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looking into buying new bike, few questions...

I'm looking at financing a bike and was wondering a few things like, what kinda rate should I expect for bikes(good rate).

also, what kinda insurance do I have to have? I've heard some people say that you have to have full coverage if you are financing a bike, is that true?

thanks for your help,
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Old 05-03-2006, 02:49 PM   #2
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Not enough info...
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Old 05-03-2006, 02:52 PM   #3
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expect anything from a 5% to 15% interest rate.

You do not have to have full coverage insurance. You don't have to have any coverage to finance it. Though I think it is pretty stupid to even ask if you need full coverage if you plan on financing it. Do you have any idea how often bikes are stolen?
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Old 05-03-2006, 02:55 PM   #4
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What kind of bike are you looking at? That makes a big diffrence on insurence quotes, And get a quote first!!
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Old 05-03-2006, 03:00 PM   #5
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Things get so much easier if you have a good credit.
Unless you have an excellent credit, it's really hard to go below 10% to finance a bike.
If you are looking for a used bike, you can also find a 0% APR balance transfer credit card and pay off as much as you can within the time allows (normally 12 months).
After 12 months, you can simply get another card and do the same thing over (this is what I'm doing with my bikes).

When I financed my bike for the first time, I didn't have to get a full coverage.
I got liability with theft cover.
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Old 05-03-2006, 03:04 PM   #6
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