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View Poll Results: do you ride/race on track with or without health coverage?
i have health coverage or something similar 83 87.37%
"no engrish, no social security" 12 12.63%
Voters: 95. You may not vote on this poll

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Old 08-25-2009, 02:06 PM   #21
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Quote:
Originally Posted by tyme2move View Post
[color] Have you always had insurance?[/COLOR]



So, What about the (sometimes huge) portion that the insurance does not cover? Who pays for that if they can't?

What if you lose your job and individual insurance is not possible for you? Say...you have a condition that make your rates sky rocket. What then? Stop living, because something may happen? I'm really curious what some of you would say about this.

yes i've always had ins.

if you can't pay your portion, "we" pay for it

sucks if you loose your job and ins. , so why risk it even more by riding? cuz you enjoy it? not a good enough reason.....the dept you'd put your family into is a lifetime........all cuz you enjoy riding.
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Old 08-25-2009, 02:09 PM   #22
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Hang around the bike community very long and you will realize that wrecks/accidents happen....and often. Whether you are on the track or on the street it happens even to the most talented and the most careful riders. If you don't have health insurance then be prepared to pay for the bills the rest of your life. Some of the younger crowd can afford to do this because they don't have a family to provide for...for me it's a must not only for the bills but to be able to provide for my family if I'm hurt and can't work.
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Old 08-25-2009, 02:12 PM   #23
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Quote:
Originally Posted by tyme2move View Post
Wow, tell us what you really think! Have you always had insurance?



So, What about the (sometimes huge) portion that the insurance does not cover? Who pays for that if they can't?

What if you lose your job and individual insurance is not possible for you? Say...you have a condition that make your rates sky rocket. What then? Stop living, because something may happen? I'm really curious what some of you would say about this.
Well, the "huge portion" is called a deductible, everyone has it, and everyone has the choice of which they chose to carry. On the condition, that's a tuff one, because some conditions rate your policy high, and some will even decline you, which truly sucks. But The Texas Risk Pool is set up to give a person a policy no matter what. The cost is high, but you will get a policy by state law. I'm not saying stop living my any means, just saying motorcycling is a luxury, so if you can afford a bike, you should be able to afford all the things and responsibilities that come with it. And yes, there was a time I did not have insurance, but that was when I was young and stupid.
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Old 08-25-2009, 02:16 PM   #24
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Quote:
Originally Posted by RACER X View Post
yes i've always had ins.

if you can't pay your portion, "we" pay for it

sucks if you loose your job and ins. , so why risk it even more by riding? cuz you enjoy it? not a good enough reason.....the dept you'd put your family into is a lifetime........all cuz you enjoy riding.
Fair enough.. I don't necessarily agree. If you go by that rule, then you would have to give up anything that was not absolutely necessary. If you were forced to do this, how could it not affect you in a negative way? BTW, I do have insurance. But there have been times in my life that I did not.
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Old 08-25-2009, 02:24 PM   #25
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Quote:
Originally Posted by Pachuco View Post
Well, the "huge portion" is called a deductible, everyone has it, and everyone has the choice of which they chose to carry. On the condition, that's a tuff one, because some conditions rate your policy high, and some will even decline you, which truly sucks. But The Texas Risk Pool is set up to give a person a policy no matter what. The cost is high, but you will get a policy by state law. I'm not saying stop living my any means, just saying motorcycling is a luxury, so if you can afford a bike, you should be able to afford all the things and responsibilities that come with it. And yes, there was a time I did not have insurance, but that was when I was young and stupid.
Your not kidding there, it it very expensive!
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Old 08-25-2009, 02:33 PM   #26
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Quote:
Originally Posted by tyme2move View Post
Fair enough.. I don't necessarily agree. If you go by that rule, then you would have to give up anything that was not absolutely necessary. If you were forced to do this, how could it not affect you in a negative way? BTW, I do have insurance. But there have been times in my life that I did not.

Some of us been there.
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Old 08-25-2009, 02:39 PM   #27
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Quote:
Originally Posted by tyme2move View Post
Fair enough.. I don't necessarily agree. If you go by that rule, then you would have to give up anything that was not absolutely necessary. If you were forced to do this, how could it not affect you in a negative way? BTW, I do have insurance. But there have been times in my life that I did not.
so riding for pleasure is worth putting your family in debt for the rest of your life?

for most riding is a luxury. not if it's your only means, then by all means getting to work is more important then having ins.

but riding for pleasure isn't worth it
neither is riding at the track

w/o ins.

not a whole lotta thought to that, IMO, it's big picture thinking vs selfish pleasure.
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Old 08-25-2009, 02:41 PM   #28
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Quote:
Originally Posted by tyme2move View Post
Fair enough.. I don't necessarily agree. If you go by that rule, then you would have to give up anything that was not absolutely necessary. If you were forced to do this, how could it not affect you in a negative way? BTW, I do have insurance. But there have been times in my life that I did not.

No, you shouldnt just give up things bc they are unnecessary but if you cannot afford unnecessary things you should give them up.

Riding a motorcycle is a luxury not a right. I pay for my luxury. I have all necessary health care cover plus more to cover me if/when something goes wrong. I do not expect other people to have to pay for my bills when I cannot. I do not and will not parcipate in benifits for people who get hurt while riding (flame suit on) to cover their medical bills or help their families out bc I think it is a NECESSITY to cover your own if you want to take the risk of this luxury! Rant off.
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Old 08-25-2009, 02:45 PM   #29
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Quote:
Originally Posted by ENDOmonkey View Post
No, you shouldnt just give up things bc they are unnecessary but if you cannot afford unnecessary things you should give them up.

Riding a motorcycle is a luxury not a right. I pay for my luxury. I have all necessary health care cover plus more to cover me if/when something goes wrong. I do not expect other people to have to pay for my bills when I cannot. I do not and will not parcipate in benifits for people who get hurt while riding (flame suit on) to cover their medical bills or help their families out bc I think it is a NECESSITY to cover your own if you want to take the risk of this luxury! Rant off.
Quote:
Originally Posted by RACER X View Post
so riding for pleasure is worth putting your family in debt for the rest of your life?

for most riding is a luxury. not if it's your only means, then by all means getting to work is more important then having ins.

but riding for pleasure isn't worth it
neither is riding at the track

w/o ins.

not a whole lotta thought to that, IMO, it's big picture thinking vs selfish pleasure.
well put by both of you.
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Old 08-25-2009, 04:27 PM   #30
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I find it hard for some people to say that riding is a neccesity (granted there are extreme cases).....you can pick up a cheap old civic for the price of most bikes....
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Old 08-25-2009, 06:17 PM   #31
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i've done 6 track days without medical coverage.....

my credit is screwed from when I was younger anyway, so they can bill me all they like if something was to happen *knock on wood* it hasn't.


I voted "no engrish, no social security", because the dumbass who made this poll is a racist....and i'm white by the way you ****tard

Last edited by TrevorC; 08-25-2009 at 06:20 PM.
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Old 08-25-2009, 06:22 PM   #32
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I wouldn't do it. I didn't pay a penny for all my doc visits, surgery or the many months of pt. It was well over 60k. Plus I also had short term disability so I still got paid while I was recovering.
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Old 08-25-2009, 06:35 PM   #33
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T,

Why'd you start this .......this could go on and on and on.
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Old 08-25-2009, 06:46 PM   #34
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Quote:
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I voted "no engrish, no social security", because the dumbass who made this poll is a racist....and i'm white by the way you ****tard
How so? Please explain........
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Old 08-25-2009, 07:56 PM   #35
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Quote:
Originally Posted by TrevorC View Post
i've done 6 track days without medical coverage.....

my credit is screwed from when I was younger anyway, so they can bill me all they like if something was to happen *knock on wood* it hasn't.


I voted "no engrish, no social security", because the dumbass who made this poll is a racist....and i'm white by the way you ****tard
So just bc your credit is screwed you dont care if you get screwed for the REST OF YOUR LIFE with medical bills? Dude I jsut saw your profile and you are only 22 you have plently of time to fix your credit.

It irritates me to no end to hear people say they dont care about insurance. Of course you dont bc you probably wont end up paying your bills. Like Trevor here who doesnt give a about his credit. Isnt it enought that I have to pay for illegals to have health care? Now I have to pay for irresponisble people who feel like riding a bike is a right, not a priviliage or luxury and who cares if they get hurt because someone will pick up their tab!
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Old 08-25-2009, 09:29 PM   #36
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Quote:
Originally Posted by TrevorC View Post
i've done 6 track days without medical coverage.....

my credit is screwed from when I was younger anyway, so they can bill me all they like if something was to happen *knock on wood* it hasn't.


I voted "no engrish, no social security", because the dumbass who made this poll is a racist....and i'm white by the way you ****tard

Gawd racist.
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Old 08-25-2009, 09:33 PM   #37
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I think we all should do trevorc style and who gives a flyin about the bill and credit. Let other pay my medical bills, screw my credit cause I speak no engrish.
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Old 08-26-2009, 09:12 AM   #38
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Quote:
Originally Posted by TrevorC View Post
i've done 6 track days without medical coverage.....

my credit is screwed from when I was younger anyway, so they can bill me all they like if something was to happen *knock on wood* it hasn't.


I voted "no engrish, no social security", because the dumbass who made this poll is a racist....and i'm white by the way you ****tard
it was a joke. i don't care if you're white, black or brown, i'll still tell you a racist or stereotyped joke pertaining to your own race to your face anyday. why? because it's a fcking joke, can't take a joke? then get that out of your and life will be easier.

what does being white have to do wtih your comment anyways? a little racist are we? and i'm not white by the way you fcktard.
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Old 08-26-2009, 09:21 AM   #39
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Quote:
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it was a joke. i don't care if you're white, black or brown, i'll still tell you a racist or stereotyped joke pertaining to your own race to your face anyday. why? because it's a fcking joke, can't take a joke? then get that out of your and life will be easier.

what does being white have to do wtih your comment anyways? a little racist are we? and i'm not white by the way you fcktard.

This is why we love you Tony!
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Old 08-26-2009, 09:22 AM   #40
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mi no squieky engrish. i no pay, u pay.

touchy subject there buddy.
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